<\/p>\n
\u0110\u00e1ng c\u00f3 27 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/b><\/p>\n
Fintech \u0111\u00e3 v\u00e0 \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong th\u1eddi gian g\u1ea7n \u0111\u00e2y, l\u00e0m thay \u0111\u1ed5i di\u1ec7n m\u1ea1o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam. Hi\u1ec7n nay, NHNN \u0111\u00e3 c\u1ea5p ph\u00e9p cho h\u01a1n 30 doanh nghi\u1ec7p \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, c\u00f3 27 t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n cung \u1ee9ng d\u1ecbch v\u1ee5 V\u00ed \u0111i\u1ec7n t\u1eed tr\u00ean th\u1ecb tr\u01b0\u1eddng. C\u00f3 76 t\u1ed5 ch\u1ee9c \u0111\u00e3 tri\u1ec3n khai d\u1ecbch v\u1ee5 thanh to\u00e1n qua Internet, 44 t\u1ed5 ch\u1ee9c tri\u1ec3n khai d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng.<\/p>\n
Gi\u00e1 tr\u1ecb giao d\u1ecbch th\u00f4ng qua k\u00eanh \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng \u0111\u00e3 l\u00ean t\u1edbi 1,7 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng v\u00e0o cu\u1ed1i th\u00e1ng 6\/2019, t\u0103ng t\u1edbi 161% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2018.<\/p>\n
Tuy nhi\u00ean, khi Fintech ph\u00e1t tri\u1ec3n m\u1ea1nh, gi\u00fap c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch tr\u1edf n\u00ean thu\u1eadn ti\u1ec7n th\u00ec Fintech c\u0169ng \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ea5t nhi\u1ec1u r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t l\u00e0 kh\u1ea3 n\u0103ng b\u1ecb l\u1ee3i d\u1ee5ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng, giao d\u1ecbch b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n
S\u1ef1 n\u1edf r\u1ed9 c\u1ee7a Fintech c\u0169ng \u0111ang khi\u1ebfn cho ch\u00ednh s\u00e1ch qu\u1ea3n l\u00fd \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c n\u00e0y ch\u01b0a theo k\u1ecbp. N\u1ebfu c\u00e1c ch\u00ednh s\u00e1ch, quy \u0111\u1ecbnh si\u1ebft ch\u1eb7t, \u0111\u1eb7t ra nhi\u1ec1u h\u1ea1n ch\u1ebf cho Fintech th\u00ec s\u1ebd khi\u1ebfn cho s\u1ef1 ph\u00e1t tri\u1ec3n \u1edf l\u0129nh v\u1ef1c n\u00e0y b\u1ecb ch\u1eadm l\u1ea1i. Tuy nhi\u00ean, n\u1ebfu qu\u00e1 n\u1edbi l\u1ecfng th\u00ec kh\u00f4ng ngo\u00e0i kh\u1ea3 n\u0103ng s\u1ebd d\u1eabn \u0111\u1ebfn nh\u1eefng r\u1ee7i ro, g\u00e2y t\u1ed5n th\u01b0\u01a1ng t\u1edbi ng\u00e0nh t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng. V\u1eady \u0111\u00e2u l\u00e0 \u0111i\u1ec3m c\u00e2n b\u1eb1ng \u0111\u1ec3 h\u00e0i h\u00f2a gi\u1eefa c\u01a1 h\u1ed9i v\u00e0 r\u1ee7i ro trong l\u0129nh v\u1ef1c n\u00e0y?<\/p>\n
C\u01a1 ch\u1ebf Sandbox \u0111\u01b0\u1ee3c cho l\u00e0 n\u01a1i s\u1ebd t\u00ecm ra \u0111\u01b0\u1ee3c \u0111i\u1ec3m c\u00e2n b\u1eb1ng n\u00e0y. NHNN \u0111\u00e3 tr\u00ecnh Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0110\u1ec1 \u00e1n Regulatory Sandbox v\u00e0o th\u00e1ng 5\/2019. M\u1ee5c ti\u00eau c\u1ee7a \u0111\u1ec1 \u00e1n l\u00e0 hi\u1ec7n th\u1ef1c h\u00f3a c\u00e1c gi\u1ea3i ph\u00e1p t\u1ea1i \u0110\u1ec1 \u00e1n “H\u1ed7 tr\u1ee3 h\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec3m \u0111\u1ed5i m\u1edbi, s\u00e1ng t\u1ea1o qu\u1ed1c gia \u0111\u1ebfn n\u0103m 2025” \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t t\u1ea1i Quy\u1ebft \u0111\u1ecbnh s\u1ed1 844\/Q\u0110-TTg ng\u00e0y 18\/5\/2016 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7; Quy\u1ebft \u0111\u1ecbnh 999\/Q\u0110-TTg c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ph\u00ea duy\u1ec7t \u0110\u1ec1 \u00e1n th\u00fac \u0111\u1ea9y m\u00f4 h\u00ecnh kinh t\u1ebf chia s\u1ebb.\u00a0<\/p>\n
Th\u00f4ng qua Sandbox s\u1ebd th\u00fac \u0111\u1ea9y s\u1ef1 \u0111\u1ed5i m\u1edbi, s\u00e1ng t\u1ea1o v\u00e0 hi\u1ec7n \u0111\u1ea1i h\u00f3a l\u0129nh v\u1ef1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, qua \u0111\u00f3 th\u00fac \u0111\u1ea9y m\u1ee5c ti\u00eau ph\u1ed5 c\u1eadp t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi d\u00e2n, t\u1ea1o m\u00f4i tr\u01b0\u1eddng th\u1eed nghi\u1ec7m n\u1eb1m ph\u00e1t tri\u1ec3n c\u00e1c gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ecb tr\u01b0\u1eddng c\u00e0 khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd. \u0110\u00e1ng ch\u00fa \u00fd, c\u00e1c r\u1ee7i ro x\u1ea3y ra cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 Fintech ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ch\u00ednh th\u1ee9c s\u1ebd \u0111\u01b0\u1ee3c h\u1ea1n ch\u1ebf.\u00a0<\/p>\n
H\u1ea1n ch\u1ebf room ngo\u1ea1i \u0111ang “b\u00f3 ch\u00e2n” Fintech?<\/b><\/p>\n
\u00d4ng Varun Mital, Ph\u00f3 Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i Fintech Singapore, \u0111\u1ed3ng th\u1eddi l\u00e0 Tr\u01b0\u1edfng B\u1ed9 ph\u1eadn t\u01b0 v\u1ea5n d\u1ecbch v\u1ee5 Fintech t\u1ea1i c\u00e1c th\u1ecb tr\u01b0\u1eddng m\u1edbi c\u1ee7a Ernst & Young Singapore cho bi\u1ebft, Vi\u1ec7t Nam \u0111ang c\u00f3 27 v\u00ed \u0111i\u1ec7n t\u1eed, con s\u1ed1 n\u00e0y ch\u1ec9 cao h\u01a1n so v\u1edbi Singapore (26 v\u00ed), nh\u01b0ng th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi Indonesia (35 v\u00ed), Phillipines (43 v\u00ed) v\u00e0 Malaysia (44 v\u00ed).
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V\u1ec1 ch\u00ednh s\u00e1ch qu\u1ea3n l\u00fd Fintech, \u00d4ng Varun ch\u1ec9 ra m\u1ed9t s\u1ed1 \u0111i\u1ec3m \u0111\u00e1ng l\u01b0u \u00fd. Trong \u0111\u00f3, quy \u0111\u1ecbnh h\u1ea1n m\u1ee9c \u0111\u1ed1i v\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed c\u00f2n b\u1ea5t c\u1eadp.\u00a0<\/p>\n
“Ch\u00fang ta c\u1ea7n c\u00f3 h\u1ea1n m\u1ee9c \u0111\u1ed1i v\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed tuy nhi\u00ean h\u1ea1n m\u1ee9c nh\u01b0 th\u1ebf n\u00e0o th\u00ec n\u00ean d\u1ef1a v\u00e0o ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. V\u00ed d\u1ee5 m\u1ed9t ng\u01b0\u1eddi mua m\u1ed9t v\u00e9 m\u00e1y bay kh\u00e1c v\u1edbi mua m\u1ed9t c\u1ed1c c\u00e0 ph\u00ea, do \u0111\u00f3 kh\u00f4ng n\u00ean c\u00f3 m\u1ed9t h\u1ea1n m\u1ee9c chung v\u1edbi t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, t\u1ea5t c\u1ea3 giao d\u1ecbch”, \u00f4ng n\u00f3i.\u00a0<\/p>\n
Ngo\u00e0i ra, theo \u00f4ng Varun, vi\u1ec7c d\u1ef1 ki\u1ebfn h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong l\u0129nh v\u1ef1c Fintech c\u0169ng \u0111\u1eb7c bi\u1ec7t g\u00e2y quan ng\u1ea1i do hi\u1ec7n nay s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c doanh nghi\u1ec7p Fintech v\u1eabn ph\u1ea7n l\u1edbn d\u1ef1a v\u00e0o \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.\u00a0<\/p>\n
\u00d4ng Varun cho bi\u1ebft: “C\u00e1c Start-Up trong l\u0129nh v\u1ef1c n\u00e0y \u0111\u1ec1u c\u1ea7n c\u00f3 s\u1ef1 \u0111\u1ea7u t\u01b0 v\u1ec1 c\u00f4ng ngh\u1ec7, th\u1ecb tr\u01b0\u1eddng v\u00e0 nh\u00e2n s\u1ef1, trong khi \u0111\u00f3 c\u00e1c ngu\u1ed3n l\u1ef1c trong n\u01b0\u1edbc c\u00f2n ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c. Ngo\u00e0i ra, \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u00f2n cho ph\u00e9p doanh nghi\u1ec7p Vi\u1ec7t Nam ti\u1ebfp c\u1eadn c\u00e1c th\u00e0nh qu\u1ea3 c\u00f4ng ngh\u1ec7 m\u1edbi, \u0111\u1eb7c bi\u1ec7t trong c\u00e1c l\u0129nh v\u1ef1c d\u1eef li\u1ec7u l\u1edbn (big data) hay tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI)…v\u1ed1n c\u00f3 \u00fd ngh\u0129a \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng \u0111\u1ec3 x\u00e2y d\u1ef1ng c\u00e1c s\u1ea3n ph\u1ea9m, gi\u1ea3i ph\u00e1p cho Fintech”.\u00a0<\/p>\n
\u0110\u1ed3ng quan \u0111i\u1ec3m, \u00f4ng Ph\u00f9ng Anh Tu\u1ea5n, Ph\u00f3 Ch\u1ee7 t\u1ecbch – T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh (VAFI) c\u0169ng l\u01b0u \u00fd v\u1ec1 vi\u1ec7c m\u1edf c\u1eeda cho nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c Fintech. Theo \u00f4ng Tu\u1ea5n, hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i th\u1ebf h\u1ec7 m\u1edbi nh\u01b0 CPTPP hay EU – VN FTA, Vi\u1ec7t Nam \u0111\u1ec1u \u0111\u01b0a ra cam k\u1ebft m\u1edf c\u1eeda l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh v\u1edbi ph\u1ea1m vi cam k\u1ebft r\u1ea5t r\u1ed9ng. C\u1ee5 th\u1ec3, bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n v\u00e0 chuy\u1ec3n ti\u1ec1n, cung c\u1ea5p v\u00e0 chuy\u1ec3n giao th\u00f4ng tin t\u00e0i ch\u00ednh, v\u00e0 x\u1eed l\u00fd d\u1eef li\u1ec7u t\u00e0i ch\u00ednh v\u00e0 ph\u1ea7n m\u1ec1m li\u00ean quan b\u1edfi c\u00e1c nh\u00e0 cung c\u1ea5p v\u00e0 chuy\u1ec3n giao th\u00f4ng tin t\u00e0i ch\u00ednh v\u00e0 x\u1eed l\u00fd d\u1eef li\u1ec7u t\u00e0i ch\u00ednh v\u00e0 ph\u1ea7n m\u00eam li\u00ean quan b\u1edfi c\u00e1c nh\u00e0 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c; t\u01b0 v\u1ea5n, trung gian, v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ph\u1ee5 tr\u1ee3 kh\u00e1c.\u00a0<\/p>\n
V\u00ec v\u1eady, \u00f4ng Tu\u1ea5n cho r\u1eb1ng c\u00e1c c\u01a1 quan x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 tr\u00e1nh vi ph\u1ea1m cam k\u1ebft qu\u1ed1c t\u1ebf c\u1ee7a Vi\u1ec7t Nam, d\u1eabn \u0111\u1ebfn h\u1ec7 l\u1ee5y kh\u00f4ng mong mu\u1ed1n nh\u01b0 c\u00e1c v\u1ee5 ki\u1ec7n \u0111\u1ea7u t\u01b0 t\u1ea1i n\u01b0\u1edbc ngo\u00e0i th\u1eddi gian g\u1ea7n \u0111\u00e2y.<\/p>\n
Hi\u1ec7p h\u1ed9i VAFI cho r\u1eb1ng, Ch\u00ednh ph\u1ee7 \u0111\u00e3 cho ph\u00e9p Ng\u00e2n h\u00e0ng 100% v\u1ed1n n\u01b0\u1edbc ngo\u00e0i (chi nh\u00e1nh) ho\u1ea1t \u0111\u1ed9ng v\u00e0 xem x\u00e9t n\u1edbi room cho c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. V\u00ec v\u1eady, kh\u00f4ng th\u1ec3 l\u1ea5y h\u1ea1n m\u1ee9c \u0111\u1ea7u t\u01b0 trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i (30%) \u0111\u1ec3 l\u00e0m ti\u1ec1n l\u1ec7 cho Fintech.<\/p>\n
\u0110\u01b0\u1ee3c bi\u1ebft, vi\u1ec7c NHNN mu\u1ed1n h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o l\u0129nh v\u1ef1c trung gian thanh to\u00e1n l\u00e0 nh\u1eb1m \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n trong ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u1ee7a qu\u1ed1c gia, tr\u00e1nh s\u1ef1 thao t\u00fang c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i c\u0169ng nh\u01b0 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ch\u1ee7 quy\u1ec1n qu\u1ed1c gia trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng t\u00e0i ch\u00ednh, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho nh\u00e0 \u0111\u1ea7u t\u01b0 trong n\u01b0\u1edbc n\u1eafm b\u1eaft c\u01a1 h\u1ed9i.<\/p>\n<\/div>\n
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\u0110\u00e1ng c\u00f3 27 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam Fintech \u0111\u00e3 v\u00e0 \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong th\u1eddi gian g\u1ea7n \u0111\u00e2y, l\u00e0m thay \u0111\u1ed5i di\u1ec7n m\u1ea1o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam. Hi\u1ec7n nay, NHNN \u0111\u00e3 c\u1ea5p ph\u00e9p cho h\u01a1n 30 doanh nghi\u1ec7p \u0111\u01b0\u1ee3c ho\u1ea1t […]<\/p>\n","protected":false},"author":2,"featured_media":7135,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\n
V\u00ed \u0111i\u1ec7n t\u1eed "kh\u00e1t" room ngo\u1ea1i - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/vi-dien-tu-khat-room-ngoai\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V\u00ed \u0111i\u1ec7n t\u1eed "kh\u00e1t" room ngo\u1ea1i - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1]
\u0110\u00e1ng c\u00f3 27 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam Fintech \u0111\u00e3 v\u00e0 \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong th\u1eddi gian g\u1ea7n \u0111\u00e2y, l\u00e0m thay \u0111\u1ed5i di\u1ec7n m\u1ea1o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam. 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