{"id":7002,"date":"2019-08-17T23:12:16","date_gmt":"2019-08-17T20:12:16","guid":{"rendered":"https:\/\/super-news.info\/vi\/don-ep-cuoi-nam-ngan-hang-lien-tiep-tang-lai-suat\/"},"modified":"2019-08-17T23:12:17","modified_gmt":"2019-08-17T20:12:17","slug":"don-ep-cuoi-nam-ngan-hang-lien-tiep-tang-lai-suat","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/don-ep-cuoi-nam-ngan-hang-lien-tiep-tang-lai-suat\/","title":{"rendered":"D\u1ed3n \u00e9p cu\u1ed1i n\u0103m, ng\u00e2n h\u00e0ng li\u00ean ti\u1ebfp t\u0103ng l\u00e3i su\u1ea5t"},"content":{"rendered":"

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C\u00f3 6 ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f4ng b\u1ed1 gi\u1ea3m l\u00e3i su\u1ea5t cho vay t\u1eeb 1\/8 \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng thu\u1ed9c l\u0129nh v\u1ef1c \u01b0u ti\u00ean theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, g\u1ed3m: Vietcombank, BIDV, VietinBank, Agribank, Techcombank v\u00e0 VPBank, v\u1edbi l\u00e3i su\u1ea5t gi\u1ea3m t\u1eeb 0,5-1 \u0111i\u1ec3m %, dao \u0111\u1ed9ng t\u1eeb 5,5%-7,5%\/n\u0103m cho k\u1ef3 ng\u1eafn h\u1ea1n.<\/p>\n

M\u1ed9t s\u1ed1 DN ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p v\u00e0 n\u00f4ng nghi\u1ec7p c\u00f4ng ngh\u1ec7 cao \u0111\u00e3 vay \u0111\u01b0\u1ee3c v\u1ed1n v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p n\u00e0y. Tuy nhi\u00ean, g\u00f3i vay \u01b0u \u0111\u00e3i tr\u00ean ch\u1ec9 ng\u1eafn h\u1ea1n t\u1eeb 1 n\u0103m tr\u1edf l\u1ea1i, \u0111\u1ed1i t\u01b0\u1ee3ng cho vay c\u00f2n h\u1eb9p, n\u00ean c\u00f2n nhi\u1ec1u DN c\u00f3 nhu c\u1ea7u v\u1ed1n vay l\u00e3i su\u1ea5t th\u1ea5p mong m\u1ecfi \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i.<\/p>\n

B\u00ecnh lu\u1eadn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, m\u1ed9t chuy\u00ean gia ng\u00e2n h\u00e0ng cho r\u1eb1ng, k\u1ef3 v\u1ecdng v\u00e0o vi\u1ec7c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn gi\u1ea3m l\u00e3i su\u1ea5t cho vay khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c gi\u1ea3m theo l\u00e0 kh\u00f3. B\u1edfi chi ph\u00ed v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n v\u1eabn kh\u00e1 cao, mu\u1ed1n duy tr\u00ec l\u1ee3i nhu\u1eadn b\u1eaft bu\u1ed9c ph\u1ea3i gi\u1eef l\u00e3i su\u1ea5t cho vay cao. Nh\u00ecn v\u00e0o l\u00e0n s\u00f3ng c\u00e1c NH \u0111\u1ed3ng lo\u1ea1t \u0111\u1ea9y l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u00ean cao th\u00ec \u0111\u1ee7 th\u1ea5y ch\u00ednh h\u1ecd \u0111ang l\u00e0m kh\u00f3 m\u00ecnh khi mu\u1ed1n gi\u1ea3m l\u00e3i su\u1ea5t cho vay n\u1ec1n kinh t\u1ebf.<\/p>\n

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L\u00e3i su\u1ea5t cho vay cao k\u00e9o d\u00e0i, DN kh\u00f3 tr\u00e1nh kh\u1ecfi kh\u00f3 kh\u0103n (\u1ea3nh minh h\u1ecda).<\/p>\n<\/div>\n<\/div>\n

C\u00f3 t\u1edbi 15 ng\u00e2n h\u00e0ng \u0111ang gi\u1eef m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u1edf k\u1ef3 h\u1ea1n 5 th\u00e1ng l\u00e0 5,5%\/n\u0103m, c\u00f3 9 ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 7 th\u00e1ng tr\u00ean 7%\/n\u0103m, c\u00f2n l\u00e3i su\u1ea5t trung d\u00e0i h\u1ea1n c\u00f3 12 ng\u00e2n h\u00e0ng \u0111ang c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n d\u00e0i t\u1eeb 8%-9,1%\/n\u0103m. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao ch\u00f3t v\u00f3t, khi\u1ebfn cho l\u00e3i su\u1ea5t cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 gi\u1ea3m.<\/p>\n

Hi\u1ec7n t\u1ea1i m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay VND ph\u1ed5 bi\u1ebfn \u1edf m\u1ee9c t\u1eeb 6-9%\/n\u0103m \u0111\u1ed1i v\u1edbi ng\u1eafn h\u1ea1n v\u00e0 t\u1eeb 9-11%\/n\u0103m \u0111\u1ed1i v\u1edbi trung v\u00e0 d\u00e0i h\u1ea1n.<\/p>\n

B\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 2\/2019 v\u1eeba c\u00f4ng b\u1ed1 c\u1ee7a C\u00f4ng ty CP B\u00e1nh k\u1eb9o H\u1ea3i H\u00e0 ghi nh\u1eadn kho\u1ea3n l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf ch\u1ec9 v\u1ecfn v\u1eb9n 183 tri\u1ec7u \u0111\u1ed3ng trong 6 th\u00e1ng, gi\u1ea3m h\u01a1n 1\/3 so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. DN n\u00e0y c\u00f3 kho\u1ea3n n\u1ee3 vay h\u01a1n 557 t\u1ef7 \u0111\u1ed3ng. \u0110\u00e1ng ch\u00fa \u00fd, trong c\u00e1c kho\u1ea3n n\u1ee3 ph\u1ea3i tr\u1ea3, t\u1ed5ng kho\u1ea3n vay v\u00e0 n\u1ee3 thu\u00ea t\u00e0i ch\u00ednh ng\u1eafn h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n c\u1ee7a H\u1ea3i H\u00e0 \u0111\u00e3 l\u00ean t\u1edbi h\u01a1n 450,6 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm g\u1ea7n 81% t\u1ed5ng n\u1ee3. V\u00ec th\u1ebf, 6 th\u00e1ng qua, trong t\u1ed5ng l\u01b0\u1ee3ng chi ph\u00ed t\u00e0i ch\u00ednh DN n\u00e0y ph\u1ea3i tr\u1ea3 l\u00e0 h\u01a1n 10,52 t\u1ef7 \u0111\u1ed3ng, chi ph\u00ed l\u00e3i vay \u0111\u00e3 h\u01a1n 10,49 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

C\u00f4ng ty CP H\u00f9ng V\u01b0\u01a1ng v\u1eeba c\u00f4ng b\u1ed1 b\u00e1n to\u00e0n b\u1ed9 v\u1ed1n t\u1ea1i C\u00f4ng ty TNHH ch\u1ebf bi\u1ebfn th\u1ee7y s\u1ea3n H\u00f9ng V\u01b0\u01a1ng B\u1ebfn Tre v\u00e0 b\u00e1n m\u1ed9t ph\u1ea7n v\u1ed1n t\u1ea1i C\u00f4ng ty CP Xu\u1ea5t nh\u1eadp kh\u1ea9u th\u1ee7y s\u1ea3n An Giang. Nguy\u00ean nh\u00e2n, ngo\u00e0i kh\u00f3 kh\u0103n do thu\u1ebf ch\u1ed1ng b\u00e1n ph\u00e1 gi\u00e1 c\u00e1 tra v\u00e0o M\u1ef9, 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2019, H\u00f9ng V\u01b0\u01a1ng ghi nh\u1eadn l\u1ed7 112 t\u1ef7 \u0111\u1ed3ng trong b\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u1ee3p nh\u1ea5t do g\u00e1nh n\u1eb7ng chi ph\u00ed. D\u00f9 gi\u1ea3m 42% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc, chi ph\u00ed l\u00e3i vay c\u1ee7a H\u00f9ng V\u01b0\u01a1ng ti\u1ebfp t\u1ee5c \u1edf m\u1ee9c cao v\u1edbi h\u01a1n 129 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

M\u1ed9t DN nh\u1ecf s\u1ea3n xu\u1ea5t mi\u1ebfn t\u1ea1i \u0110\u1ed3ng Nai than th\u1edf, chi ph\u00ed l\u00e3i vay c\u1ee7a c\u00f4ng ty th\u01b0\u1eddng chi\u1ebfm kho\u1ea3n \u0111\u00e1ng k\u1ec3.\u00a0 \u0110\u1ec3 s\u1ea3n xu\u1ea5t \u1ed5n \u0111\u1ecbnh, c\u00e1c DN \u0111\u00e3 c\u1ed1 g\u1eafng c\u1eaft gi\u1ea3m kho\u1ea3n chi kh\u00f4ng c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi ch\u1ee7 \u0111\u1ed9ng t\u00ecm ki\u1ebfm ngu\u1ed3n h\u1ed7 tr\u1ee3, x\u00fac ti\u1ebfn th\u01b0\u01a1ng m\u1ea1i, t\u0103ng th\u1eddi h\u1ea1n thanh to\u00e1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c xoay v\u00f2ng v\u1ed1n nhanh…<\/p>\n\n\n\n\n
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G\u00f3i vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t th\u1ea5p n\u00ean \u0111\u01b0\u1ee3c d\u00e0nh cho c\u1ea3 trung v\u00e0 d\u00e0i h\u1ea1n <\/p>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n

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L\u00e3i su\u1ea5t cho vay hi\u1ec7n chi\u1ebfm t\u1ef7 l\u1ec7 cao trong chi ph\u00ed DN, n\u1ebfu gi\u1ea3m s\u1ebd gi\u00fap DN gi\u1ea3m chi ph\u00ed. V\u00ec th\u1ebf, h\u1ea1 l\u00e3i su\u1ea5t \u0111ang l\u00e0 mong m\u1ecfi c\u1ee7a nhi\u1ec1u DN. Song, g\u00f3i vay \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t th\u1ea5p n\u00ean \u0111\u01b0\u1ee3c d\u00e0nh cho c\u1ea3 trung v\u00e0 d\u00e0i h\u1ea1n, c\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 m\u1edf r\u1ed9ng \u0111\u1ed1i t\u01b0\u1ee3ng cho vay.<\/p>\n

Ng\u00e0y 1\/8 v\u1eeba qua, C\u1ee5c D\u1ef1 tr\u1eef li\u00ean bang M\u1ef9 (FED) \u0111\u00e3 c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t, ti\u1ebfp \u0111\u00f3 \u0111\u1ebfn ng\u00e0y 7\/8, c\u00f3 3 ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng \u1edf khu v\u1ef1c ch\u00e2u \u00c1 – Th\u00e1i B\u00ecnh D\u01b0\u01a1ng l\u00e0 New Zealand, \u1ea4n \u0110\u1ed9 v\u00e0 Th\u00e1i Lan \u0111\u00e3 c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t. Tr\u01b0\u1edbc \u0111\u00f3, Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng \u00dac, Nga,… c\u0169ng c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf.<\/p>\n

\u00dd ki\u1ebfn c\u00e1c chuy\u00ean gia lo ng\u1ea1i, trong b\u1ed1i c\u1ea3nh th\u01b0\u01a1ng chi\u1ebfn M\u1ef9 – Trung leo thang v\u00e0 c\u00e1c ch\u1ec9 s\u1ed1 kinh t\u1ebf x\u1ea5u \u0111i, d\u1ef1 b\u00e1o nh\u1eefng \u0111\u1ee3t c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t c\u1ee7a Fed s\u1ebd c\u00f2n ti\u1ebfp t\u1ee5c, Vi\u1ec7t Nam c\u1ea7n c\u00f3 nh\u1eefng k\u1ecbch b\u1ea3n \u0111\u1ec3 \u1ee9ng ph\u00f3, h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf.<\/p>\n<\/div>\n

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[ad_1] C\u00f3 6 ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f4ng b\u1ed1 gi\u1ea3m l\u00e3i su\u1ea5t cho vay t\u1eeb 1\/8 \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng thu\u1ed9c l\u0129nh v\u1ef1c \u01b0u ti\u00ean theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, g\u1ed3m: Vietcombank, BIDV, VietinBank, Agribank, Techcombank v\u00e0 VPBank, v\u1edbi l\u00e3i su\u1ea5t gi\u1ea3m t\u1eeb 0,5-1 \u0111i\u1ec3m %, dao \u0111\u1ed9ng t\u1eeb 5,5%-7,5%\/n\u0103m cho […]<\/p>\n","protected":false},"author":2,"featured_media":7003,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nD\u1ed3n \u00e9p cu\u1ed1i n\u0103m, ng\u00e2n h\u00e0ng li\u00ean ti\u1ebfp t\u0103ng l\u00e3i su\u1ea5t - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/don-ep-cuoi-nam-ngan-hang-lien-tiep-tang-lai-suat\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u1ed3n \u00e9p cu\u1ed1i n\u0103m, ng\u00e2n h\u00e0ng li\u00ean ti\u1ebfp t\u0103ng l\u00e3i su\u1ea5t - 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