{"id":533,"date":"2019-04-24T09:58:09","date_gmt":"2019-04-24T06:58:09","guid":{"rendered":"https:\/\/super-news.info\/vi\/an-minh-cho-but-pha\/"},"modified":"2019-04-24T09:58:10","modified_gmt":"2019-04-24T06:58:10","slug":"an-minh-cho-but-pha","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/an-minh-cho-but-pha\/","title":{"rendered":"\u1ea8n m\u00ecnh ch\u1edd b\u1ee9t ph\u00e1"},"content":{"rendered":"

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N\u0103m 2018 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 \u0111\u1ec3 MSB c\u1ee7ng c\u1ed1 v\u00e0 t\u0103ng c\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng trong m\u1ecdi l\u0129nh v\u1ef1c, t\u1ea1o \u0111\u00e0 b\u1ee9t ph\u00e1 m\u1ea1nh m\u1ebd trong giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi 2019 – 2023.<\/p>\n

L\u1ee3i nhu\u1eadn cao nh\u1ea5t trong su\u1ed1t 7 n\u0103m qua<\/b><\/p>\n

N\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y, l\u00e3i tr\u01b0\u1edbc thu\u1ebf \u0111\u1ec1u n\u1eb1m \u1edf t\u1ea7m trung th\u00ec MSB \u0111\u00e3 v\u01b0\u01a1n l\u00ean nh\u00f3m nh\u00e0 b\u0103ng l\u00e3i ngh\u00ecn t\u1ef7 trong n\u0103m 2018. \u0110\u00e2y l\u00e0 con s\u1ed1 k\u1ef7 l\u1ee5c \u0111\u01b0\u1ee3c ghi nh\u1eadn trong su\u1ed1t 7 n\u0103m qua v\u1edbi l\u00e3i tr\u01b0\u1edbc thu\u1ebf h\u01a1n 1.053 t\u1ef7 \u0111\u1ed3ng, g\u1ea5p 6,4 l\u1ea7n so n\u0103m 2017.<\/p>\n

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LNTT c\u1ee7a MSB giai \u0111o\u1ea1n 2012 – 2018 (\u0110vt: T\u1ef7 \u0111\u1ed3ng).<\/p>\n<\/div>\n<\/div>\n

Ch\u01b0a d\u1eebng l\u1ea1i, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a MSB \u0111\u1ea1t g\u1ea7n 138 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 23% so v\u1edbi th\u1eddi \u0111i\u1ec3m cu\u1ed1i n\u0103m 2017. T\u1ed5ng doanh thu n\u0103m 2018 c\u1ee7a MSB \u0111\u01b0\u1ee3c c\u1ea5u th\u00e0nh b\u1edfi thu thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh ngo\u1ea1i h\u1ed1i, t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh d\u1ecbch v\u1ee5, ho\u1ea1t \u0111\u1ed9ng kinh doanh ch\u1ee9ng kho\u00e1n \u0111\u1ea7u t\u01b0, g\u00f3p v\u1ed1n \u0111\u1ea7u t\u01b0 v\u00e0 t\u1eeb l\u00e3i.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, l\u00e3i thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh ngo\u1ea1i h\u1ed1i c\u0169ng g\u00e2y \u1ea5n t\u01b0\u1ee3ng, g\u1ea5p 3,2 l\u1ea7n so v\u1edbi k\u1ebft qu\u1ea3 2017 v\u00e0 g\u1ea5p 15,5 l\u1ea7n so v\u1edbi n\u0103m 2016. T\u1ed5ng thu nh\u1eadp thu\u1ea7n t\u0103ng 45% so v\u1edbi n\u0103m 2017 v\u00e0 thu nh\u1eadp l\u00e3i thu\u1ea7n t\u0103ng 81%. Ho\u1ea1t \u0111\u1ed9ng kinh doanh d\u1ecbch v\u1ee5 c\u0169ng g\u1ea5p \u0111\u00f4i so v\u1edbi n\u0103m tr\u01b0\u1edbc. Nh\u1eefng k\u1ebft qu\u1ea3 tr\u00ean minh ch\u1ee9ng cho t\u00ednh \u0111\u00fang \u0111\u1eafn trong chi\u1ebfn l\u01b0\u1ee3c, \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y. <\/p>\n

MSB \u0111\u00e3 t\u1eadp trung \u0111\u1ea9y m\u1ea1nh t\u00e0i s\u1ea3n c\u00f3 sinh l\u00e3i trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y. T\u1ef7 tr\u1ecdng t\u00e0i s\u1ea3n c\u00f3 sinh l\u00e3i\/t\u1ed5ng t\u00e0i s\u1ea3n c\u00f3 c\u1ee7a MSB lu\u00f4n duy tr\u00ec tr\u00ean 80%. Ngu\u1ed3n v\u1ed1n \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng t\u1eadp trung cho ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ed1t l\u00f5i l\u00e0 cho vay kh\u00e1ch h\u00e0ng, nh\u1edd \u0111\u00f3 t\u1ef7 l\u1ec7 cho vay kh\u00e1ch h\u00e0ng trong t\u1ed5ng t\u00e0i s\u1ea3n c\u00f3 sinh l\u00e3i \u0111\u00e3 t\u0103ng t\u1eeb 32% (n\u0103m 2012) l\u00ean 43% (n\u0103m 2018). <\/p>\n

MSB c\u0169ng x\u1eed l\u00fd n\u1ee3 x\u1ea5u t\u1ed1t v\u00e0 s\u1ef1 c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng sinh l\u1ee3i ph\u00f9 h\u1ee3p v\u1edbi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng. Ch\u00ednh \u0111i\u1ec1u n\u00e0y, Moody\u2019s \u0111\u00e3 n\u00e2ng b\u1eadc X\u1ebfp h\u1ea1ng T\u00edn d\u1ee5ng C\u01a1 s\u1edf (BCA) v\u00e0 BCA \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a MSB n\u00e2ng t\u1eeb caa1 l\u00ean b3. C\u00f9ng l\u00fac \u0111\u00f3, Moody\u2019s c\u0169ng n\u00e2ng b\u1eadc T\u00edn nhi\u1ec7m R\u1ee7i ro \u0110\u1ed1i t\u00e1c (CRR) d\u00e0i h\u1ea1n c\u1ee7a MSB t\u1eeb B2 l\u00ean B1 v\u00e0 \u0110\u00e1nh gi\u00e1 R\u1ee7i ro \u0110\u1ed1i t\u00e1c (CRA) d\u00e0i h\u1ea1n t\u1eeb B2 (cr) l\u00ean B1 (cr). Tri\u1ec3n v\u1ecdng ti\u1ec1n g\u1eedi v\u00e0 nh\u00e0 ph\u00e1t h\u00e0nh b\u1eb1ng \u0111\u1ed3ng n\u1ed9i t\u1ec7 v\u00e0 ngo\u1ea1i t\u1ec7 c\u1ee7a MSB \u0111\u01b0\u1ee3c Moody’s \u0111\u00e1nh gi\u00e1 \u1edf m\u1ee9c \u1ed5n \u0111\u1ecbnh. <\/p>\n

Thay \u0111\u1ed5i th\u01b0\u01a1ng hi\u1ec7u \u0111\u1ec3 b\u1ee9t ph\u00e1<\/b><\/p>\n

V\u00e0o ng\u00e0y 14\/01\/2019, Ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 ch\u00ednh th\u1ee9c thay \u0111\u1ed5i nh\u1eadn di\u1ec7n th\u01b0\u01a1ng hi\u1ec7u v\u00e0 t\u00ean vi\u1ebft t\u1eaft t\u1eeb Maritime Bank sang MSB. \u0110\u00e2y l\u00e0 l\u1ea7n th\u1ee9 2 m\u00e0 Ng\u00e2n h\u00e0ng thay \u0111\u1ed5i nh\u1eadn di\u1ec7n th\u01b0\u01a1ng hi\u1ec7u trong su\u1ed1t 28 n\u0103m th\u00e0nh l\u1eadp v\u00e0 ph\u00e1t tri\u1ec3n. C\u00f3 th\u1ec3 n\u00f3i vi\u1ec7c thay \u0111\u1ed5i n\u00e0y gi\u00fap m\u1edf \u0111\u01b0\u1eddng \u0111\u1ec3 MSB ni\u00eam y\u1ebft l\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n v\u00e0o qu\u00fd 3 n\u0103m 2019.<\/p>\n

V\u1edbi t\u00ean g\u1ecdi v\u00e0 h\u00ecnh \u1ea3nh logo m\u1edbi \u0111\u01a1n gi\u1ea3n, d\u1ec5 \u0111\u1ecdc v\u00e0 d\u1ec5 nh\u1edb h\u01a1n, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng thay \u0111\u1ed5i to\u00e0n di\u1ec7n v\u1ec1 chi\u1ebfn l\u01b0\u1ee3c v\u00e0 m\u00f4 h\u00ecnh tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/p>\n

T\u1eeb b\u1eaft nh\u1ecbp c\u00f4ng ngh\u1ec7 4.0…<\/b><\/p>\n

MSB c\u0169ng nhanh ch\u00f3ng b\u1eaft nh\u1ecbp th\u1ecb tr\u01b0\u1eddng, gia nh\u1eadp s\u00e2n ch\u01a1i 4.0 qua vi\u1ec7c \u0111\u1ea7u t\u01b0 l\u1edbn cho h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 mang \u0111\u1ebfn cho kh\u00e1ch\u00a0h\u00e0ng nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i v\u00e0 an to\u00e0n.\u00a0Vi\u1ec7c n\u00e0y gi\u00fap l\u00e3i thu\u1ea7n t\u1eeb ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 n\u0103m 2018 t\u0103ng 100% so v\u1edbi n\u0103m 2017 v\u00e0 g\u1ea5p\u00a03 l\u1ea7n so v\u1edbi 2016.<\/p>\n

Ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng \u0111ang x\u00e2y d\u1ef1ng l\u1ed9 tr\u00ecnh “Ng\u00e2n h\u00e0ng s\u1ed1”, s\u1ed1 h\u00f3a quy tr\u00ecnh, \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 AI v\u1edbi m\u1ee5c \u0111\u00edch cung c\u1ea5p nhi\u1ec1u lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch m\u1edbi, t\u1ea1o ra nh\u1eefng gi\u00e1 tr\u1ecb v\u00e0 tr\u1ea3i nghi\u1ec7m m\u1edbi cho kh\u00e1ch h\u00e0ng. D\u1ef1 \u00e1n n\u00e0y cho ph\u00e9p kh\u00e1ch h\u00e0ng c\u1ee7a MSB c\u00f3 th\u1ec3 nh\u1eadn k\u1ebft qu\u1ea3 ch\u1ec9 trong 48 gi\u1edd \u0111\u1ed1i v\u1edbi kho\u1ea3n vay th\u1ebf ch\u1ea5p v\u00e0 24 gi\u1edd \u0111\u1ed1i v\u1edbi kho\u1ea3n vay t\u00edn ch\u1ea5p hay m\u1edf th\u1ebb t\u00edn d\u1ee5ng.<\/p>\n

N\u0103m 2019, MSB s\u1ebd th\u00fac \u0111\u1ea9y x\u00e2y d\u1ef1ng c\u00e1c d\u1ef1 \u00e1n \u0111i\u1ec3n h\u00ecnh nh\u01b0: Go Banker, Big Data, Biometric authentication\u2026 Nh\u1eefng d\u1ef1 \u00e1n c\u00f4ng ngh\u1ec7 n\u00e0y g\u00f3p ph\u1ea7n r\u00fat ng\u1eafn th\u1eddi gian nh\u1eadp d\u1eef li\u1ec7u, gi\u1ea3m thi\u1ec3u chi ph\u00ed v\u1eadn h\u00e0nh v\u00e0 ho\u1ea1t \u0111\u1ed9ng, qua \u0111\u00f3 t\u1eebng b\u01b0\u1edbc th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng c\u1ee7a MSB.<\/p>\n

\u2026\u0111\u1ebfn b\u01b0\u1edbc chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong n\u0103m 2019<\/b><\/p>\n

Ch\u00ednh nh\u1edd nh\u1eefng thay \u0111\u1ed5i b\u1ee9t t\u1ed1c trong n\u0103m 2018, MSB \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd \u0111em \u0111\u1ebfn s\u1ef1 chuy\u1ec3n h\u00f3a to\u00e0n di\u1ec7n, b\u1ee9t ph\u00e1 m\u1ea1nh m\u1ebd trong n\u0103m 2019.<\/p>\n

T\u1ea1i \u0110HC\u0110 v\u1eeba \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c, H\u0110QT c\u1ee7a MSB \u0111\u00e3 \u0111\u1ec1 ra c\u00e1c ch\u1ec9 ti\u00eau \u0111\u1ec1u t\u0103ng tr\u01b0\u1edfng trong n\u0103m 2019. C\u1ee5 th\u1ec3 t\u1ed5ng t\u00e0i s\u1ea3n t\u0103ng 11%, \u0111\u1ea1t m\u1ee9c 153 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng; v\u1ed1n huy \u0111\u1ed9ng t\u1ea1i th\u1ecb tr\u01b0\u1eddng 1 v\u00e0 tr\u00e1i phi\u1ebfu huy \u0111\u1ed9ng v\u1ed1n t\u0103ng 22%; d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng t\u0103ng 35%. L\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t 1.860 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 77%. \u0110\u1eb7c bi\u1ec7t v\u1ed1n \u0111i\u1ec1u l\u1ec7 s\u1ebd t\u0103ng th\u00eam 9% l\u00ean 12.750 t\u1ef7 \u0111\u1ed3ng v\u00e0 t\u1ef7 l\u1ec7 chia l\u1ee3i t\u1ee9c c\u1ed5 ph\u1ea7n d\u1ef1 ki\u1ebfn l\u00ean \u0111\u1ebfn 10%.<\/p>\n

MSB c\u0169ng s\u1ebd ti\u1ebfp t\u1ee5c t\u1eadp trung n\u00e2ng cao ngu\u1ed3n l\u1ef1c v\u1ec1 con ng\u01b0\u1eddi nh\u01b0: Chu\u1ea9n h\u00f3a c\u00f4ng t\u00e1c giao KPIs tr\u00ean h\u1ec7 th\u1ed1ng HRIS \u0111\u1ed3ng th\u1eddi ho\u00e0n thi\u1ec7n b\u1ed9 t\u1eeb \u0111i\u1ec3n KPIs; x\u00e2y d\u1ef1ng b\u1ed9 gi\u00e1 tr\u1ecb c\u1ed1t l\u00f5i v\u00e0 chu\u1ea9n m\u1ef1c \u1ee9ng x\u1eed, c\u00e1c d\u1ef1 \u00e1n v\u0103n h\u00f3a doanh nghi\u1ec7p; tri\u1ec3n khai k\u1ebf ho\u1ea1ch \u0111\u00e0o t\u1ea1o l\u00e3nh \u0111\u1ea1o c\u1ea5p trung v\u00e0 tuy\u1ec3n ch\u1ecdn c\u00e1c kh\u00f3a Qu\u1ea3n tr\u1ecb vi\u00ean\u2026 <\/p>\n

Nh\u1eefng g\u00ec g\u1eb7t h\u00e1i trong n\u0103m qua \u0111\u00e3 t\u1ea1o \u0111\u00e0 cho k\u1ebf ho\u1ea1ch ni\u00eam y\u1ebft c\u1ed5 phi\u1ebfu c\u1ee7a MSB t\u1ea1i S\u1edf Giao d\u1ecbch Ch\u1ee9ng kho\u00e1n TPHCM v\u00e0o qu\u00fd 3\/2019 t\u1edbi \u0111\u00e2y. C\u00f3 th\u1ec3 xem \u0111\u00e2y l\u00e0 b\u01b0\u1edbc ngo\u1eb7t \u0111\u01b0a MSB l\u00ean t\u1ea7m cao m\u1edbi, m\u1edf r\u1ed9ng quy m\u00f4 v\u00e0 minh b\u1ea1ch trong ho\u1ea1t \u0111\u1ed9ng, t\u1ea1o uy t\u00edn, n\u00e2ng t\u1ea7m v\u00e0 kh\u1eb3ng \u0111\u1ecbnh gi\u00e1 tr\u1ecb c\u1ee7a Ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ebfn v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<\/p><\/div>\n

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[ad_1] N\u0103m 2018 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 \u0111\u1ec3 MSB c\u1ee7ng c\u1ed1 v\u00e0 t\u0103ng c\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng trong m\u1ecdi l\u0129nh v\u1ef1c, t\u1ea1o \u0111\u00e0 b\u1ee9t ph\u00e1 m\u1ea1nh m\u1ebd trong giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi 2019 – 2023. L\u1ee3i nhu\u1eadn cao nh\u1ea5t trong su\u1ed1t 7 n\u0103m qua N\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y, l\u00e3i tr\u01b0\u1edbc thu\u1ebf \u0111\u1ec1u n\u1eb1m \u1edf […]<\/p>\n","protected":false},"author":2,"featured_media":534,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\n\u1ea8n m\u00ecnh ch\u1edd b\u1ee9t ph\u00e1 - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/an-minh-cho-but-pha\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u1ea8n m\u00ecnh ch\u1edd b\u1ee9t ph\u00e1 - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] N\u0103m 2018 l\u00e0 n\u0103m b\u1ea3n l\u1ec1 \u0111\u1ec3 MSB c\u1ee7ng c\u1ed1 v\u00e0 t\u0103ng c\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng trong m\u1ecdi l\u0129nh v\u1ef1c, t\u1ea1o \u0111\u00e0 b\u1ee9t ph\u00e1 m\u1ea1nh m\u1ebd trong giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi 2019 – 2023. 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