<\/p>\n
Khu\u1ea5y \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n<\/strong><\/p>\nT\u00ednh \u0111\u1ebfn \u0111\u1ea7u n\u0103m 2019, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 h\u01a1n 26 v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0: Momo, Payoo, Moca, Airpay, Samsung Pay, ZaloPay,ViettelPay\u2026 Trong \u0111\u00f3 nhi\u1ec1u DN \u0111\u01b0\u1ee3c s\u1ef1 h\u1eadu thu\u1eabn l\u1edbn t\u1eeb c\u00f4ng ty, qu\u1ef9 \u0111\u1ea7u t\u01b0 ngo\u1ea1i. \u0110\u01a1n c\u1eed \u0111\u1ea7u n\u0103m nay, MoMo \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 v\u00ed \u0111i\u1ec7n t\u1eed \u201c\u0111\u1eaft kh\u00e1ch\u201d nh\u1ea5t c\u1ee7a Vi\u1ec7t Nam th\u00f4ng b\u00e1o \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c 100 tri\u1ec7u USD t\u1eeb Warburg Pincus, ch\u01b0a k\u1ec3 tr\u01b0\u1edbc \u0111\u00f3 \u0111\u01a1n v\u1ecb n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c \u201cb\u01a1m\u201d h\u00e0ng tri\u1ec7u USD t\u1eeb t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf l\u1edbn.<\/p>\n
Trong khi ZaloPay \u0111ang \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u1edbn b\u1edfi VNG. C\u00f2n ng\u01b0\u1eddi kh\u1ed5ng l\u1ed3 Singapore l\u00e0 Grab \u0111\u00e3 k\u00fd k\u1ebft h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 v\u1edbi C\u00f4ng ty Moca c\u1ee7a Vi\u1ec7t Nam v\u00e0o n\u0103m ngo\u00e1i. Tuy m\u1edbi tham gia th\u1ecb tr\u01b0\u1eddng nh\u01b0ng AirPay \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 \u0111\u1ed1i th\u1ee7 \u0111\u00e1ng g\u1eddm khi c\u00f3 b\u1ec7 \u0111\u1ee1 l\u00e0 t\u1eadp \u0111o\u00e0n c\u00f4ng ngh\u1ec7 \u0111\u1ebfn t\u1eeb Singapore: Sea Group.<\/p>\n
Tr\u01b0\u1edbc l\u00e0n s\u00f3ng \u0111\u1ed5 b\u1ed9 d\u1ed3n d\u1eadp c\u1ee7a Fintech ngo\u1ea1i, c\u0169ng nh\u01b0 vi\u1ec7c ra \u0111\u1eddi nhi\u1ec1u v\u00ed \u0111i\u1ec7n t\u1eed, c\u00e2u h\u1ecfi \u0111\u1eb7t ra li\u1ec7u c\u00f3 ph\u1ea3i th\u1ecb tr\u01b0\u1eddng v\u00ed \u0111i\u1ec7n t\u1eed t\u1ea1i Vi\u1ec7t Nam \u0111ang th\u1eadt s\u1ef1 l\u00e0 mi\u1ebfng m\u1ed3i ngon b\u00e9o b\u1edf?<\/p>\n
R\u00f5 r\u00e0ng l\u00e0 v\u1edbi l\u1ee3i th\u1ebf d\u00e2n s\u1ed1 tr\u1ebb, t\u1ef7 l\u1ec7 ti\u1ebfp c\u1eadn Internet v\u00e0 s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh \u1edf m\u1ee9c cao t\u1ea1i khu v\u1ef1c \u0111\u00f4 th\u1ecb, m\u1ee9c thu nh\u1eadp v\u00e0 ti\u00eau d\u00f9ng gia t\u0103ng, theo \u0111\u00e1nh gi\u00e1 c\u1ee7a gi\u1edbi chuy\u00ean m\u00f4n, Vi\u1ec7t Nam \u0111ang l\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u1ec1m n\u0103ng cho nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n m\u1edbi nh\u01b0 v\u00ed \u0111i\u1ec7n t\u1eed. Nh\u1eadn \u0111\u1ecbnh tr\u00ean kh\u00f4ng ph\u1ea3i kh\u00f4ng c\u00f3 c\u01a1 s\u1edf. Hi\u1ec7n gi\u1edbi tr\u1ebb \u0111ang r\u1ea5t chu\u1ed9ng s\u1eed d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed. Xu\u00e2n Hi\u1ebfu \u2013 chuy\u00ean vi\u00ean v\u0103n ph\u00f2ng l\u00e0 m\u1ed9t v\u00ed d\u1ee5 khi m\u00e0 hi\u1ec7n 70% chi ti\u00eau c\u1ee7a anh l\u00e0 thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 anh \u0111\u00e3 c\u00e0i c\u1ea3 \u1ee9ng d\u1ee5ng thanh to\u00e1n qua ng\u00e2n h\u00e0ng v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho nhu c\u1ea7u thanh to\u00e1n h\u00e0ng ng\u00e0y c\u1ee7a m\u00ecnh.<\/p>\n
Th\u1eddi gian qua, c\u00f3 th\u1ec3 th\u1ea5y vi\u1ec7c c\u00e1c DN trong l\u0129nh v\u1ef1c v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u1ea9y m\u1ea1nh k\u1ebft h\u1ee3p v\u1edbi c\u00e1c DN trong l\u0129nh v\u1ef1c kh\u00e1c t\u1ea1o n\u00ean m\u1ed9t \u201ch\u1ec7 sinh th\u00e1i\u201d m\u00e0 \u1edf \u0111\u00f3 ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 thanh to\u00e1n nhi\u1ec1u lo\u1ea1i h\u00e0ng ho\u00e1 h\u01a1n ch\u1ec9 b\u1eb1ng chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng \u0111\u00e3 g\u00f3p ph\u1ea7n thay \u0111\u1ed5i th\u00f3i quen chi ti\u00eau ti\u1ec1n m\u1eb7t c\u1ee7a ng\u01b0\u1eddi d\u00e2n, \u0111\u1eb7c bi\u1ec7t gi\u1edbi tr\u1ebb. V\u00ed d\u1ee5 nh\u01b0 trong n\u0103m 2018, Moca \u0111\u00e3 k\u1ebft h\u1ee3p c\u00f9ng Grab hay AirPay sau khi t\u00edch h\u1ee3p v\u00e0o Foody tr\u1edf th\u00e0nh k\u00eanh \u0111\u1eb7t h\u00e0ng v\u00e0 thanh to\u00e1n ch\u00ednh th\u1ee9c c\u1ee7a Foody c\u00f9ng d\u1ecbch v\u1ee5 giao \u0111\u1ed3 \u0103n Now.<\/p>\n
Trao \u0111\u1ed5i v\u1edbi b\u00e1o gi\u1edbi g\u1ea7n \u0111\u00e2y, b\u00e0 Tenzin Dolma Norbhu – Gi\u00e1m \u0111\u1ed1c ch\u00ednh s\u00e1ch khu v\u1ef1c ch\u00e2u \u00c1 – Th\u00e1i B\u00ecnh D\u01b0\u01a1ng c\u1ee7a Facebook ti\u1ebft l\u1ed9, vi\u1ec7c kinh doanh c\u00e1c \u1ee9ng d\u1ee5ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i trong \u0111\u00f3 c\u00f3 c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng giao d\u1ecbch v\u00e0 thanh to\u00e1n cho c\u00e1c d\u1ecbch v\u1ee5, ti\u1ec7n \u00edch \u0111\u1eddi s\u1ed1ng h\u00e0ng ng\u00e0y \u0111\u00e3 g\u00f3p ph\u1ea7n l\u1edbn t\u1ea1o ra t\u1ed5ng th\u1eb7ng d\u01b0 ti\u00eau d\u00f9ng kho\u1ea3ng 6,4 t\u1ef7 USD t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam trong n\u0103m 2018.<\/p>\n
V\u00ed \u0111i\u1ec7n t\u1eed –\u00a0c\u00f3 th\u1ef1c s\u1ef1 h\u1ed1t b\u1ea1c?<\/strong><\/p>\nTr\u01b0\u1edbc s\u1ef1 s\u00f4i \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00ed \u0111i\u1ec7n t\u1eed, nhi\u1ec1u c\u00e2u h\u1ecfi \u0111\u1eb7t ra, l\u1ee3i nhu\u1eadn t\u1eeb v\u00ed c\u00f3 th\u1ef1c s\u1ef1 nhi\u1ec1u \u0111\u1ebfn m\u1ee9c m\u00e0 nhi\u1ec1u DN nh\u1ea3y v\u00e0o l\u0129nh v\u1ef1c n\u00e0y kh\u00f4ng. L\u00e0 ng\u01b0\u1eddi trong cu\u1ed9c, Ch\u1ee7 t\u1ecbch H\u0110QT c\u1ee7a m\u1ed9t v\u00ed \u0111i\u1ec7n t\u1eed li\u00ean danh ti\u1ebft l\u1ed9, th\u1ecb tr\u01b0\u1eddng v\u00ed \u0111i\u1ec7n t\u1eed \u0111ang h\u01b0\u1edbng \u0111\u1ebfn s\u1ed1 l\u01b0\u1ee3ng ch\u01b0a ch\u00fa tr\u1ecdng \u0111\u1ebfn ch\u1ea5t. R\u1ea5t nhi\u1ec1u v\u00ed \u0111i\u1ec7n t\u1eed ra \u0111\u1eddi ch\u1ec9 trong v\u00f2ng hai n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, nh\u01b0ng ch\u1ee7 y\u1ebfu ch\u1ea1y theo c\u01a1n s\u1ed1t ch\u1ee9 n\u1ec1n t\u1ea3ng thi\u1ebfu b\u1ec1n v\u1eefng, h\u01b0\u1edbng \u0111i kh\u00f4ng r\u00f5 r\u00e0ng.<\/p>\n
Theo t\u00ecm hi\u1ec3u th\u1ef1c t\u1ebf c\u1ee7a ph\u00f3ng vi\u00ean, ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed kh\u00f4ng ph\u1ea3i d\u1ec5 h\u1ed1t b\u1ea1c nh\u01b0 nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129. Hi\u1ec7n \u0111ang c\u00f3 nhi\u1ec1u DN \u0111\u1ea7u t\u01b0 l\u0129nh v\u1ef1c n\u00e0y b\u1ecb l\u1ed7 n\u1eb7ng. \u0110i\u1ec3n h\u00ecnh nh\u01b0 Zalopay, tuy lu\u00f4n l\u1ecdt v\u00e0o top v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng nh\u01b0ng CTCP Zion c\u0169ng \u0111\u00e3 b\u00e1o l\u1ed7 177 t\u1ef7 USD v\u1edbi s\u1ea3n ph\u1ea9m v\u00ed ZaloPay trong n\u0103m 2018. Ngo\u00e0i Zalopay c\u00f2n c\u00f3 m\u1ed9t s\u1ed1 t\u00ean tu\u1ed5i \u0111\u00ecnh \u0111\u00e1m c\u0169ng \u0111ang ng\u1eadm tr\u00e1i \u0111\u1eafng l\u1ed7.<\/p>\n
M\u1ed9t l\u00e3nh \u0111\u1ea1o c\u00f4ng ty v\u00ed \u0111i\u1ec7n t\u1eed ti\u1ebft l\u1ed9, nhi\u1ec1u DN nh\u1ea3y v\u00e0o t\u01b0\u1edfng ngon \u0103n, nh\u01b0ng th\u1ecb tr\u01b0\u1eddng n\u00e0y c\u1ea1nh tranh r\u1ea5t kh\u1ed1c li\u1ec7t, trong khi l\u1ee3i nhu\u1eadn bi\u00ean r\u1ea5t nh\u1ecf ch\u1ec9 ch\u01b0a \u0111\u1ebfn 1%, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi ng\u00e0nh kh\u00e1c. Do v\u1eady, nhi\u1ec1u DN nh\u1ea3y v\u00e0o l\u0129nh v\u1ef1c n\u00e0y \u0111ang trong th\u1ebf ti\u1ebfn tho\u00e1i l\u01b0\u1ee1ng nan, \u0111i c\u0169ng d\u1edf m\u00e0 \u1edf c\u0169ng kh\u00f4ng xong.<\/p>\n
Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n \u0111i\u1ec7n t\u1eed c\u1ee7a Vi\u1ec7t Nam nhi\u1ec1u ti\u1ec1m n\u0103ng song c\u0169ng \u201c\u0111\u1ed1t ti\u1ec1n\u201d kh\u1ee7ng khi\u1ebfp, \u0111\u00f2i h\u1ecfi DN ph\u1ea3i tr\u01b0\u1eddng v\u1ed1n. Ch\u1eb3ng h\u1ea1n, nh\u01b0 Momo, Airpay l\u00e0 nh\u1eefng v\u00ed \u0111i\u1ec7n t\u1eed lu\u00f4n d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng n\u00e0y nh\u1edd c\u00f3 b\u1ec7 \u0111\u1ee1 t\u00e0i ch\u00ednh t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf gi\u00fap h\u1ecd m\u1ea1nh tay tung c\u00e1c chi\u00eau d\u1ee5 kh\u00e1ch h\u00e0ng b\u1eb1ng nhi\u1ec1u h\u00ecnh th\u1ee9c khuy\u1ebfn m\u00e3i h\u1ea5p d\u1eabn, mua h\u00e0ng tr\u00ean c\u00e1c trang th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, thanh to\u00e1n h\u00f3a \u0111\u01a1n d\u1ecbch v\u1ee5 nh\u01b0 \u0111i\u1ec7n, n\u01b0\u1edbc, \u0111i\u1ec7n tho\u1ea1i tr\u1ea3 sau, chi\u1ebft kh\u1ea5u v\u00e0 \u01b0u \u0111\u00e3i cao do \u0111\u01a1n v\u1ecb ch\u1ee7 qu\u1ea3n l\u00e0 nh\u00e0 ph\u00e1t h\u00e0nh game online l\u1edbn t\u1ea1i Vi\u1ec7t Nam\u2026<\/p>\n
Trong khi nhi\u1ec1u v\u00ed \u0111i\u1ec7n t\u1eed kh\u00e1c nh\u01b0 1Pay, Bao Kim, ngay c\u1ea3 TrueMoney \u0111ang n\u1eafm v\u1ecb tr\u00ed s\u1ed1 1 c\u1ee7a Th\u00e1i Lan\u2026 do kh\u00f4ng c\u00f3 t\u00ednh n\u0103ng n\u1ed5i b\u1eadt c\u0169ng nh\u01b0 khuy\u1ebfn m\u00e3i \u01b0u \u0111\u00e3i n\u00ean c\u0169ng m\u1ea5t h\u00fat tr\u00ean th\u1ecb tr\u01b0\u1eddng. Th\u1eadm ch\u00ed nh\u01b0 Payoo – chi\u1ebfc v\u00ed \u0111i\u1ec7n t\u1eed g\u1ea7n nh\u01b0 l\u00e2u \u0111\u1eddi nh\u1ea5t \u1edf Vi\u1ec7t Nam t\u1ed3n t\u1ea1i \u0111\u01b0\u1ee3c h\u01a1n 10 n\u0103m qua nh\u01b0ng \u0111\u00e3 nhanh ch\u00f3ng b\u1ecb l\u00e3ng qu\u00ean.<\/p>\n
Th\u1ef1c t\u1ebf \u0111\u00f3 cho th\u1ea5y cu\u1ed9c ch\u01a1i n\u00e0y kh\u1eafc nghi\u1ec7t nh\u01b0 th\u1ebf n\u00e0o. Cu\u1ed9c thanh l\u1ecdc t\u1ef1 nhi\u00ean tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00ed \u0111i\u1ec7n t\u1eed theo gi\u1edbi chuy\u00ean m\u00f4n l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 h\u01b0\u1edbng t\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u00e0y. Th\u1eeba nh\u1eadn, c\u00e1c s\u1ea3n ph\u1ea9m v\u00ed \u0111i\u1ec7n t\u1eed n\u1edf r\u1ed9 s\u1ebd gia t\u0103ng s\u1ee9c c\u1ea1nh tranh gi\u1eefa c\u00e1c v\u00ed, ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i, tuy nhi\u00ean, theo m\u1ed9t chuy\u00ean gia ng\u00e2n h\u00e0ng vi\u1ec7c n\u00e0y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng v\u00ed v\u1eeba th\u1eeba v\u1eeba thi\u1ebfu. Th\u1eeba s\u1ed1 l\u01b0\u1ee3ng v\u00ed, trong khi ch\u1ea5t l\u01b0\u1ee3ng l\u1ea1i ch\u01b0a c\u00f3 \u0111\u1ed9t ph\u00e1 d\u1eabn \u0111\u1ebfn s\u1ef1 l\u00e3ng ph\u00ed.<\/p>\n
\u201cCh\u00fang ta c\u00f3 t\u1edbi h\u01a1n 20 lo\u1ea1i v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0ng ch\u01b0a c\u00f3 m\u1ed9t \u0111\u01a1n v\u1ecb n\u00e0o \u0111\u1ee7 s\u1ee9c chi\u1ebfm gi\u1eef m\u1ed9t ph\u1ea7n l\u1edbn th\u1ecb ph\u1ea7n v\u00e0 \u0111\u01b0a ra m\u1ed9t h\u1ec7 sinh th\u00e1i \u0111a d\u1ea1ng trong l\u0129nh v\u1ef1c thanh to\u00e1n tr\u1ef1c tuy\u1ebfn cho ng\u01b0\u1eddi d\u00f9ng. Nh\u1eefng lo\u1ea1i v\u00ed \u0111i\u1ec7n t\u1eed t\u00ean tu\u1ed5i nh\u01b0 Momo, ZaloPay, Airpay… tuy ph\u00e1t tri\u1ec3n r\u1ea5t m\u1ea1nh \u0111\u1ec3 ph\u1ee5c v\u1ee5 m\u1ed9t l\u01b0\u1ee3ng l\u1edbn ng\u01b0\u1eddi d\u00f9ng nh\u01b0ng c\u00e1c d\u1ecbch v\u1ee5 cung c\u1ea5p v\u1eabn c\u00f2n \u0111\u01a1n \u0111i\u1ec7u ch\u1ee7 y\u1ebfu l\u00e0 thanh to\u00e1n h\u00f3a \u0111\u01a1n, chuy\u1ec3n ti\u1ec1n…\u201d, v\u1ecb n\u00e0y d\u1eabn ch\u1ee9ng cho nh\u1eadn \u0111\u1ecbnh v\u00e0 l\u01b0u \u00fd v\u1ec1 t\u00ednh an to\u00e0n b\u1ea3o m\u1eadt c\u1ee7a c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed.<\/p>\n
C\u0169ng b\u1edfi gi\u00e1 tr\u1ecb c\u00e1c kho\u1ea3n giao d\u1ecbch nh\u1ecf, \u0111\u1ec3 thu\u1eadn ti\u1ec7n cho ng\u01b0\u1eddi d\u00f9ng, \u0111a s\u1ed1 c\u00e1c v\u00ed ch\u1ec9 y\u00eau c\u1ea7u x\u00e1c th\u1ef1c b\u1eb1ng m\u1eadt kh\u1ea9u, khu\u00f4n m\u1eb7t ho\u1eb7c v\u00e2n tay thay v\u00ec x\u00e1c th\u1ef1c b\u1eb1ng OTP cho t\u1ea5t c\u1ea3 giao d\u1ecbch. V\u00ec th\u1ebf ng\u01b0\u1eddi s\u1eed d\u1ee5ng t\u1ecf ra lo l\u1eafng nh\u1ee1 b\u1ecb m\u1ea5t \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c b\u1ecb \u0111\u00e1nh c\u1eafp t\u00e0i kho\u1ea3n th\u00ec \u0111\u1ed3ng ngh\u0129a v\u1edbi nguy c\u01a1 m\u1ea5t s\u1ea1ch ti\u1ec1n t\u1eeb th\u1ebb ATM, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng.<\/p>\n
\u0110\u00e1nh gi\u00e1 v\u1ec1 th\u1ef1c tr\u1ea1ng ph\u00e1t tri\u1ec3n, t\u1ed5ng gi\u00e1m \u0111\u1ed1c c\u1ee7a m\u1ed9t v\u00ed \u0111i\u1ec7n t\u1eed cho r\u1eb1ng, trong v\u00e0i ba n\u0103m t\u1edbi, s\u1ebd ch\u1ec9 c\u00f2n kho\u1ea3ng 5 v\u00ed \u0111i\u1ec7n t\u1eed t\u1ed3n t\u1ea1i \u0111\u01b0\u1ee3c tr\u00ean th\u1ecb tr\u01b0\u1eddng. DN mu\u1ed1n t\u1ed3n t\u1ea1i \u0111\u01b0\u1ee3c ph\u1ea3i t\u1ea1o s\u1ef1 kh\u00e1c bi\u1ec7t trong s\u1ea3n ph\u1ea9m c\u1ee7a m\u00ecnh, t\u1ea1o \u0111\u01b0\u1ee3c l\u01b0u l\u01b0\u1ee3ng giao d\u1ecbch l\u1edbn ho\u1eb7c x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 sinh th\u00e1i ph\u00f9 h\u1ee3p. \u0110i\u1ec1u quan tr\u1ecdng n\u1eefa l\u00e0 ph\u1ea3i c\u00f3 ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh m\u1ea1nh. Mu\u1ed1n l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y ph\u1ea3i th\u00f4ng qua s\u00e1p nh\u1eadp, ho\u1eb7c r\u00f3t v\u1ed1n t\u1eeb nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i\u2026<\/p>\n
G\u1ee3i \u00fd n\u00e0y c\u0169ng l\u00fd gi\u1ea3i v\u00ec sao g\u1ea7n \u0111\u00e2y m\u1ed9t s\u1ed1 nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i r\u00f3t v\u1ed1n v\u00e0o c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed c\u1ee7a Vi\u1ec7t Nam. Nh\u01b0ng cu\u1ed9c \u0111ua chi\u1ebfm l\u0129nh th\u1ecb ph\u1ea7n v\u00ed \u0111i\u1ec7n t\u1eed m\u1edbi ch\u1ec9 b\u1eaft \u0111\u1ea7u, v\u1eabn kh\u00f3 c\u00f3 th\u1ec3 n\u00f3i ai s\u1ebd h\u01a1n ai v\u00ec ph\u1ee5 thu\u1ed9c v\u00e0o r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1 nh\u01b0 c\u00f4ng ngh\u1ec7, t\u00e0i ch\u00ednh, chi\u1ebfn l\u01b0\u1ee3c marketing… Song, t\u1eeb th\u1ef1c t\u1ebf cho th\u1ea5y, cu\u1ed9c \u0111ua n\u00e0y kh\u00f4ng d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi h\u00e0nh kh\u1ea5t m\u00e0 s\u1ebd l\u00e0 c\u1ee7a nh\u1eefng \u00f4ng l\u1edbn.<\/p>\n<\/div>\n
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Khu\u1ea5y \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n T\u00ednh \u0111\u1ebfn \u0111\u1ea7u n\u0103m 2019, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 h\u01a1n 26 v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0: Momo, Payoo, Moca, Airpay, Samsung Pay, ZaloPay,ViettelPay\u2026 Trong \u0111\u00f3 nhi\u1ec1u DN \u0111\u01b0\u1ee3c s\u1ef1 h\u1eadu thu\u1eabn l\u1edbn t\u1eeb c\u00f4ng ty, qu\u1ef9 \u0111\u1ea7u t\u01b0 ngo\u1ea1i. \u0110\u01a1n c\u1eed \u0111\u1ea7u n\u0103m nay, MoMo \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 […]<\/p>\n","protected":false},"author":2,"featured_media":6610,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\n
V\u00ed \u0111i\u1ec7n t\u1eed - cu\u1ed9c ch\u01a1i t\u1ed1n k\u00e9m - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/vi-dien-tu-cuoc-choi-ton-kem\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V\u00ed \u0111i\u1ec7n t\u1eed - cu\u1ed9c ch\u01a1i t\u1ed1n k\u00e9m - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1]
Khu\u1ea5y \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n T\u00ednh \u0111\u1ebfn \u0111\u1ea7u n\u0103m 2019, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 h\u01a1n 26 v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0: Momo, Payoo, Moca, Airpay, Samsung Pay, ZaloPay,ViettelPay\u2026 Trong \u0111\u00f3 nhi\u1ec1u DN \u0111\u01b0\u1ee3c s\u1ef1 h\u1eadu thu\u1eabn l\u1edbn t\u1eeb c\u00f4ng ty, qu\u1ef9 \u0111\u1ea7u t\u01b0 ngo\u1ea1i. \u0110\u01a1n c\u1eed \u0111\u1ea7u n\u0103m nay, MoMo \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/super-news.info\/vi\/vi-dien-tu-cuoc-choi-ton-kem\/\" \/>\n<meta property=\"og:site_name\" content=\"Super News\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-10T09:49:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-08-10T09:49:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/super-news.info\/vi\/wp-content\/uploads\/sites\/5\/2019\/08\/V\u00ed-\u0111i\u1ec7n-t\u1eed-cu\u1ed9c-ch\u01a1i-t\u1ed1n-k\u00e9m.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"super-news\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"super-news\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/\"},\"author\":{\"name\":\"super-news\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\"},\"headline\":\"V\u00ed \u0111i\u1ec7n t\u1eed – cu\u1ed9c ch\u01a1i t\u1ed1n k\u00e9m\",\"datePublished\":\"2019-08-10T09:49:10+00:00\",\"dateModified\":\"2019-08-10T09:49:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/\"},\"wordCount\":2238,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/super-news.info\\\/vi\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2019\\\/08\\\/V\u00ed-\u0111i\u1ec7n-t\u1eed-cu\u1ed9c-ch\u01a1i-t\u1ed1n-k\u00e9m.jpg\",\"articleSection\":[\"B\u1ea2N TIN T\u00c0I CH\u00cdNH\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/\",\"url\":\"https:\\\/\\\/super-news.info\\\/vi\\\/vi-dien-tu-cuoc-choi-ton-kem\\\/\",\"name\":\"V\u00ed \u0111i\u1ec7n t\u1eed - 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