{"id":8338,"date":"2019-09-08T15:28:20","date_gmt":"2019-09-08T12:28:20","guid":{"rendered":"https:\/\/super-news.info\/vi\/canh-tranh-huy-dong-lam-kho-lai-suat-cho-vay-uu-tien\/"},"modified":"2019-09-08T15:28:22","modified_gmt":"2019-09-08T12:28:22","slug":"canh-tranh-huy-dong-lam-kho-lai-suat-cho-vay-uu-tien","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/canh-tranh-huy-dong-lam-kho-lai-suat-cho-vay-uu-tien\/","title":{"rendered":"C\u1ea1nh tranh huy \u0111\u1ed9ng \u201cl\u00e0m kh\u00f3\u201d l\u00e3i su\u1ea5t cho vay \u01b0u ti\u00ean"},"content":{"rendered":"
<\/p>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i ngh\u1ecb v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u01b0u ti\u00ean, \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh s\u00e1ch t\u1ea1i c\u00e1c t\u1ec9nh ph\u00eda B\u1eafc m\u1edbi \u0111\u00e2y, \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (VietinBank) cho bi\u1ebft, \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n cho vay cho ng\u00e0nh \u01b0u ti\u00ean c\u1ee7a Ch\u00ednh ph\u1ee7 ph\u1ee5c v\u1ee5 l\u0129nh v\u1ef1c ph\u00e1t tri\u1ec3n n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n (Ngh\u1ecb \u0111\u1ecbnh 55\/2015\/N\u0110-CP), l\u00e3i su\u1ea5t cho vay VietinBank hi\u1ec7n \u0111ang quy \u0111\u1ecbnh l\u00e0 5,5% \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o m\u1ee9c v\u1ed1n gi\u00e1 th\u1ea5p cho l\u0129nh v\u1ef1c n\u00e0y.<\/p>\n

Tuy nhi\u00ean, \u0111\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng cho bi\u1ebft, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u1ea7u v\u00e0o c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng, n\u00ean ngu\u1ed3n v\u1ed1n r\u1ebb r\u1ea5t h\u1ea1n ch\u1ebf.<\/p>\n

Theo \u0111\u00f3, vi\u1ec7c \u00e1p d\u1ee5ng m\u1ed9t m\u1ee9c l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho vay l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n \u1ea3nh h\u01b0\u1edfng kh\u00e1 l\u1edbn \u0111\u1ebfn hi\u1ec7u qu\u1ea3 kinh doanh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

\u201c\u0110\u1eb7c bi\u1ec7t, l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n l\u00e0 l\u0129nh v\u1ef1c c\u00f3 \u0111\u1ed9 r\u1ee7i ro cao, \u0111\u1eb7c bi\u1ec7t l\u1ea1i l\u00e0 n\u00f4ng nghi\u1ec7p t\u1ea1i \u0111\u1ecba b\u00e0n mi\u1ec1n n\u00fai, do v\u1eady d\u1eabn \u0111\u1ebfn th\u1ef1c tr\u1ea1ng chi ph\u00ed tri\u1ec3n khai cho vay cao nh\u01b0ng m\u1ee9c l\u00e3i su\u1ea5t cho vay l\u1ea1i ch\u01b0a t\u01b0\u01a1ng \u0111\u1ed3ng v\u1edbi r\u1ee7i ro c\u1ee7a kho\u1ea3n vay”, \u0111\u1ea1i di\u1ec7n VietinBank n\u00f3i.<\/p>\n

M\u1ed9t v\u01b0\u1edbng m\u1eafc kh\u00e1c \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng \u0111\u01b0a ra l\u00e0 ch\u1ea5t l\u01b0\u1ee3ng th\u00f4ng tin c\u1ee7a c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf c\u00f2n th\u1ea5p, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh kh\u00f4ng \u0111\u1ee7 \u0111\u1ed9 tin c\u1eady ho\u1eb7c kh\u00f4ng qua ki\u1ec3m to\u00e1n \u0111\u1ed9c l\u1eadp n\u00ean ch\u01b0a \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n trong xu th\u1ebf minh b\u1ea1ch h\u00f3a th\u00f4ng tin nh\u01b0 hi\u1ec7n nay.<\/p>\n

Ngo\u00e0i ra, c\u00e1c ph\u01b0\u01a1ng \u00e1n s\u1ea3n xu\u1ea5t kinh doanh ch\u01b0a hi\u1ec7u qu\u1ea3 ho\u1eb7c kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3 kinh nghi\u1ec7m \u0111\u1ed1i v\u1edbi vi\u1ec7c x\u00e2y d\u1ef1ng ph\u01b0\u01a1ng \u00e1n, l\u01b0u gi\u1eef ch\u1ee9ng t\u1eeb ch\u1ee9ng minh m\u1ee5c \u0111\u00edch vay, s\u1ed5 s\u00e1ch thu chi… n\u00ean c\u00e1c ng\u00e2n h\u00e0ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n khi x\u00e9t duy\u1ec7t cho vay v\u00e0 gi\u00e1m s\u00e1t v\u1ed1n vay.<\/p>\n

\u201cQuy m\u00f4 v\u1ed1n nh\u1ecf, kinh nghi\u1ec7m v\u00e0 kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd c\u00f2n nhi\u1ec1u h\u1ea1n ch\u1ebf d\u1eabn \u0111\u1ebfn n\u0103ng l\u1ef1c s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a c\u00e1c h\u1ee3p t\u00e1c x\u00e3 v\u00e0 doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf tr\u00ean \u0111\u1ecba b\u00e0n c\u0169ng c\u00f2n nhi\u1ec1u m\u1eb7t c\u1ea7n c\u1ea3i thi\u1ec7n”, \u0111\u1ea1i di\u1ec7n VietinBank cho hay.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, do l\u00e0 \u0111\u1ecba b\u00e0n g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n v\u1ec1 v\u1eadn chuy\u1ec3n v\u00e0 giao th\u01b0\u01a1ng n\u00ean s\u1ee9c ch\u1ecbu \u0111\u1ef1ng r\u1ee7i ro c\u1ee7a c\u00e1c doanh nghi\u1ec7p th\u1ea5p, khi th\u1ecb tr\u01b0\u1eddng ho\u1eb7c \u0111\u1ed1i t\u00e1c c\u00f3 bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c t\u00ecm ki\u1ebfm c\u00e1c \u0111\u1ed1i t\u00e1c, th\u1ecb tr\u01b0\u1eddng thay th\u1ebf r\u1ea5t kh\u00f3 kh\u0103n, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn hi\u1ec7u qu\u1ea3 s\u1ea3n xu\u1ea5t kinh doanh, hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n vay v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 ng\u00e2n h\u00e0ng c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

M\u1eb7t kh\u00e1c, vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ng\u00e0nh ngh\u1ec1 s\u1ea3n xu\u1ea5t tr\u1ef1c ti\u1ebfp trong l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p (tr\u1ed3ng tr\u1ecdt, ch\u0103n nu\u00f4i\u2026) hi\u1ec7n c\u00f2n h\u1ea1n ch\u1ebf, r\u1ea5t hi\u1ebfm c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m cho ng\u00e0nh n\u00f4ng nghi\u1ec7p, c\u00f3 th\u00ec c\u0169ng kh\u00f4ng khuy\u1ebfn kh\u00edch m\u1edf r\u1ed9ng v\u00e0 ch\u01b0a \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi n\u00f4ng d\u00e2n, doanh nghi\u1ec7p c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n vay cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng theo \u00fd ki\u1ebfn tr\u00ean, trong \u0111i\u1ec1u ki\u1ec7n v\u1eadn chuy\u1ec3n, \u0111i l\u1ea1i kh\u00f3 kh\u0103n, c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin h\u1ea1n ch\u1ebf, c\u00e1c \u0111\u01a1n v\u1ecb ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u0111\u1ecba b\u00e0n g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n th\u00f4ng tin.<\/p>\n

Hi\u1ec7u qu\u1ea3 ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c ho\u1ea1t \u0111\u1ed9ng h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt, chuy\u1ec3n giao c\u00f4ng ngh\u1ec7, c\u00f4ng t\u00e1c khuy\u1ebfn n\u00f4ng, khuy\u1ebfn l\u00e2m, khuy\u1ebfn ng\u01b0\u2026 t\u1eeb c\u00e1c ngu\u1ed3n ch\u00ednh th\u1ed1ng nh\u01b0 t\u1ed5 ch\u1ee9c Nh\u00e0 n\u01b0\u1edbc, c\u00e1c \u0111\u01a1n v\u1ecb s\u1ef1 nghi\u1ec7pv\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c ch\u00ednh tr\u1ecb – x\u00e3 h\u1ed9i v\u1edbi c\u00e1c doanh nghi\u1ec7p c\u00f2n ch\u01b0a \u0111\u01b0\u1ee3c th\u01b0\u1eddng xuy\u00ean, d\u1eabn t\u1edbi c\u00e1c m\u1eaft x\u00edch trong chu\u1ed7i gi\u00e1 tr\u1ecb ph\u00e1t tri\u1ec3n ch\u01b0a \u0111\u1ed3ng b\u1ed9, kh\u00f4ng th\u1ec3 t\u1ea1o ra chu\u1ed7i gi\u00e1 tr\u1ecb b\u1ec1n v\u1eefng, hi\u1ec7u qu\u1ea3 kinh t\u1ebf cao.<\/p>\n

Th\u1ef1c t\u1ebf n\u00e0y khi\u1ebfn cho c\u00e1c ng\u00e2n h\u00e0ng khi \u0111\u00e1nh gi\u00e1 t\u00ednh kh\u1ea3 thi \u0111\u1ed1i v\u1edbi k\u1ebf ho\u1ea1ch s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a kh\u00e1ch h\u00e0ng g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n khi \u0111\u1ea7u v\u00e0o \u0111\u1ea7u ra c\u1ee7a ph\u01b0\u01a1ng \u00e1n \u0111\u1ec1u ch\u01b0a b\u1ec1n v\u1eefng.<\/p>\n

V\u1ec1 nh\u00f3m c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean, v\u1eeba qua c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u1edbn c\u00f3 s\u1edf h\u1eefu Nh\u00e0 n\u01b0\u1edbc chi ph\u1ed1i c\u00f9ng m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u1edbn \u0111\u00e3 th\u1ef1c hi\u1ec7n gi\u1ea3m 0,5%\/n\u0103m l\u00e3i su\u1ea5t cho vay. Nh\u01b0ng, nh\u01b0 tr\u00ean, b\u1ea3n th\u00e2n c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng g\u1eb7p h\u1ea1n ch\u1ebf v\u1ec1 ngu\u1ed3n v\u1ed1n r\u1ebb, trong khi l\u00e3i su\u1ea5t huy \u0111\u1ed9ng c\u1ea1nh tranh “n\u00f3ng” h\u01a1n trong th\u1eddi gian g\u1ea7n \u0111\u00e2y.<\/p>\n<\/div>\n

Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i ngh\u1ecb v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u01b0u ti\u00ean, \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh s\u00e1ch t\u1ea1i c\u00e1c t\u1ec9nh ph\u00eda B\u1eafc m\u1edbi \u0111\u00e2y, \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (VietinBank) cho bi\u1ebft, \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n cho vay cho ng\u00e0nh \u01b0u ti\u00ean c\u1ee7a Ch\u00ednh ph\u1ee7 ph\u1ee5c v\u1ee5 l\u0129nh v\u1ef1c […]<\/p>\n","protected":false},"author":2,"featured_media":8339,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nC\u1ea1nh tranh huy \u0111\u1ed9ng \u201cl\u00e0m kh\u00f3\u201d l\u00e3i su\u1ea5t cho vay \u01b0u ti\u00ean - 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