{"id":7178,"date":"2019-08-21T00:26:44","date_gmt":"2019-08-20T21:26:44","guid":{"rendered":"https:\/\/super-news.info\/vi\/thao-go-vuong-mac-cho-vay-cua-cac-quy-tin-dung-nhan-dan\/"},"modified":"2019-08-21T00:26:45","modified_gmt":"2019-08-20T21:26:45","slug":"thao-go-vuong-mac-cho-vay-cua-cac-quy-tin-dung-nhan-dan","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/thao-go-vuong-mac-cho-vay-cua-cac-quy-tin-dung-nhan-dan\/","title":{"rendered":"Th\u00e1o g\u1ee1 v\u01b0\u1edbng m\u1eafc cho vay c\u1ee7a c\u00e1c Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n"},"content":{"rendered":"

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Theo \u0111\u00f3, sau khi nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn ph\u1ea3n h\u1ed3i b\u1eb1ng v\u0103n b\u1ea3n v\u00e0 c\u00e1c \u00fd ki\u1ebfn tham gia tr\u1ef1c ti\u1ebfp t\u1ea1i t\u1ecda \u0111\u00e0m c\u1ee7a Li\u00ean minh H\u1ee3p t\u00e1c x\u00e3 (HTX) c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 v\u00e0 \u0111\u1ea1i di\u1ec7n c\u00e1c Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n (TDND), \u0111\u01a1n v\u1ecb n\u00e0y t\u1ed5ng h\u1ee3p c\u00e1c \u00fd ki\u1ebfn cho r\u1eb1ng c\u00f2n nhi\u1ec1u b\u1ea5t c\u1eadp trong d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 c\u1ea7n \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i.<\/p>\n

C\u1ee5 th\u1ec3, t\u1ea1i \u0110i\u1ec1u 4 c\u1ee7a D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh t\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi m\u1ed9t th\u00e0nh vi\u00ean l\u00e0 ph\u00e1p nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 t\u1ed5ng s\u1ed1 v\u1ed1n g\u00f3p v\u00e0 s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi c\u1ee7a ph\u00e1p nh\u00e2n \u0111\u00f3 t\u1ea1i Qu\u1ef9 TDND t\u1ea1i m\u1ecdi th\u1eddi \u0111i\u1ec3m.<\/p>\n

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Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n l\u00e0 m\u1ed9t trung gian t\u00e0i ch\u00ednh, ho\u1ea1t \u0111\u1ed9ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c h\u1ee3p t\u00e1c x\u00e3.\u00a0<\/p>\n<\/div>\n<\/div>\n

Th\u1eddi h\u1ea1n cho vay \u0111\u1ed1i v\u1edbi th\u00e0nh vi\u00ean l\u00e0 ph\u00e1p nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 th\u1eddi h\u1ea1n c\u00f2n l\u1ea1i c\u1ee7a s\u1ed5 ti\u1ec1n g\u1eedi v\u00e0 kho\u1ea3n vay ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o b\u1eb1ng ch\u00ednh s\u1ed5ti\u1ec1n g\u1eedi t\u1ea1i Qu\u1ef9 TDND c\u1ee7a ph\u00e1p nh\u00e2n. T\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n kh\u00f4ng ph\u1ea3i l\u00e0 th\u00e0nh vi\u00ean kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 s\u1ed1 d\u01b0 c\u1ee7a s\u1ed5 ti\u1ec1n g\u1eedi t\u1ea1i th\u1eddi \u0111i\u1ec3m quy\u1ebft \u0111\u1ecbnh cho vay v\u00e0 th\u1eddi h\u1ea1n cho vay kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 th\u1eddi h\u1ea1n c\u00f2n l\u1ea1i c\u1ee7a s\u1ed5 ti\u1ec1n g\u1eedi…<\/p>\n

C\u0169ng li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 cho vay, t\u1ea1i Kho\u1ea3n 5 \u0110i\u1ec1u 37 b\u1ea3n D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh: \u201cQu\u1ef9 TDND cho vay h\u1ee3p v\u1ed1n c\u00f9ng ng\u00e2n h\u00e0ng HTX kho\u1ea3n cho vay t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean\u201d.<\/p>\n

C\u00e1c \u00fd ki\u1ebfn cho r\u1eb1ng quy \u0111\u1ecbnh n\u00e0y tr\u00e1i v\u1edbi quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt s\u1ed1 47\/2010\/QH12 Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 Th\u00f4ng t\u01b0 39\/2016\/TT-NHNN.<\/p>\n

H\u01a1n n\u1eefa, th\u1ef1c t\u1ebf s\u1ed1 kho\u1ea3n vay 500 tri\u1ec7u \u0111\u1ed3ng t\u1ea1i c\u00e1c Qu\u1ef9 TDND hi\u1ec7n nay kh\u00f4ng \u00edt, trong khi \u0111\u00f3 Ng\u00e2n h\u00e0ng HTX ch\u01b0a c\u00f3 \u0111\u1ee7 s\u1ed1 chi nh\u00e1nh t\u1ea1i 57 t\u1ec9nh, th\u00e0nh ph\u1ed1 c\u00f3 Qu\u1ef9 TDND, hi\u1ec7n nay ch\u1ec9 c\u00f3 32 chi nh\u00e1nh t\u1ea1i 31 t\u1ec9nh, th\u00e0nh ph\u1ed1.<\/p>\n

Ngay c\u1ea3 nh\u1eefng t\u1ec9nh, th\u00e0nh ph\u1ed1 c\u00f3 Ng\u00e2n h\u00e0ng HTX, \u0111\u1ecba b\u00e0n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c Qu\u1ef9 TDND c\u0169ng r\u1ea5t xa Ng\u00e2n h\u00e0ng HTX. Vi\u1ec7c cho vay h\u1ee3p v\u1ed1n s\u1ebd g\u00e2y phi\u00ean h\u00e0 cho th\u00e0nh vi\u00ean v\u00e0 kh\u00f4ng \u0111\u00e1p \u1ee9ng k\u1ecbp th\u1eddi. Vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o thi\u1ebfu t\u00ednh an to\u00e0n.<\/p>\n

\u0110i\u1ec1u n\u00e0y g\u00e2y kh\u00f3 kh\u0103n cho c\u00e1c Qu\u1ef9 TDND th\u1ef1c hi\u1ec7n cho vay h\u1ee3p v\u1ed1n v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n vay c\u00f3 gi\u00e1 tr\u1ecb t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng. V\u00ec v\u1eady, ki\u1ebfn ngh\u1ecb b\u1ecf quy \u0111\u1ecbnh \u201cQu\u1ef9 TDND cho vay h\u1ee3p v\u1ed1n c\u00f9ng ng\u00e2n h\u00e0ng HTX Vi\u1ec7t Nam kho\u1ea3n cho vay t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean\u201d ho\u1eb7c ch\u1ec9 n\u00ean quy \u0111\u1ecbnh khi c\u00f3 nhu c\u1ea7u c\u00e1c Qu\u1ef9 TDND th\u00e0nh vi\u00ean th\u1ef1c hi\u1ec7n cho vay h\u1ee3p v\u1ed1n v\u1edbi Ng\u00e2n h\u00e0ng HTX theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng.<\/p>\n

M\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1c, \u0111\u00f3 l\u00e0 t\u1ea1i Kho\u1ea3n 2 \u0110i\u1ec1u 36 b\u1ea3n D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh: \u201cT\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi t\u1eeb th\u00e0nh vi\u00ean c\u1ee7a Qu\u1ef9 TDND t\u1ed1i thi\u1ec3u b\u1eb1ng 50% t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi c\u1ee7a Qu\u1ef9 TDND. Qu\u1ef9 TDND ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u0111\u1ecba b\u00e0n li\u00ean x\u00e3 ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi t\u1eeb th\u00e0nh vi\u00ean t\u1ed1i thi\u1ec3u b\u1eb1ng 60% t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi c\u1ee7a Qu\u1ef9 TDND\u201d.<\/p>\n

C\u00f3 \u00fd ki\u1ebfn nh\u01b0 sau: Quy \u0111\u1ecbnh n\u00e0y l\u00e0m h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng m\u1ecdi ngu\u1ed3n l\u1ef1c c\u1ee7a ng\u01b0\u1eddi d\u00e2n tr\u00ean \u0111\u1ecba b\u00e0n ho\u1ea1t \u0111\u1ed9ng g\u1eedi ti\u1ec1n v\u00e0o Qu\u1ef9 TDND, t\u1eeb \u0111\u00f3 l\u00e0m gi\u1ea3m uy t\u00edn c\u1ee7a Qu\u1ef9 TDND \u0111\u1ed1i v\u1edbi th\u00e0nh vi\u00ean v\u00e0 nh\u00e2n d\u00e2n. H\u01a1n n\u1eefa quy \u0111\u1ecbnh n\u00e0y kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010.<\/p>\n

V\u00ec v\u1eady, ki\u1ebfn ngh\u1ecb NHNN b\u1ecf quy \u0111\u1ecbnh: \u201cT\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi t\u1eeb th\u00e0nh vi\u00ean c\u1ee7a Qu\u1ef9 TDND t\u1ed1i thi\u1ec3u b\u1eb1ng 50% t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi c\u1ee7a Qu\u1ef9 TDND. Qu\u1ef9 TDND\u00a0 ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u0111\u1ecba b\u00e0n li\u00ean x\u00e3 ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi t\u1eeb th\u00e0nh vi\u00ean t\u1ed1i thi\u1ec3u b\u1eb1ng 60% t\u1ed5ng m\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi c\u1ee7a Qu\u1ef9 TNDN\u201d.<\/p>\n<\/div>\n

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[ad_1] Theo \u0111\u00f3, sau khi nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn ph\u1ea3n h\u1ed3i b\u1eb1ng v\u0103n b\u1ea3n v\u00e0 c\u00e1c \u00fd ki\u1ebfn tham gia tr\u1ef1c ti\u1ebfp t\u1ea1i t\u1ecda \u0111\u00e0m c\u1ee7a Li\u00ean minh H\u1ee3p t\u00e1c x\u00e3 (HTX) c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 v\u00e0 \u0111\u1ea1i di\u1ec7n c\u00e1c Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n (TDND), \u0111\u01a1n v\u1ecb n\u00e0y t\u1ed5ng h\u1ee3p c\u00e1c \u00fd […]<\/p>\n","protected":false},"author":2,"featured_media":7179,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nTh\u00e1o g\u1ee1 v\u01b0\u1edbng m\u1eafc cho vay c\u1ee7a c\u00e1c Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/thao-go-vuong-mac-cho-vay-cua-cac-quy-tin-dung-nhan-dan\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Th\u00e1o g\u1ee1 v\u01b0\u1edbng m\u1eafc cho vay c\u1ee7a c\u00e1c Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n - 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