{"id":9130,"date":"2019-09-21T06:09:57","date_gmt":"2019-09-21T03:09:57","guid":{"rendered":"https:\/\/super-news.info\/vi\/cam-co-so-tiet-kiem-chi-30-phut-vay-ca-ty-dong-bien-tuong-nguy-hiem\/"},"modified":"2019-09-21T06:09:59","modified_gmt":"2019-09-21T03:09:59","slug":"cam-co-so-tiet-kiem-chi-30-phut-vay-ca-ty-dong-bien-tuong-nguy-hiem","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/cam-co-so-tiet-kiem-chi-30-phut-vay-ca-ty-dong-bien-tuong-nguy-hiem\/","title":{"rendered":"C\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m, ch\u1ec9 30 ph\u00fat vay c\u1ea3 t\u1ef7 \u0111\u1ed3ng, bi\u1ebfn t\u01b0\u1edbng nguy hi\u1ec3m"},"content":{"rendered":"


\n M\u1edbi \u0111\u00e2y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ra v\u0103n b\u1ea3n c\u1ea3nh b\u00e1o v\u1ec1 vi\u1ec7c cho vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng \u00e1n vay v\u1ed1n, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n c\u1ee5 th\u1ec3, d\u1ec5 d\u1eabn \u0111\u1ebfn r\u1ee7i ro; \u0111\u1ed3ng th\u1eddi si\u1ebft ch\u1eb7t ho\u1ea1t \u0111\u1ed9ng n\u00e0y c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. V\u1eady, vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e0 g\u00ec, v\u00ec sao l\u1ea1i tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p?T\u1eeb c\u00e1ch \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ngCho vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Theo m\u1ed9t c\u00e1n b\u1ed9 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) khi c\u1ea5p t\u00edn d\u1ee5ng th\u01b0\u1eddng y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay, tr\u01b0\u1eddng h\u1ee3p n\u00e0y, l\u00e0 ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m c\u1ee7a h\u1ecd. C\u00f2n \u201cc\u1ea7m c\u1ed1\u201d ch\u1ec9 l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o. Theo \u0111\u00f3, kh\u00e1ch h\u00e0ng s\u1ebd b\u00e0n giao s\u1ed5 ti\u1ebft ki\u1ec7m cho ng\u00e2n h\u00e0ng phong to\u1ea3, qu\u1ea3n l\u00fd trong su\u1ed1t th\u1eddi gian \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay.Theo Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng, lo\u1ea1i t\u00e0i s\u1ea3n l\u00e0 ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m th\u01b0\u1eddng \u0111\u01b0\u1ee3c coi l\u00e0 an to\u00e0n nh\u1ea5t, d\u1ec5 x\u1eed l\u00fd nh\u1ea5t trong c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c \u0111em \u0111\u1ea3m b\u1ea3o; v\u00e0 c\u1ea7m c\u1ed1 c\u0169ng l\u00e0 bi\u1ec7n ph\u00e1p m\u00e0 ng\u00e2n h\u00e0ng \u201cn\u1eafm \u0111\u1eb1ng chu\u00f4i\u201d n\u00ean ngu\u1ed3n l\u1ef1c cho vi\u1ec7c x\u1eed l\u00fd c\u00e1c t\u00e0i s\u1ea3n th\u01b0\u1eddng th\u1ea5p. Ch\u00ednh v\u00ec v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng \u201cth\u1ea3 l\u1ecfng\u201d h\u01a1n c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u1ec1 th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng, gi\u1ea5y t\u1edd m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n c\u0169ng nh\u01b0 tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c c\u1ea5p t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o b\u1eb1ng ti\u1ec1n g\u1eedi c\u0169ng r\u1ea5t \u0111\u01a1n gi\u1ea3n, g\u1ecdn nh\u1eb9, th\u1eadm ch\u00ed t\u1eeb l\u00fac y\u00eau c\u1ea7u, \u0111\u1ebfn l\u00fac gi\u1ea3i ng\u00e2n nhanh nh\u1ea5t ch\u1ec9 30 ph\u00fat \u0111\u1ed3ng h\u1ed3.Cho vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ngKhi \u0111\u01b0\u1ee3c h\u1ecfi v\u1ec1 vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m, ch\u1ecb T., m\u1ed9t giao d\u1ecbch vi\u00ean nhi\u1ec1u n\u0103m \u1edf c\u1ee7a ng\u00e2n h\u00e0ng, cho bi\u1ebft, \u1edf c\u1ea5p \u0111\u1ed9 c\u1ee7a ch\u1ecb, \u0111\u00e2y l\u00e0 ho\u1ea1t \u0111\u1ed9ng r\u1ea5t b\u00ecnh th\u01b0\u1eddng, th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u r\u00fat ti\u1ec1n ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc h\u1ea1n.C\u0169ng theo v\u1ecb n\u00e0y, \u201cch\u00fang t\u00f4i th\u01b0\u1eddng \u01b0u ti\u00ean ti\u1ec1n g\u1eedi t\u1ea1i ng\u00e2n h\u00e0ng m\u00ecnh tr\u01b0\u1edbc, c\u00f2n ti\u1ec1n g\u1eedi t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c, ch\u00fang t\u00f4i quy \u0111\u1ecbnh danh s\u00e1ch c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 uy t\u00edn, v\u00e0 th\u01b0\u1eddng b\u1eaft bu\u1ed9c y\u00eau c\u1ea7u nh\u00e2n vi\u00ean \u0111i x\u00e1c minh s\u1ed1 d\u01b0, y\u00eau c\u1ea7u phong to\u1ea3\u201d.\u201cN\u1ebfu kh\u00e1ch h\u00e0ng s\u1eafp \u0111\u1ebfn h\u1ea1n nh\u01b0ng c\u1ea7n r\u00fat tr\u01b0\u1edbc m\u1ed9t v\u00e0i ng\u00e0y, ch\u00fang t\u00f4i th\u01b0\u1eddng t\u01b0 v\u1ea5n gi\u1ea3i ph\u00e1p l\u00e0 vay c\u1ea7m c\u1ed1 ch\u00ednh s\u1ed5 ti\u1ebft ki\u1ec7m \u0111\u00f3, khi \u0111\u1ebfn h\u1ea1n s\u1ebd t\u1ea5t to\u00e1n, thu n\u1ee3, \u0111\u1ee1 thi\u1ec7t th\u00f2i h\u01a1n nhi\u1ec1u\u201d.Ch\u1ecb H\u01b0\u1eddng (Long Bi\u00ean, H\u00e0 N\u1ed9i), m\u1ed9t kh\u00e1ch h\u00e0ng t\u1eebng c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m , k\u1ec3: \u201cT\u00f4i c\u00f3 g\u1eedi ti\u1ebft ki\u1ec7m 1,2 t\u1ef7, th\u1eddi h\u1ea1n 3 th\u00e1ng, l\u00e3i su\u1ea5t 5,1%\/n\u0103m t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng, t\u00ednh ra \u0111\u01b0\u1ee3c h\u01a1n 15 tri\u1ec7u ti\u1ec1n l\u00e3i. Nh\u01b0ng v\u00ec c\u00f3 vi\u1ec7c g\u1ea5p, m\u00e0 1 tu\u1ea7n n\u1eefa m\u1edbi \u0111\u1ebfn h\u1ea1n, n\u1ebfu r\u00fat ra ngay b\u1ecb t\u00ednh l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n l\u00e3i ch\u1ec9 \u0111\u01b0\u1ee3c h\u01a1n 1 tri\u1ec7u. Trong khi \u0111\u00f3, n\u1ebfu t\u00f4i vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m, l\u00e3i 10%\/n\u0103m. Khi t\u1ea5t to\u00e1n, sau khi tr\u1eeb \u0111i ph\u1ea7n l\u00e3i su\u1ea5t vay, t\u00f4i v\u1eabn c\u00f2n l\u00e3i h\u01a1n ch\u1ee5c tri\u1ec7u\u201d.Bi\u1ebfn t\u01b0\u1edbng nguy hi\u1ec3mV\u1edbi nh\u1eefng kho\u1ea3n vay \u201cgi\u1ea3i nguy\u201d ti\u1ec1n m\u1eb7t cho kh\u00e1ch h\u00e0ng nh\u01b0 tr\u00ean, h\u1ed3 s\u01a1 cho vay th\u01b0\u1eddng r\u1ea5t \u0111\u01a1n gi\u1ea3n, kh\u00f4ng k\u00e8m theo ch\u1ee9ng t\u1eeb ch\u1ee9ng minh m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n, th\u1eddi gian gi\u1ea3i ng\u00e2n r\u1ea5t nhanh. Tuy nhi\u00ean, \u1edf c\u00e1c c\u1ea5p \u0111\u1ed9 cao h\u01a1n trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, \u0111\u00e2y l\u1ea1i \u0111ang tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng c\u1ee5 bi\u1ebfn t\u01b0\u1edbng.\u0110\u1ea7u ti\u00ean, vi\u1ec7c c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 \u201cch\u1ea1y ch\u1ec9 ti\u00eau kinh doanh\u201d cho c\u00e1c chi nh\u00e1nh c\u1ee7a ng\u00e2n h\u00e0ng. \u201cCu\u1ed1i n\u0103m th\u01b0\u1eddng thi\u1ebfu ch\u1ec9 ti\u00eau d\u01b0 n\u1ee3, c\u00e1c gi\u00e1m \u0111\u1ed1c chi nh\u00e1nh th\u01b0\u1eddng c\u00f3 \u2018chi\u00eau\u2019 l\u00e0 \u0111\u1ec1 ngh\u1ecb m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng th\u00e2n quen c\u1ea7m c\u1ed1 ti\u1ebft ki\u1ec7m\/ti\u1ec1n g\u1eedi, \u0111\u1ec3 gi\u1ea3i ng\u00e2n. Vi\u1ec7c n\u00e0y l\u00e0m t\u0103ng c\u1ea3 hai \u0111\u1ea7u, d\u01b0 n\u1ee3 v\u00e0 d\u01b0 ti\u1ec1n g\u1eedi, l\u1ea1i t\u01b0\u01a1ng \u0111\u1ed1i an to\u00e0n n\u00ean th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng\u201d – Gi\u00e1m \u0111\u1ed1c m\u1ed9t chi nh\u00e1nh NHTM cho hay.NHNN c\u0169ng n\u00ean m\u1ea1nh tay v\u1edbi c\u00e1c h\u00e0nh vi c\u1ed1 \u00fd l\u1ee3i d\u1ee5ng vi\u1ec7c cho vay c\u1ea7m c\u1ed1 \u0111\u1ec3 bi\u1ebfn t\u01b0\u1edbng (\u1ea3nh minh h\u1ecda)D\u1ea5u hi\u1ec7u r\u00f5 r\u00e0ng nh\u1ea5t c\u1ee7a t\u00ecnh tr\u1ea1ng n\u00e0y, l\u00e0 d\u01b0 n\u1ee3 th\u01b0\u1eddng t\u0103ng nhanh v\u00e0o c\u00e1c th\u1eddi \u0111i\u1ec3m ch\u1ed1t nh\u01b0 30\/6 hay 31\/12, nh\u01b0ng qua m\u1ed1c \u0111\u00f3 d\u01b0 n\u1ee3 s\u1ee5t gi\u1ea3m m\u1ea1nh.\u201cCh\u00fang t\u00f4i bi\u1ebft vi\u1ec7c n\u00e0y, v\u00e0 \u0111\u00e3 t\u1eebng x\u1eed l\u00fd k\u1ef7 lu\u1eadt c\u1ea3 gi\u00e1m \u0111\u1ed1c chi nh\u00e1nh, gi\u00e1m \u0111\u1ed1c kinh doanh c\u00f3 li\u00ean quan\u201d, Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n tr\u1ecb r\u1ee7i ro m\u1ed9t m\u1ed9t ng\u00e2n h\u00e0ng chia s\u1ebb. Tuy nhi\u00ean, \u0111\u00e2y v\u1eabn l\u00e0 h\u00ecnh th\u1ee9c bi\u1ebfn t\u01b0\u1edbng c\u00f2n nh\u1eb9 nh\u00e0ng, v\u00e0 ch\u01b0a qu\u00e1 nguy hi\u1ec3m cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng\u201d, v\u1ecb gi\u00e1m \u0111\u1ed1c tr\u00ean nh\u1eadn x\u00e9t.Bi\u1ebfn t\u01b0\u1edbng nguy hi\u1ec3m h\u01a1n l\u00e0 vi\u1ec7c l\u1ee3i d\u1ee5ng t\u00ednh an to\u00e0n theo l\u00fd thuy\u1ebft c\u1ee7a vi\u1ec7c \u0111\u1ea3m b\u1ea3o ti\u1ec1n vay b\u1eb1ng s\u1ed5 ti\u1ebft ki\u1ec7m\/ti\u1ec1n g\u1eedi \u0111\u1ec3 bu\u00f4ng l\u1ecfng vi\u1ec7c th\u1ea9m \u0111\u1ecbnh cho vay ban \u0111\u1ea7u, thi\u1ebfu thu th\u1eadp c\u00e1c ch\u1ee9ng t\u1eeb ch\u1ee9ng minh m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n, h\u1ed3 s\u01a1 y\u00eau c\u1ea7u \u0111\u01a1n gi\u1ea3n, qu\u00e1 tr\u00ecnh th\u1ea9m \u0111\u1ecbnh kho\u1ea3n vay ng\u1eafn.\u0110\u00e2y ch\u00ednh l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch l\u00e0m bi\u1ebfn t\u01b0\u1edbng vi\u1ec7c cho vay c\u1ea7m c\u1ed1 b\u1eb1ng ti\u1ec1n g\u1eedi. Trong \u0111\u1ea1i \u00e1n Ph\u1ea1m C\u00f4ng Danh t\u1ea1i Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng (VNCB), \u00f4ng n\u00e0y \u0111\u00e3 c\u1ea7m c\u1ed1 m\u1ed9t s\u1ed1 d\u01b0 ti\u1ec1n ti\u1ec1n g\u1eedi l\u1edbn c\u1ee7a VNCB t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, b\u1ea3o l\u00e3nh cho c\u00e1c kho\u1ea3n vay c\u1ee7a c\u00e1c c\u00f4ng ty n\u1eb1m trong li\u00ean minh c\u1ee7a Ph\u1ea1m C\u00f4ng Danh. Khi \u0111\u1ebfn h\u1ea1n, c\u00e1c c\u00f4ng ty con n\u00e0y kh\u00f4ng c\u00f3 ti\u1ec1n tr\u1ea3, ng\u00e2n h\u00e0ng th\u00ec thu n\u1ee3 b\u1eb1ng s\u1ed1 ti\u1ec1n c\u1ea7m c\u1ed1, d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i cho ch\u00ednh VNCB.C\u00e1o tr\u1ea1ng th\u1ec3 hi\u1ec7n r\u00f5 vi\u1ec7c th\u1ea9m \u0111\u1ecbnh c\u00e1c kho\u1ea3n vay tr\u00ean c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u thi\u1ebfu tr\u00e1ch nhi\u1ec7m, \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t th\u1ea7n t\u1ed1c, qu\u1ea3n l\u00fd sau vay l\u1ecfng l\u1ebbo, \u0111\u1ec3 Ph\u1ea1m C\u00f4ng Danh s\u1eed d\u1ee5ng v\u1ed1n sai m\u1ee5c \u0111\u00edch. Cho \u0111\u1ebfn t\u1eadn phi\u00ean x\u00e9t x\u1eed ph\u00fac th\u1ea9m, t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a kho\u1ea3n vay v\u00e0 s\u1ed1 ph\u1eadn c\u1ee7a kho\u1ea3n ti\u1ec1n \u0111\u01b0\u1ee3c c\u1ea7m c\u1ed1 v\u1eabn l\u00e0 s\u1ef1 tranh c\u00e3i k\u1ecbch li\u1ec7t gi\u1eefa c\u00e1c b\u00ean.M\u1ed9t lo\u1ea1i h\u00ecnh t\u1ed9i ph\u1ea1m c\u0169ng \u0111ang n\u1ed5i l\u00ean, l\u00e0 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng l\u1ee3i d\u1ee5ng vi\u1ec7c vay c\u1ea7m c\u1ed1 \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng. V\u1edbi l\u00f2ng tin, kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0a s\u1ed5 ti\u1ebft ki\u1ec7m cho c\u00e1n b\u1ed9, th\u01b0\u1eddng l\u00e0 l\u00e3nh \u0111\u1ea1o c\u1ee7a chi nh\u00e1nh\/ph\u00f2ng giao d\u1ecbch ng\u00e2n h\u00e0ng. Ch\u00ednh nh\u1eefng ng\u01b0\u1eddi n\u00e0y l\u1ea1i quay ra l\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 \u0111\u1ec3 vay v\u1ed1n, h\u00ecnh th\u1ee9c \u0111\u1ea3m b\u1ea3o b\u1eb1ng c\u1ea7m c\u1ed1 c\u00e1c s\u1ed5 ti\u1ebft ki\u1ec7m.T\u1eeb nh\u1eefng bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vi\u1ec7c cho vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m th\u1eddi gian qua, vi\u1ec7c NHNN ra v\u0103n b\u1ea3n c\u1ea3nh b\u00e1o l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft. C\u00f3 l\u1ebd, NHNN c\u0169ng n\u00ean m\u1ea1nh tay v\u1edbi c\u00e1c h\u00e0nh vi c\u1ed1 \u00fd l\u1ee3i d\u1ee5ng vi\u1ec7c cho vay c\u1ea7m c\u1ed1 \u0111\u1ec3 bi\u1ebfn t\u01b0\u1edbng, l\u00e0m sai l\u1ec7ch c\u00e1c ch\u1ec9 s\u1ed1.\u0110\u1ed3ng th\u1eddi, b\u1ea3n th\u00e2n c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ecbnh v\u1ecb l\u1ea1i r\u1ee7i ro, v\u00e0 c\u00f3 ti\u00eau ch\u00ed \u0111\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c lo\u1ea1i h\u00ecnh cho vay n\u00e0y, v\u1eeba h\u1ed7 tr\u1ee3 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng v\u1edbi m\u1ee5c \u0111\u00edch t\u1ed1t \u0111\u1eb9p, gi\u1ea3m thi\u1ec7t th\u00f2i khi g\u1eedi ti\u1ebft ki\u1ec7m nh\u01b0ng c\u0169ng c\u1ea7n ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd r\u1ee7i ro, tr\u00e1nh bi\u1ebfn t\u01b0\u1edbng, l\u1ee3i d\u1ee5ng.
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M\u1edbi \u0111\u00e2y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ra v\u0103n b\u1ea3n c\u1ea3nh b\u00e1o v\u1ec1 vi\u1ec7c cho vay c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng \u00e1n vay v\u1ed1n, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n c\u1ee5 th\u1ec3, d\u1ec5 d\u1eabn \u0111\u1ebfn r\u1ee7i ro; \u0111\u1ed3ng th\u1eddi si\u1ebft ch\u1eb7t ho\u1ea1t \u0111\u1ed9ng n\u00e0y c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c […]<\/p>\n","protected":false},"author":2,"featured_media":9131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nC\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m, ch\u1ec9 30 ph\u00fat vay c\u1ea3 t\u1ef7 \u0111\u1ed3ng, bi\u1ebfn t\u01b0\u1edbng nguy hi\u1ec3m - 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