{"id":6591,"date":"2019-08-10T05:32:00","date_gmt":"2019-08-10T02:32:00","guid":{"rendered":"https:\/\/super-news.info\/vi\/quy-ho-tinh-bat-quy-ho-da\/"},"modified":"2019-08-10T05:32:03","modified_gmt":"2019-08-10T02:32:03","slug":"quy-ho-tinh-bat-quy-ho-da","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/quy-ho-tinh-bat-quy-ho-da\/","title":{"rendered":"Qu\u00fd h\u1ed3 tinh, b\u1ea5t qu\u00fd h\u1ed3 \u0111a"},"content":{"rendered":"

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Nh\u01b0 tr\u01b0\u1eddng h\u1ee3p VPBank, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh cho s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean \u1edf ng\u00e2n h\u00e0ng m\u1eb9 ch\u1ec9 c\u00f2n 9.480 ng\u01b0\u1eddi, gi\u1ea3m 1.466 ng\u01b0\u1eddi trong qu\u00fd II\/2019. C\u00f2n t\u00ednh trong n\u1eeda \u0111\u1ea7u n\u0103m 2019, nh\u00e2n l\u1ef1c c\u1ee7a VPBank gi\u1ea3m g\u1ea7n 2.000 ng\u01b0\u1eddi so v\u1edbi cu\u1ed1i n\u0103m 2018. C\u00f9ng th\u1eddi \u0111i\u1ec3m n\u00e0y, NCB gi\u1ea3m s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean t\u1eeb 2.000 ng\u01b0\u1eddi xu\u1ed1ng 1.876 ng\u01b0\u1eddi; SHB gi\u1ea3m t\u1eeb 7.546 ng\u01b0\u1eddi xu\u1ed1ng 7.522 ng\u01b0\u1eddi.<\/p>\n

B\u00e1o c\u00e1o t\u00e0i ch\u00ednh c\u1ee7a ACB c\u0169ng cho bi\u1ebft, t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m cu\u1ed1i th\u00e1ng 6\/2016, t\u1ed5ng s\u1ed1 c\u00e1n b\u1ed9 nh\u00e2n vi\u00ean, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng m\u1eb9 v\u00e0 c\u00e1c c\u00f4ng ty con c\u1ee7a ACB l\u00e0 10.832 ng\u01b0\u1eddi, gi\u1ea3m 508 ng\u01b0\u1eddi so v\u1edbi th\u1eddi \u0111i\u1ec3m v\u00e0o cu\u1ed1i th\u00e1ng 3\/2019 (11.340 ng\u01b0\u1eddi), s\u1ed1 l\u01b0\u1ee3ng ch\u1ee7 y\u1ebfu gi\u1ea3m \u1edf ng\u00e2n h\u00e0ng m\u1eb9\u2026<\/p>\n

Con ng\u01b0\u1eddi l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 m\u00e0 nh\u00e0 b\u0103ng coi tr\u1ecdng nh\u1ea5t trong qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a ng\u00e2n h\u00e0ng. V\u1eady vi\u1ec7c gi\u1ea3m s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n s\u1ef1 \u1edf m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng n\u00f3i l\u00ean \u0111i\u1ec1u g\u00ec? Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean, m\u1ed9t chuy\u00ean gia t\u00e0i ch\u00ednh nh\u1eadn \u0111\u1ecbnh: d\u1ecbch chuy\u1ec3n nh\u00e2n s\u1ef1 t\u1eeb ng\u00e2n h\u00e0ng n\u00e0y sang ng\u00e2n h\u00e0ng kh\u00e1c l\u00e0 \u0111i\u1ec1u kh\u00f4ng m\u1edbi. C\u00e1i c\u1ea7n l\u01b0u \u00fd l\u00e0 nh\u00e2n s\u1ef1 d\u1ecbch chuy\u1ec3n s\u1ebd n\u1eb1m \u1edf m\u1ea3ng n\u00e0o b\u1edfi kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 \u0111\u1ec1u c\u00f3 s\u1ef1 thay \u0111\u1ed5i. Th\u00f4ng th\u01b0\u1eddng s\u1ebd t\u1eadp trung \u1edf m\u1ea3ng kinh doanh ho\u1eb7c b\u1ed9 ph\u1eadn c\u00f3 ch\u1ee9c danh \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u00ecnh s\u1eb5n m\u00f4 t\u1ea3 c\u00f4ng vi\u1ec7c, nh\u1eefng c\u00f4ng vi\u1ec7c mang t\u00ednh thao t\u00e1c.<\/p>\n

\u201cNh\u00e2n s\u1ef1 ng\u00e2n h\u00e0ng m\u1eb9 s\u1ebd theo h\u00ecnh kim t\u1ef1 th\u00e1p: c\u00e0ng l\u00ean ph\u00eda tr\u00ean \u0111\u1ec9nh th\u00e1p, s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n s\u1ef1 l\u00e0 qu\u1ea3n l\u00fd c\u00e0ng quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng \u0111\u00f3, n\u00ean nh\u00e0 b\u0103ng s\u1ebd t\u00ecm m\u1ecdi c\u00e1ch \u0111\u1ec3 gi\u1eef ch\u00e2n h\u1ecd. Ng\u01b0\u1ee3c l\u1ea1i, c\u00e0ng lui v\u1ec1 ph\u00eda b\u00ean d\u01b0\u1edbi s\u1ebd l\u00e0 ngu\u1ed3n nh\u00e2n s\u1ef1 d\u1ec5 thay th\u1ebf h\u01a1n, vi\u1ec7c t\u00ecm nh\u00e2n s\u1ef1 l\u1ea5p v\u00e0o l\u00e0 kh\u00f4ng qu\u00e1 kh\u00f3\u201d, chuy\u00ean gia n\u00e0y cho hay.<\/p>\n

Th\u00eam n\u1eefa, vi\u1ec7c t\u0103ng hay gi\u1ea3m nh\u00e2n s\u1ef1 \u1edf ng\u00e2n h\u00e0ng c\u0169ng ph\u1ee5 thu\u1ed9c v\u00e0o ch\u00ednh s\u00e1ch nh\u00e2n s\u1ef1 c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u00f3 c\u00f3 \u0111\u1ee7 t\u1ea1o ra s\u1ee9c h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi nh\u00e2n vi\u00ean hay kh\u00f4ng? \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 tr\u01b0\u1eddng h\u1ee3p c\u1ea1nh tranh v\u1edbi ch\u00ednh s\u00e1ch t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng ngo\u1ea1i, khi c\u00e1c nh\u00e0 b\u0103ng n\u00e0y mu\u1ed1n x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng kinh doanh t\u1ea1i Vi\u1ec7t Nam, \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng b\u00e1n l\u1ebb v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh n\u00ean c\u1ea7n \u0111\u01b0\u1eddng cong kinh nghi\u1ec7m t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n

TS. Ch\u00e2u \u0110\u00ecnh Linh \u2013 \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP. H\u1ed3 Ch\u00ed Minh chia s\u1ebb: R\u1ea5t kh\u00f3 \u0111\u1ec3 kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c ng\u00e2n h\u00e0ng gi\u1ea3m nh\u00e2n s\u1ef1 ho\u00e0n to\u00e0n xu\u1ea5t ph\u00e1t t\u1eeb qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u khi mu\u1ed1n ti\u1ebft gi\u1ea3m chi ph\u00ed, tinh l\u1ecdc b\u1ed9 m\u00e1y hay chuy\u1ec3n h\u01b0\u1edbng ho\u1ea1t \u0111\u1ed9ng kinh doanh, d\u00f9 \u0111\u00f3 c\u0169ng \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t nguy\u00ean do. B\u1edfi th\u1ef1c t\u1ebf, b\u00ean c\u1ea1nh nhi\u1ec1u nh\u00e0 b\u0103ng gi\u1ea3m nh\u00e2n s\u1ef1 th\u00ec c\u0169ng c\u00f3 nh\u1eefng ng\u00e2n h\u00e0ng v\u1eabn ti\u1ebfp t\u1ee5c chi\u00eau m\u1ed9 th\u00eam ng\u01b0\u1eddi m\u1edbi.<\/p>\n

Ngo\u00e0i ra, theo c\u00e1c chuy\u00ean gia, xu h\u01b0\u1edbng s\u1ed1 h\u00f3a ho\u1ea1t \u0111\u1ed9ng c\u0169ng khi\u1ebfn nhu c\u1ea7u nh\u00e2n l\u1ef1c c\u1ee7a c\u00e1c nh\u00e0 b\u0103ng c\u00f3 s\u1ef1 thay \u0111\u1ed5i. K\u1ebft qu\u1ea3 cu\u1ed9c \u0111i\u1ec1u tra xu h\u01b0\u1edbng kinh doanh c\u1ee7a c\u00e1c TCTD qu\u00fd III\/2019 \u0111\u01b0\u1ee3c V\u1ee5 D\u1ef1 b\u00e1o – Th\u1ed1ng k\u00ea thu\u1ed9c NHNN c\u00f4ng b\u1ed1 c\u0169ng cho th\u1ea5y, c\u00f3 22% TCTD cho bi\u1ebft th\u1eddi \u0111i\u1ec3m th\u00e1ng 6\/2019 \u0111ang thi\u1ebfu lao \u0111\u1ed9ng c\u1ea7n thi\u1ebft cho nhu c\u1ea7u c\u00f4ng vi\u1ec7c hi\u1ec7n t\u1ea1i. K\u1ebft qu\u1ea3 \u0111i\u1ec1u tra ch\u1ec9 ra, t\u00ecnh tr\u1ea1ng \u201cthi\u1ebfu\u201d lao \u0111\u1ed9ng trong ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111ang \u0111\u01b0\u1ee3c kh\u1eafc ph\u1ee5c v\u00e0 chuy\u1ec3n sang tr\u1ea1ng th\u00e1i \u201c\u0111\u1ee7\u201d lao \u0111\u1ed9ng \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a c\u00f4ng vi\u1ec7c hi\u1ec7n t\u1ea1i.<\/p>\n

Nh\u1eadn \u0111\u1ecbnh v\u1ec1 xu h\u01b0\u1edbng nh\u00e2n s\u1ef1 ng\u00e2n h\u00e0ng hi\u1ec7n nay v\u00e0 trong th\u1eddi gian t\u1edbi, c\u00e1c chuy\u00ean gia \u0111\u1ec1u chung quan \u0111i\u1ec3m r\u1eb1ng, nh\u00e2n s\u1ef1 ng\u00e2n h\u00e0ng \u0111ang h\u01b0\u1edbng t\u1edbi ch\u1ea5t l\u01b0\u1ee3ng ch\u1ee9 kh\u00f4ng ph\u1ea3i s\u1ed1 l\u01b0\u1ee3ng, h\u01b0\u1edbng t\u1edbi s\u1ef1 r\u00f5 r\u00e0ng trong ch\u1ec9 ti\u00eau kinh doanh. Ch\u1ea5t l\u01b0\u1ee3ng n\u00e0y th\u00f4ng qua c\u01a1 ch\u1ebf ki\u1ec3m so\u00e1t r\u1ea5t ch\u1eb7t ch\u1ebd, \u0111\u00f2i h\u1ecfi n\u0103ng l\u1ef1c l\u00e0m vi\u1ec7c c\u1ee7a nh\u00e2n vi\u00ean ph\u1ea3i n\u00e2ng l\u00ean qua vi\u1ec7c thao t\u00e1c th\u1ef1c t\u1ebf, c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o, c\u00e1c kho\u00e1 h\u1ecdc n\u00e2ng t\u1ea7m l\u00e3nh \u0111\u1ea1o, n\u00e2ng t\u1ea7m qu\u1ea3n l\u00fd, h\u01b0\u1edbng t\u1edbi s\u1ef1 ch\u1ec9n chu trong ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch r\u00f5 r\u00e0ng, minh b\u1ea1ch h\u01a1n.<\/p>\n

Nh\u01b0 t\u1ea1i Kienlongbank, ng\u00e2n h\u00e0ng n\u00e0y t\u1eeb \u0111\u1ea7u n\u0103m 2019 t\u1edbi nay \u0111\u00e3 ti\u1ebfn h\u00e0nh hai \u0111\u1ee3t kho\u00e1 \u0111\u00e0o t\u1ea1o nh\u00e2n s\u1ef1 ti\u1ec1m n\u0103ng cho c\u00e1n b\u1ed9, t\u1eadp trung \u0111\u00e0o t\u1ea1o v\u1ec1 nh\u1eefng ki\u1ebfn th\u1ee9c nghi\u1ec7p v\u1ee5 n\u00e2ng cao, k\u1ef9 n\u0103ng v\u00e0 x\u1eed l\u00fd t\u00ecnh hu\u1ed1ng c\u1ea7n thi\u1ebft trong qu\u00e1 tr\u00ecnh c\u00f4ng t\u00e1c…<\/p>\n

Ths. Ph\u1ea1m Anh Tu\u1ea5n – U\u1ef7 vi\u00ean H\u0110QT Vietcombank c\u00f3 c\u00f9ng quan \u0111i\u1ec3m khi cho r\u1eb1ng, ngu\u1ed3n nh\u00e2n l\u1ef1c s\u1ebd c\u00f3 s\u1ef1 c\u1eaft gi\u1ea3m v\u00e0 s\u00e0ng l\u1ecdc. S\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng s\u1ebd gi\u1ea3m \u0111\u00e1ng k\u1ec3 nh\u01b0ng nhu c\u1ea7u v\u1ec1 nh\u1eefng nh\u00e2n s\u1ef1 ch\u1ea5t l\u01b0\u1ee3ng cao s\u1ebd gia t\u0103ng v\u00e0 c\u00f3 s\u1ef1 c\u1ea1nh tranh gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 c\u00e1c c\u00f4ng ty Fintech.<\/p>\n

V\u00ec v\u1eady, theo \u00f4ng Tu\u1ea5n, ngay t\u1eeb b\u00e2y gi\u1edd c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i quan t\u00e2m x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ngu\u1ed3n nh\u00e2n l\u1ef1c trong \u0111\u00f3 ch\u00fa tr\u1ecdng c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o ngu\u1ed3n nh\u00e2n l\u1ef1c c\u00f4ng ngh\u1ec7 cao; c\u00f3 chuy\u00ean m\u00f4n nghi\u1ec7p v\u1ee5 nh\u01b0ng ph\u1ea3i t\u0103ng kh\u1ea3 n\u0103ng \u1ee9ng d\u1ee5ng v\u00e0 l\u00e0m ch\u1ee7 c\u00f4ng ngh\u1ec7.<\/p>\n

Nh\u1eafc t\u1edbi c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o, vi\u1ec7c \u0111\u00e0o t\u1ea1o nh\u00e2n s\u1ef1 cho ng\u00e0nh t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng t\u1eeb c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc hi\u1ec7n nay c\u0169ng \u0111\u00f2i h\u1ecfi c\u1ea7n c\u00f3 s\u1ef1 thay \u0111\u1ed5i cho ph\u00f9 h\u1ee3p v\u1edbi y\u00eau c\u1ea7u c\u1ee7a th\u1ecb tr\u01b0\u1eddng, v\u1edbi b\u1ed1i c\u1ea3nh c\u1ea1nh tranh trong ng\u00e2n h\u00e0ng hi\u1ec7n nay. Theo t\u00ecm hi\u1ec3u c\u1ee7a ph\u00f3ng vi\u00ean, k\u1ef3 tuy\u1ec3n sinh n\u0103m 2018, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf qu\u1ed1c d\u00e2n \u0111\u00e3 m\u1edf ng\u00e0nh h\u1ecdc m\u1edbi C\u1eed nh\u00e2n C\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (Fintech) \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam. \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP. H\u1ed3 Ch\u00ed Minh c\u0169ng \u0111ang li\u00ean k\u1ebft v\u1edbi \u0111\u1ed1i t\u00e1c n\u01b0\u1edbc ngo\u00e0i x\u00e2y d\u1ef1ng m\u1ea3ng \u0111\u00e0o t\u1ea1o v\u1ec1 l\u0129nh v\u1ef1c n\u00e0y, trong \u0111\u00f3 d\u1ef1 ki\u1ebfn th\u00e0nh l\u1eadp c\u1ea3 trung t\u00e2m nghi\u00ean c\u1ee9u v\u1ec1 Fintech\u2026<\/p>\n

\u0110\u00e2y \u0111\u1ec1u l\u00e0 nh\u1eefng s\u1ef1 \u0111\u00f3n \u0111\u1ea7u c\u1ea7n thi\u1ebft trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay khi nhu c\u1ea7u b\u1ee9c thi\u1ebft v\u1ec1 \u0111\u1ed9i ng\u0169 nh\u00e2n s\u1ef1 tr\u1ebb c\u00f3 ki\u1ebfn th\u1ee9c chuy\u00ean s\u00e2u l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh v\u00e0 c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh c\u00f2n r\u1ea5t thi\u1ebfu c\u1ea3 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng l\u1eabn ch\u1ea5t l\u01b0\u1ee3ng.<\/p>\n

Kh\u00f4ng nh\u1eefng v\u1eady, theo chia s\u1ebb c\u1ee7a m\u1ed9t gi\u1ea3ng vi\u00ean \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP. H\u1ed3 Ch\u00ed Minh, trong ch\u01b0\u01a1ng tr\u00ecnh h\u1ecdc c\u1ee7a sinh vi\u00ean t\u1ea1i tr\u01b0\u1eddng n\u00e0y hi\u1ec7n nay c\u00f3 l\u1ed3ng gh\u00e9p nh\u1eefng m\u00f4n h\u1ecdc m\u1edbi li\u00ean quan \u0111\u1ebfn ch\u1ee9ng kho\u00e1n ph\u00e1i sinh, hay tr\u00e1i phi\u1ebfu\u2026 \u201cY\u00eau c\u1ea7u c\u1ee7a th\u1ef1c ti\u1ec5n bu\u1ed9c ph\u1ea3i chia nh\u1ecf ng\u00e0nh \u0111\u00e0o t\u1ea1o ra, kh\u00f4ng th\u1ec3 ch\u1ec9 mang t\u00ednh ph\u1ed5 qu\u00e1t nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y \u0111\u01b0\u1ee3c\u201d, v\u1ecb n\u00e0y chia s\u1ebb.<\/p>\n<\/div>\n

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[ad_1] Nh\u01b0 tr\u01b0\u1eddng h\u1ee3p VPBank, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh cho s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean \u1edf ng\u00e2n h\u00e0ng m\u1eb9 ch\u1ec9 c\u00f2n 9.480 ng\u01b0\u1eddi, gi\u1ea3m 1.466 ng\u01b0\u1eddi trong qu\u00fd II\/2019. C\u00f2n t\u00ednh trong n\u1eeda \u0111\u1ea7u n\u0103m 2019, nh\u00e2n l\u1ef1c c\u1ee7a VPBank gi\u1ea3m g\u1ea7n 2.000 ng\u01b0\u1eddi so v\u1edbi cu\u1ed1i n\u0103m 2018. C\u00f9ng th\u1eddi \u0111i\u1ec3m n\u00e0y, NCB gi\u1ea3m […]<\/p>\n","protected":false},"author":2,"featured_media":6592,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nQu\u00fd h\u1ed3 tinh, b\u1ea5t qu\u00fd h\u1ed3 \u0111a - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/quy-ho-tinh-bat-quy-ho-da\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00fd h\u1ed3 tinh, b\u1ea5t qu\u00fd h\u1ed3 \u0111a - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] Nh\u01b0 tr\u01b0\u1eddng h\u1ee3p VPBank, b\u00e1o c\u00e1o t\u00e0i ch\u00ednh cho s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean \u1edf ng\u00e2n h\u00e0ng m\u1eb9 ch\u1ec9 c\u00f2n 9.480 ng\u01b0\u1eddi, gi\u1ea3m 1.466 ng\u01b0\u1eddi trong qu\u00fd II\/2019. 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