{"id":8545,"date":"2019-09-11T09:17:01","date_gmt":"2019-09-11T06:17:01","guid":{"rendered":"https:\/\/super-news.info\/vi\/lai-suat-the-tin-dung-visa-hang-chuan-cua-cac-ngan-hang-hien-nay-the-nao\/"},"modified":"2019-09-11T09:17:04","modified_gmt":"2019-09-11T06:17:04","slug":"lai-suat-the-tin-dung-visa-hang-chuan-cua-cac-ngan-hang-hien-nay-the-nao","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/lai-suat-the-tin-dung-visa-hang-chuan-cua-cac-ngan-hang-hien-nay-the-nao\/","title":{"rendered":"L\u00e3i su\u1ea5t th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay th\u1ebf n\u00e0o?"},"content":{"rendered":"


\n V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n hi\u1ec7n nay, th\u1ebb t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng v\u00e0 c\u0169ng r\u1ea5t thu h\u00fat kh\u00e1ch h\u00e0ng b\u1edfi t\u00ednh ti\u1ec7n l\u1ee3i, b\u1ea3o m\u1eadt, l\u1ea1i k\u00e8m nhi\u1ec1u \u01b0u \u0111\u00e3i.M\u1ed9t trong nh\u1eefng \u01b0u \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng l\u00e0 ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 chi ti\u00eau tr\u01b0\u1edbc, tr\u1ea3 ti\u1ec1n sau; kho\u1ea3ng th\u1eddi gian mi\u1ec5n l\u00e3i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 45 \u0111\u1ebfn 55 ng\u00e0y. \u0110i\u1ec1u n\u00e0y gi\u00fap kh\u00e1ch h\u00e0ng ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong chi ti\u00eau, \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c nhu c\u1ea7u t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n.Ngo\u00e0i ra, nh\u1eefng \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn m\u00e0 ch\u1ee7 th\u1ebb \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u0169ng l\u00e0 \u0111i\u1ec3m c\u1ed9ng l\u1edbn c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng. C\u00e1c ng\u00e2n h\u00e0ng \u0111ang ra s\u1ee9c c\u1ea1nh tranh nhau b\u1eb1ng c\u00e1ch li\u00ean k\u1ebft v\u1edbi c\u00e1c nh\u00e3n h\u00e0ng \u0111\u1ec3 \u0111\u01b0a ra nh\u1eefng \u01b0u \u0111\u00e3i ho\u00e0n ti\u1ec1n, ch\u01b0\u01a1ng tr\u00ecnh b\u00e1n h\u00e0ng tr\u1ea3 g\u00f3p v\u1edbi l\u00e3i su\u1ea5t 0% cho kh\u00e1ch h\u00e0ng. V\u00e0 ch\u1ee7 th\u1ebb c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i trong cu\u1ed9c ch\u1ea1y \u0111ua n\u00e0y.C\u00f3 th\u1ec3 th\u1ea5y, vi\u1ec7c s\u1edf h\u1eefu th\u1ebb t\u00edn d\u1ee5ng mang l\u1ea1i nh\u1eefng ti\u1ec7n \u00edch v\u01b0\u1ee3t tr\u1ed9i h\u01a1n nhi\u1ec1u cho ch\u1ee7 th\u1ebb so v\u1edbi vi\u1ec7c s\u1edf h\u1eefu th\u1ebb ghi n\u1ee3 th\u00f4ng th\u01b0\u1eddng. \u0110i\u1ec1u n\u00e0y khi\u1ebfn cho nhu c\u1ea7u m\u1edf th\u1ebb t\u00edn d\u1ee5ng trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y t\u0103ng l\u00ean nhanh ch\u00f3ng.Tuy nhi\u00ean, \u0111\u00e3 c\u00f3 kh\u00f4ng \u00edt kh\u00e1ch h\u00e0ng ph\u1ea3i h\u1ee7y th\u1ebb t\u00edn d\u1ee5ng sau m\u1ed9t th\u1eddi gian s\u1eed d\u1ee5ng. L\u00fd do ch\u00ednh b\u1edfi v\u00ec sau th\u1eddi gian mi\u1ec5n l\u00e3i, kh\u00e1ch h\u00e0ng b\u1ecb “cho\u00e1ng” b\u1edfi l\u00e3i su\u1ea5t t\u00ednh tr\u00ean s\u1ed1 ti\u1ec1n tr\u1ea3 ch\u1eadm kh\u00e1 cao.B\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ngKh\u1ea3o s\u00e1t c\u1ee7a ch\u00fang t\u00f4i t\u1ea1i th\u1eddi \u0111i\u1ec3m ng\u00e0y 11\/9\/2019 cho th\u1ea5y, \u0111\u1ed1i v\u1edbi th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n, nh\u00f3m c\u00e1c ng\u00e2n h\u00e0ng TMCP Nh\u00e0 n\u01b0\u1edbc nh\u01b0 BIDV, Vietinbank hay Agribank c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng th\u1ea5p nh\u1ea5t, \u0111\u1ec1u \u1edf m\u1ee9c d\u01b0\u1edbi 20%\/n\u0103m.\u1ede m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ngo\u1ea1i c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch \u0111\u00e1ng k\u1ec3. N\u1ebfu nh\u01b0 \u1edf Shinhanbank thu l\u00e3i 26%\/n\u0103m \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n ch\u1eadm tr\u1ea3 th\u00ec \u1edf HSBC hay Citibank Vietnam \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t \u1edf m\u1ee9c cao so v\u1edbi to\u00e0n h\u1ec7 th\u1ed1ng, tr\u00ean 30%\/n\u0103m.V\u1edbi c\u00e1c ng\u00e2n h\u00e0ng TMCP kh\u00e1c, l\u00e3i su\u1ea5t ch\u1ee7 th\u1ebb ph\u1ea3i ch\u1ecbu dao \u0111\u1ed9ng trong kho\u1ea3ng t\u1eeb 23-29%\/n\u0103m t\u00f9y thu\u1ed9c v\u00e0o m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng. Nh\u01b0 v\u1edbi th\u1ebb Visa chu\u1ea9n c\u1ee7a NCB khi c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o ch\u1ec9 ph\u1ea3i ch\u1ecbu l\u00e3i su\u1ea5t 23%, n\u1ebfu kh\u00f4ng m\u1ee9c l\u00e3i l\u00e0 25%. Hay \u1edf Techcombank, m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng th\u00f4ng th\u01b0\u1eddng l\u00e0 29.8% v\u00e0 26.8% \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 h\u1ed9i vi\u00ean d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u01b0u ti\u00ean (kh\u00e1ch VIP).Kh\u00f4ng ch\u1ec9 b\u1ecb t\u00ednh l\u00e3i, khi qu\u00e1 s\u1ed1 ng\u00e0y mi\u1ec5n l\u00e3i m\u00e0 ch\u01b0a thanh to\u00e1n s\u1ed1 ti\u1ec1n \u0111\u00e3 chi ti\u00eau ho\u1eb7c s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u ph\u1ea3i tr\u1ea3 th\u00ec kh\u00e1ch h\u00e0ng c\u00f2n ph\u1ea3i ch\u1ecbu ph\u00ed ph\u1ea1t thanh to\u00e1n tr\u1ec5 h\u1ea1n. M\u1ed7i ng\u00e2n h\u00e0ng s\u1ebd thu ph\u00ed ph\u1ea1t tr\u00ean s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u c\u00f2n l\u1ea1i ho\u1eb7c tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n ch\u1eadm tr\u1ea3.\u00a0C\u00e1c ng\u00e2n h\u00e0ng bao g\u1ed3m MBBank, SCB, ABBank, ACB v\u00e0 HSBC thu ph\u00ed \u1edf m\u1ee9c 4% d\u01b0 n\u1ee3 t\u1ed1i thi\u1ec3u c\u00f2n l\u1ea1i, trong khi \u0111\u00f3 \u1edf Vietinbank l\u00e0 3%-6%. Ph\u1ea1t tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n ch\u01b0a thanh to\u00e1n, VietABank \u0111\u1ee9ng \u0111\u1ea7u v\u1edbi m\u1ee9c ph\u00ed th\u1ea5p nh\u1ea5t ch\u1ec9 1%. M\u1ee9c ph\u00ed cao nh\u1ea5t l\u00ean \u0111\u1ebfn 6% \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi th\u1ebb t\u00edn d\u1ee5ng Visa chu\u1ea9n \u1edf Sacombank v\u00e0 Techcombank. Nh\u00f3m 7 ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i c\u00f3 m\u1ee9c ph\u00ed dao \u0111\u1ed9ng t\u1eeb 3% \u0111\u1ebfn 4,4% d\u01b0 n\u1ee3 ch\u01b0a thanh to\u00e1n, bao g\u1ed3m Agribank, BIDV, NCB, HDBank, Shinhan Bank, Citibank Vietnam v\u00e0 TP Bank. Ngo\u00e0i ra, c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n quy \u0111\u1ecbnh th\u00eam m\u1ee9c ph\u1ea1t t\u1ed1i thi\u1ec3u t\u1eeb 50.000 \u0111\u1ed3ng cho t\u1edbi 300.000 \u0111\u1ed3ng, th\u1eadm ch\u00ed t\u1ea1i Citibank m\u1ee9c ph\u1ea1t t\u1ed1i \u0111a l\u00ean t\u1edbi 2 tri\u1ec7u \u0111\u1ed3ng.B\u1ea3ng ph\u00ed ph\u1ea1t thanh to\u00e1n tr\u1ec5 h\u1ea1n th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ngNh\u01b0 v\u1eady, v\u1edbi th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n, l\u00e3i su\u1ea5t ph\u1ea1t ch\u1eadm tr\u1ea3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh th\u1ea5p h\u01a1n h\u1eb3n so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u00e1c, m\u1ed9t v\u00e0i ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i c\u00f2n thu l\u00e3i cao v\u01b0\u1ee3t m\u1ee9c 30%\/n\u0103m. Tuy nhi\u00ean, n\u1ebfu ch\u1ee7 th\u1ebb bi\u1ebft c\u00e1ch chi ti\u00eau v\u00e0 thanh to\u00e1n n\u1ee3 trong kho\u1ea3ng th\u1eddi gian mi\u1ec5n l\u00e3i th\u00ec l\u00e3i su\u1ea5t kh\u00f4ng ph\u1ea3i l\u00e0 \u0111i\u1ec1u qu\u00e1 quan tr\u1ecdng m\u00e0 thay v\u00e0o \u0111\u00f3 l\u00e0 d\u1ecbch v\u1ee5 th\u1ebb c\u0169ng nh\u01b0 c\u00e1c ti\u1ec7n \u00edch v\u00e0 \u01b0u \u0111\u00e3i m\u00e0 th\u1ebb mang l\u1ea1i. S\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng hi\u1ec7u qu\u1ea3 l\u00e0 khi kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3i ch\u1ecbu l\u00e3i su\u1ea5t, ph\u00ed ph\u1ea1t ch\u1eadm tr\u1ea3 c\u0169ng nh\u01b0 t\u1ed1i \u0111a ho\u00e1 khuy\u1ebfn m\u00e3i \u0111\u01b0\u1ee3c cung c\u1ea5p t\u1eeb th\u1ebb.
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Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n hi\u1ec7n nay, th\u1ebb t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng v\u00e0 c\u0169ng r\u1ea5t thu h\u00fat kh\u00e1ch h\u00e0ng b\u1edfi t\u00ednh ti\u1ec7n l\u1ee3i, b\u1ea3o m\u1eadt, l\u1ea1i k\u00e8m nhi\u1ec1u \u01b0u \u0111\u00e3i.M\u1ed9t trong nh\u1eefng \u01b0u \u0111i\u1ec3m c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng […]<\/p>\n","protected":false},"author":2,"featured_media":8546,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nL\u00e3i su\u1ea5t th\u1ebb t\u00edn d\u1ee5ng Visa h\u1ea1ng chu\u1ea9n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay th\u1ebf n\u00e0o? 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