{"id":6082,"date":"2019-08-01T15:06:55","date_gmt":"2019-08-01T12:06:55","guid":{"rendered":"https:\/\/super-news.info\/vi\/giam-lai-suat-cho-vay-se-lan-toa-trong-he-thong-ngan-hang\/"},"modified":"2019-08-01T15:06:57","modified_gmt":"2019-08-01T12:06:57","slug":"giam-lai-suat-cho-vay-se-lan-toa-trong-he-thong-ngan-hang","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/giam-lai-suat-cho-vay-se-lan-toa-trong-he-thong-ngan-hang\/","title":{"rendered":"Gi\u1ea3m l\u00e3i su\u1ea5t cho vay s\u1ebd lan t\u1ecfa trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng?"},"content":{"rendered":"

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Gi\u1ea3m l\u00e3i su\u1ea5t cho vay l\u1ea7n th\u1ee9 hai<\/strong><\/p>\n

Chi\u1ec1u mu\u1ed9n ng\u00e0y 31\/7\/2019, c\u1ea3 4 NHTM Nh\u00e0 n\u01b0\u1edbc \u0111\u1ed3ng lo\u1ea1t tuy\u00ean b\u1ed1 gi\u1ea3m ti\u1ebfp l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n b\u1eb1ng VND \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean th\u00eam 0,5%\/n\u0103m xu\u1ed1ng c\u00f2n t\u1ed1i \u0111a l\u00e0 5,5%\/n\u0103m, t\u1ee9c th\u1ea5p h\u01a1n so v\u1edbi quy \u0111\u1ecbnh c\u1ee7a NHNN l\u00e0 1%, \u00e1p d\u1ee5ng t\u1eeb 1\/8\/2019 \u0111\u1ebfn h\u1ebft 31\/12\/2019.<\/p>\n

\u0110\u01a1n c\u1eed, Vietcombank tuy\u00ean b\u1ed1 s\u1ebd \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n b\u1eb1ng VND \u1edf m\u1ee9c t\u1ed1i \u0111a l\u00e0 5,5%\/n\u0103m, \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n cho vay hi\u1ec7n h\u1eefu v\u00e0 c\u00e1c kho\u1ea3n cho vay m\u1edbi thu\u1ed9c c\u00e1c l\u0129nh v\u1ef1c: Ph\u00e1t tri\u1ec3n n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n; Th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n kinh doanh h\u00e0ng xu\u1ea5t kh\u1ea9u; Ph\u1ee5c v\u1ee5 kinh doanh c\u1ee7a c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV); Ph\u00e1t tri\u1ec3n ng\u00e0nh c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3; Ph\u1ee5c v\u1ee5 kinh doanh c\u1ee7a doanh nghi\u1ec7p \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 cao; L\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 cao; Cho vay doanh nghi\u1ec7p kh\u1edfi nghi\u1ec7p.<\/p>\n

BIDV c\u0169ng tuy\u00ean b\u1ed1 gi\u1ea3m tr\u1ea7n l\u00e3i su\u1ea5t cho vay xu\u1ed1ng c\u00f2n 5,5%\/n\u0103m \u0111\u1ed1i v\u1edbi 3 l\u0129nh v\u1ef1c \u01b0u ti\u00ean: Th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n kinh doanh h\u00e0ng xu\u1ea5t kh\u1ea9u; Ph\u00e1t tri\u1ec3n ng\u00e0nh c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3; Ph\u1ee5c v\u1ee5 kinh doanh c\u1ee7a doanh nghi\u1ec7p \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 cao. B\u00ean c\u1ea1nh \u0111\u00f3, k\u1ec3 t\u1eeb ng\u00e0y 01\/08\/2019 \u0111\u1ebfn ng\u00e0y 31\/12\/2019, BIDV tri\u1ec3n khai 2 g\u00f3i t\u00edn d\u1ee5ng v\u1edbi quy m\u00f4 l\u00ean t\u1edbi 70.000 t\u1ef7 \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t gi\u1ea3m 0,5%\/n\u0103m so v\u1edbi hi\u1ec7n nay. Trong \u0111\u00f3, g\u00f3i t\u00edn d\u1ee5ng d\u00e0nh cho DNNVV v\u1edbi quy m\u00f4 60.000 t\u1ef7 \u0111\u1ed3ng; g\u00f3i t\u00edn d\u1ee5ng ng\u1eafn h\u1ea1n d\u00e0nh cho doanh nghi\u1ec7p si\u00eau nh\u1ecf, doanh nghi\u1ec7p kh\u1edfi nghi\u1ec7p v\u1edbi quy m\u00f4 10.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, Agribank v\u00e0 VietinBank c\u0169ng tuy\u00ean b\u1ed1 gi\u1ea3m th\u00eam l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n b\u1eb1ng VND \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean xu\u1ed1ng c\u00f2n t\u1ed1i \u0111a l\u00e0 5,5%\/n\u0103m.<\/p>\n

\u0110\u00e2y l\u00e0 l\u1ea7n th\u1ee9 hai trong n\u0103m nay c\u00e1c NHTM Nh\u00e0 n\u01b0\u1edbc ti\u00ean phong h\u1ea1 l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean. C\u00f2n nh\u1edb, ng\u00e0y 10\/1\/2019, c\u1ea3 4 \u00f4ng l\u1edbn n\u00e0y c\u0169ng \u0111\u00e3 \u0111\u1ed3ng lo\u1ea1t \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n b\u1eb1ng VND \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean xu\u1ed1ng c\u00f2n 6,0%\/n\u0103m theo l\u1eddi hi\u1ec7u tri\u1ec7u c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN t\u1ea1i H\u1ed9i ngh\u1ecb tri\u1ec3n khai nhi\u1ec7m v\u1ee5 ng\u00e0nh Ng\u00e2n h\u00e0ng n\u0103m 2019.<\/p>\n

Th\u1ebf nh\u01b0ng, l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u00f3 c\u1ee7a c\u00e1c NHTM Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u01b0\u1edfng \u1ee9ng c\u1ee7a c\u00e1c NHTMCP. Tuy nhi\u00ean, l\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t n\u00e0y c\u1ee7a c\u00e1c NHTM Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd t\u1ea1o \u00e1p l\u1ef1c l\u1edbn bu\u1ed9c c\u00e1c NHTMCP kh\u00e1c ph\u1ea3i gi\u1ea3m theo n\u1ebfu kh\u00f4ng mu\u1ed1n m\u1ea5t kh\u00e1ch h\u00e0ng.<\/p>\n

“1% l\u00e0 m\u1ee9c ch\u00eanh l\u1ec7ch l\u1edbn \u0111\u1ed1i v\u1edbi l\u00e3i su\u1ea5t cho vay trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay. H\u01a1n n\u1eefa, c\u1ea3 4 \u00f4ng l\u1edbn NHTM Nh\u00e0 n\u01b0\u1edbc n\u00e0y \u0111ang chi\u1ebfm t\u1edbi h\u01a1n 50% th\u1ecb ph\u1ea7n t\u00edn d\u1ee5ng, n\u00ean n\u1ebfu c\u00e1c NHTMCP kh\u00f4ng gi\u1ea3m theo, kh\u1ea3 n\u0103ng m\u1ea5t kh\u00e1ch h\u00e0ng l\u00e0 r\u1ea5t cao”, m\u1ed9t chuy\u00ean gia cho bi\u1ebft.<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 NHTMCP \u0111\u00e1nh ti\u1ebfng s\u1ebd gi\u1ea3m l\u00e3i su\u1ea5t vay. Song theo v\u1ecb chuy\u00ean gia n\u00e0y, c\u00e1c NHTMCP c\u00f2n ph\u1ea3i t\u00ednh to\u00e1n k\u1ef9 m\u1ee9c gi\u1ea3m, t\u00f9y thu\u1ed9c v\u00e0o n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a t\u1eebng nh\u00e0 b\u0103ng b\u1edfi c\u00e1c NHTMCP kh\u00f4ng c\u00f3 \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf ngu\u1ed3n ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n l\u00e3i su\u1ea5t th\u1ea5p c\u1ee7a Kho b\u1ea1c.<\/p>\n

B\u01b0\u1edbc \u0111i h\u1ee3p t\u00ecnh \u2013 h\u1ee3p l\u00fd<\/b><\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 \u0111\u1ed9ng th\u00e1i gi\u1ea3m ti\u1ebfp l\u00e3i su\u1ea5t cho vay l\u1ea7n n\u00e0y c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, v\u1ecb chuy\u00ean gia tr\u00ean cho r\u1eb1ng, \u0111\u00f3 l\u00e0 vi\u1ec7c l\u00e0m “h\u1ee3p t\u00ecnh v\u00e0 h\u1ee3p l\u00fd”.<\/p>\n

H\u1ee3p l\u00fd \u1edf ch\u1ed7, \u0111i\u1ec1u ki\u1ec7n gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u00e3 ch\u00edn mu\u1ed3i. Hi\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 v\u00e0 \u0111ang t\u1ecf \u00fd \u0111\u1ecbnh s\u1ebd c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf. T\u1ea1i cu\u1ed9c h\u1ecdp ng\u00e0y 31\/7 v\u1eeba qua, FED c\u1eaft gi\u1ea3m 25 \u0111i\u1ec3m ph\u1ea7n tr\u0103m l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n v\u00e0 \u0111\u1ec3 ng\u1ecf kh\u1ea3 n\u0103ng s\u1ebd c\u1eaft gi\u1ea3m th\u00eam l\u00e3i su\u1ea5t m\u1ed9t l\u1ea7n n\u1eefa trong n\u0103m nay.<\/p>\n

Trong n\u01b0\u1edbc, thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u0169ng \u0111\u01b0\u1ee3c c\u01a1 quan qu\u1ea3n l\u00fd duy tr\u00ec \u1edf m\u1ee9c kh\u00e1 d\u1ed3i d\u00e0o, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 k\u00e9o m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng gi\u1ea3m th\u1ea5p. Kh\u00f4ng ch\u1ec9 v\u1eady, NHNN c\u0169ng \u0111\u00e3 gi\u1ea3m 0,25 \u0111i\u1ec3m c\u01a1 b\u1ea3n l\u00e3i su\u1ea5t t\u00edn phi\u1ebfu k\u1ef3 h\u1ea1n 7 ng\u00e0y xu\u1ed1ng c\u00f2n 2,75% t\u1eeb ng\u00e0y 19\/7 v\u1eeba qua sau khi \u0111\u00e3 duy tr\u00ec m\u1ee9c l\u00e3i su\u1ea5t 3%\/n\u0103m su\u1ed1t t\u1eeb 10\/10\/2018.<\/p>\n

“\u0110\u00e2y l\u00e0 b\u01b0\u1edbc \u0111i h\u1ee3p l\u00fd trong b\u1ed1i c\u1ea3nh l\u1ea1m ph\u00e1t nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1ebd \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t d\u01b0\u1edbi m\u1ee9c m\u1ee5c ti\u00eau, trong khi ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh, \u0111\u1eb7c bi\u1ec7t l\u00e0 xu\u1ea5t kh\u1ea9u \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n do c\u00e1c t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c t\u1eeb cu\u1ed9c chi\u1ebfn th\u01b0\u01a1ng m\u1ea1i M\u1ef9 – Trung. B\u1edfi v\u1eady, c\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, qua \u0111\u00f3 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng”, v\u1ecb chuy\u00ean gia n\u00e0y cho bi\u1ebft.<\/p>\n

Kh\u00f4ng ch\u1ec9 v\u1eady, vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay c\u0169ng l\u00e0 “h\u1ee3p t\u00ecnh” khi m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c thu l\u1ee3i nhu\u1eadn kh\u1ee7ng trong n\u1eeda \u0111\u1ea7u n\u0103m nay. \u0110\u01a1n c\u1eed Vietcombank \u0111\u1ea1t l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf t\u1edbi 11.303 t\u1ef7 \u0111\u1ed3ng trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m nay, t\u0103ng g\u1ea7n 41% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc v\u00e0 ho\u00e0n th\u00e0nh 56% k\u1ebf ho\u1ea1ch n\u0103m. Hay nh\u01b0 VietinBank, d\u00f9 g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng do ch\u01b0a t\u0103ng \u0111\u01b0\u1ee3c v\u1ed1n, song nh\u00e0 b\u0103ng n\u00e0y v\u1eabn thu v\u1ec1 5.335 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf trong n\u1eeda \u0111\u1ea7u n\u0103m nay. BIDV c\u0169ng thu 4.772 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf, cho d\u00f9 con s\u1ed1 n\u00e0y v\u1eabn th\u1ea5p h\u01a1n so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc.<\/p>\n

“Vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng thu l\u00e3i l\u1edbn m\u00e0 ch\u1ee7 y\u1ebfu l\u00e0 t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng cho th\u1ea5y d\u01b0 \u0111\u1ecba gi\u1ea3m l\u00e3i su\u1ea5t v\u1eabn c\u00f2n. Do \u0111\u00f3, vi\u1ec7c gi\u1ea3m th\u00eam l\u00e3i su\u1ea5t cho vay c\u0169ng l\u00e0 vi\u1ec7c n\u00ean l\u00e0m \u0111\u1ec3 chia s\u1ebb v\u1edbi doanh nghi\u1ec7p, v\u1edbi n\u1ec1n kinh t\u1ebf”, v\u1ecb chuy\u00ean gia n\u00f3i tr\u00ean cho bi\u1ebft v\u00e0 k\u1ef3 v\u1ecdng \u0111\u00e2y c\u0169ng l\u00e0 l\u00fd do \u0111\u1ec3 c\u00e1c NHTMCP theo ch\u00e2n gi\u1ea3m l\u00e3i su\u1ea5t cho vay.<\/p>\n<\/div>\n

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[ad_1] Gi\u1ea3m l\u00e3i su\u1ea5t cho vay l\u1ea7n th\u1ee9 hai Chi\u1ec1u mu\u1ed9n ng\u00e0y 31\/7\/2019, c\u1ea3 4 NHTM Nh\u00e0 n\u01b0\u1edbc \u0111\u1ed3ng lo\u1ea1t tuy\u00ean b\u1ed1 gi\u1ea3m ti\u1ebfp l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n b\u1eb1ng VND \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean th\u00eam 0,5%\/n\u0103m xu\u1ed1ng c\u00f2n t\u1ed1i \u0111a l\u00e0 5,5%\/n\u0103m, t\u1ee9c th\u1ea5p h\u01a1n so v\u1edbi quy \u0111\u1ecbnh […]<\/p>\n","protected":false},"author":2,"featured_media":6083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nGi\u1ea3m l\u00e3i su\u1ea5t cho vay s\u1ebd lan t\u1ecfa trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng? - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/giam-lai-suat-cho-vay-se-lan-toa-trong-he-thong-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gi\u1ea3m l\u00e3i su\u1ea5t cho vay s\u1ebd lan t\u1ecfa trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng? 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