{"id":4480,"date":"2019-07-06T15:12:21","date_gmt":"2019-07-06T12:12:21","guid":{"rendered":"https:\/\/super-news.info\/vi\/noi-room-ngoai-cho-fintech\/"},"modified":"2019-07-06T15:12:22","modified_gmt":"2019-07-06T12:12:22","slug":"noi-room-ngoai-cho-fintech","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/noi-room-ngoai-cho-fintech\/","title":{"rendered":"N\u1edbi room ngo\u1ea1i cho Fintech"},"content":{"rendered":"<p> [ad_1]<br \/>\n<\/p>\n<div id=\"mainContent\">&#13;<\/p>\n<p>\u0110\u1ea1i di\u1ec7n c\u00e1c Hi\u1ec7p h\u1ed9i doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i \u0111ang t\u1ecf ra kh\u00e1 lo ng\u1ea1i  \u0111\u1ed1i v\u1edbi \u0111\u1ec1 xu\u1ea5t gi\u1edbi h\u1ea1n room ngo\u1ea1i \u1edf c\u00e1c c\u00f4ng ty Fintech l\u00e0 30% theo D\u1ef1  th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP.<\/p>\n<div class=\"VCSortableInPreviewMode active\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[nh\u1eadp ch\u00fa th\u00edch]\" class=\"\">T\u1ea1i VNPT EPAY, ngo\u00e0i ph\u1ea7n v\u1ed1n do VNPT s\u1edf h\u1eefu, 65% v\u1ed1n thu\u1ed9c v\u1ec1 hai nh\u00e0 \u0111\u1ea7u t\u01b0 H\u00e0n Qu\u1ed1c l\u00e0 Global Payment Service (64,99%) v\u00e0 UTC Investment Co., Ltd (0,83%).<\/p>\n<\/div>\n<\/div>\n<p><strong>C\u00e1i l\u00fd c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd<\/strong><\/p>\n<p>Theo  quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong c\u00e1c  trung gian thanh to\u00e1n ch\u01b0a \u0111\u01b0\u1ee3c NHNN quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 m\u00e0 \u0111ang th\u1ef1c hi\u1ec7n  theo quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt Doanh nghi\u1ec7p v\u00e0 Lu\u1eadt \u0110\u1ea7u t\u01b0.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf,  hi\u1ec7n v\u1ed1n ngo\u1ea1i t\u1ea1i m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c NHNN c\u1ea5p ph\u00e9p cung \u1ee9ng d\u1ecbch v\u1ee5  thanh to\u00e1n \u0111\u00e3 v\u01b0\u1ee3t m\u1ee9c chi ph\u1ed1i (51%). \u0110i\u1ec3n h\u00ecnh nh\u01b0 t\u1ea1i VNPT EPAY,  ngo\u00e0i ph\u1ea7n v\u1ed1n do T\u1eadp \u0111o\u00e0n VNPT s\u1edf h\u1eefu, 65% v\u1ed1n thu\u1ed9c v\u1ec1 hai nh\u00e0 \u0111\u1ea7u t\u01b0  H\u00e0n Qu\u1ed1c l\u00e0 Global Payment Service (64,99%) v\u00e0 UTC Investment Co., Ltd  (0,83%); 90% v\u1ed1n c\u1ee7a 1Pay c\u0169ng \u0111ang do True Money n\u1eafm gi\u1eef\u2026<\/p>\n<p>B\u1edfi  v\u1eady, NHNN mu\u1ed1n si\u1ebft ch\u1eb7t ki\u1ec3m so\u00e1t room ngo\u1ea1i t\u1ea1i c\u00e1c Fintech b\u1edfi \u0111\u00e2y l\u00e0  l\u0129nh v\u1ef1c kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n. H\u01a1n n\u1eefa, \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh n\u00e0y c\u00f2n  nh\u1eb1m t\u1ea1o s\u1ef1 c\u1ea1nh tranh c\u00f4ng b\u1eb1ng h\u01a1n gi\u1eefa c\u00e1c c\u00f4ng ty trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc  ngo\u00e0i.<\/p>\n<p>Theo m\u1ed9t \u0111\u1ea1i di\u1ec7n NHNN, s\u1edf d\u0129 NHNN quy \u0111\u1ecbnh room ngo\u1ea1i  t\u1ea1i c\u00e1c Fintech l\u00e0 do m\u1ed9t s\u1ed1 l\u00fd do sau: Th\u1ee9 nh\u1ea5t, \u0111\u00e2y l\u00e0 l\u0129nh v\u1ef1c kinh  doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n trong ch\u00ednh s\u00e1ch  ti\u1ec1n t\u1ec7 c\u1ee7a qu\u1ed1c gia. Do \u0111\u00f3, \u0111\u1ec3 tr\u00e1nh s\u1ef1 thao t\u00fang c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0  n\u01b0\u1edbc ngo\u00e0i c\u0169ng nh\u01b0 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ch\u1ee7 quy\u1ec1n qu\u1ed1c gia trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n  h\u00e0ng t\u00e0i ch\u00ednh th\u00ec c\u1ea7n thi\u1ebft quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 tham gia g\u00f3p v\u1ed1n c\u1ee7a nh\u00e0 \u0111\u1ea7u  t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p>Th\u1ee9 hai, ki\u1ebfn t\u1ea1o m\u1ed9t m\u00f4i tr\u01b0\u1eddng kinh doanh ph\u1ee5c v\u1ee5 v\u00ec l\u1ee3i \u00edch qu\u1ed1c  gia v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p trong n\u01b0\u1edbc n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c  c\u01a1 h\u1ed9i trong ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a m\u00ecnh.<\/p>\n<p>H\u01a1n n\u1eefa, m\u1ed9t s\u1ed1  ng\u00e0nh, ph\u00e2n ng\u00e0nh c\u0169ng \u0111\u00e3 quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 g\u00f3p v\u1ed1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc  ngo\u00e0i nh\u01b0: ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n kh\u00f4ng qu\u00e1 30%, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng  phi ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty \u0111\u1ea1i ch\u00fang kh\u00f4ng qu\u00e1  49%,&#8230;<\/p>\n<p>Kh\u00f4ng ch\u1ec9 v\u1eady, nhi\u1ec1u qu\u1ed1c gia trong khu v\u1ef1c nh\u01b0 Indonesia  hi\u1ec7n c\u0169ng kh\u1ed1ng ch\u1ebf t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong l\u0129nh  v\u1ef1c thanh to\u00e1n \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi, v\u1eadn h\u00e0nh b\u00f9 tr\u1eeb,  chuy\u1ec3n m\u1ea1ch, quy\u1ebft to\u00e1n cu\u1ed1i c\u00f9ng,&#8230; kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 20%.<\/p>\n<p><b>\u0110\u1ea3m b\u1ea3o h\u00e0i h\u00f2a m\u1ee5c ti\u00eau<\/b><\/p>\n<p>Tr\u00ean  th\u1ef1c t\u1ebf, \u1edf th\u1eddi k\u1ef3 \u0111\u1ea7u ph\u00e1t tri\u1ec3n, trung gian thanh to\u00e1n &#8211; \u0111a ph\u1ea7n l\u00e0  c\u00e1c Fintech kh\u1edfi nghi\u1ec7p m\u1edbi ch\u1ec9 c\u00f3 \u00fd t\u01b0\u1edfng v\u00e0 c\u00f4ng ngh\u1ec7 &#8211; r\u1ea5t c\u1ea7n b\u01a1m  v\u1ed1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n v\u00e0 m\u1edf r\u1ed9ng. Do \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u00e1c n\u01b0\u1edbc kh\u00f4ng kh\u1ed1ng ch\u1ebf  vi\u1ec7c b\u00e1n c\u1ed5 ph\u1ea7n cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i, qua \u0111\u00f3 khuy\u1ebfn kh\u00edch c\u00e1c nh\u00e0  \u0111\u1ea7u t\u01b0 ngo\u1ea1i mang ti\u1ec1n, c\u00f4ng ngh\u1ec7, k\u1ef9 n\u0103ng qu\u1ea3n tr\u1ecb v\u00e0 kinh nghi\u1ec7m v\u00e0o,  gi\u00fap th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n.<\/p>\n<p>Tuy nhi\u00ean, khi th\u1ecb tr\u01b0\u1eddng trung gian  thanh to\u00e1n \u0111\u00e3 ph\u00e1t tri\u1ec3n \u1edf quy m\u00f4 nh\u1ea5t \u0111\u1ecbnh, c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an  ninh, an to\u00e0n trong l\u0129nh v\u1ef1c thanh to\u00e1n c\u0169ng nh\u01b0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng,  th\u00ec c\u01a1 quan qu\u1ea3n l\u00fd m\u1edbi nh\u1eadn th\u1ea5y c\u1ea7n \u0111\u01b0a ra m\u1ed9t khung ph\u00e1p l\u00fd ph\u00f9 h\u1ee3p,  trong \u0111\u00f3 c\u00f3 quy \u0111\u1ecbnh room s\u1edf h\u1eefu cho v\u1ed1n ngo\u1ea1i \u0111\u1ec3 qu\u1ea3n l\u00fd th\u1ecb tr\u01b0\u1eddng t\u1ed1t  h\u01a1n.<\/p>\n<p>M\u1ed9t chuy\u00ean gia cho r\u1eb1ng, quy\u1ebft \u0111\u1ecbnh xem x\u00e9t \u00e1p room v\u1ed1n  ngo\u1ea1i c\u1ee7a NHNN l\u00e0 \u0111i\u1ec1u d\u1ec5 hi\u1ec3u trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay. N\u1ebfu kh\u1ed1ng ch\u1ebf t\u1ef7  l\u1ec7 s\u1edf h\u1eefu c\u1ee7a kh\u1ed1i ngo\u1ea1i th\u00ec m\u1ee9c \u0111\u1ed9 r\u1ee7i ro an to\u00e0n ti\u1ec1n t\u1ec7 v\u00e0 ch\u1ee7 quy\u1ec1n  v\u1ec1 kh\u00f4ng gian s\u1ed1 s\u1ebd th\u1ea5p \u0111i, nh\u01b0ng c\u00f3 th\u1ec3 s\u1ebd l\u00e0m m\u1ea5t \u0111i \u0111\u1ed9ng l\u1ef1c c\u1ee7a  c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i khi tham gia th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.<\/p>\n<p>\u0110i\u1ec1u \u0111\u00f3 s\u1ebd  d\u1eabn t\u1edbi ngu\u1ed3n v\u1ed1n \u0111\u1ed5 v\u00e0o th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam s\u1ebd \u00edt \u0111i, \u1ea3nh h\u01b0\u1edfng t\u1edbi  kh\u1ea3 n\u0103ng ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c c\u00f4ng ty trung gian thanh to\u00e1n, qua \u0111\u00f3 c\u0169ng  t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n  m\u1eb7t, c\u0169ng nh\u01b0 vi\u1ec7c th\u00fac \u0111\u1ea9y ph\u1ed5 c\u1eadp t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam.<\/p>\n<p>B\u1edfi  v\u1eady, NHNN n\u00ean c\u00e2n nh\u1eafc n\u1edbi room ngo\u1ea1i cho c\u00e1c c\u00f4ng ty Fintech. &#8220;Vi\u1ec7c  quy\u1ebft \u0111\u1ecbnh gi\u1edbi h\u1ea1n s\u1edf h\u1eefu n\u00e0o cho nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i \u0111\u1ea3m b\u1ea3o  h\u00e0i h\u00f2a c\u00e1c m\u1ee5c ti\u00eau: T\u1ea1o s\u1ef1 minh b\u1ea1ch v\u00e0 l\u00e0nh m\u1ea1nh trong ho\u1ea1t \u0111\u1ed9ng  thanh to\u00e1n, g\u00f3p ph\u1ea7n ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n; \u0111\u1ed3ng th\u1eddi c\u1ea7n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n  \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n thu h\u00fat v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc  ngo\u00e0i&#8221;, v\u1ecb n\u00e0y cho bi\u1ebft.<\/p>\n<p>Trong khi TS. C\u1ea5n V\u0103n L\u1ef1c \u2013 Chuy\u00ean gia  kinh t\u1ebf tr\u01b0\u1edfng c\u1ee7a BIDV cho r\u1eb1ng, khi nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i n\u1eafm quy\u1ec1n chi  ph\u1ed1i c\u00f3 th\u1ec3 ra nh\u1eefng quy\u1ebft \u0111\u1ecbnh ph\u1ee5c v\u1ee5 l\u1ee3i \u00edch ng\u1eafn h\u1ea1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0,  thay v\u00ec suy x\u00e9t tr\u00ean b\u1ee9c tranh l\u1edbn c\u1ee7a c\u1ea3 ng\u00e0nh v\u00e0 n\u1ec1n kinh t\u1ebf. Tuy  nhi\u00ean, trung gian thanh to\u00e1n l\u00e0 ng\u00e0nh \u0111\u1eb7c bi\u1ec7t, n\u00ean NHNN c\u1ea7n c\u00f3 th\u00eam  nhi\u1ec1u c\u00f4ng c\u1ee5 m\u1ec1m kh\u00e1c \u0111\u1ec3 qu\u1ea3n l\u00fd. Do \u0111\u00f3, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 \u0111\u00e1ng  quan ng\u1ea1i.<\/p>\n<\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"http:\/\/cafef.vn\/noi-room-ngoai-cho-fintech-20190706091435609.chn\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] &#13; \u0110\u1ea1i di\u1ec7n c\u00e1c Hi\u1ec7p h\u1ed9i doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i \u0111ang t\u1ecf ra kh\u00e1 lo ng\u1ea1i \u0111\u1ed1i v\u1edbi \u0111\u1ec1 xu\u1ea5t gi\u1edbi h\u1ea1n room ngo\u1ea1i \u1edf c\u00e1c c\u00f4ng ty Fintech l\u00e0 30% theo D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP. T\u1ea1i VNPT EPAY, ngo\u00e0i ph\u1ea7n v\u1ed1n do VNPT s\u1edf h\u1eefu, 65% v\u1ed1n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>N\u1edbi room ngo\u1ea1i cho Fintech - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/noi-room-ngoai-cho-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"N\u1edbi room ngo\u1ea1i cho Fintech - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] &#013; \u0110\u1ea1i di\u1ec7n c\u00e1c Hi\u1ec7p h\u1ed9i doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i \u0111ang t\u1ecf ra kh\u00e1 lo ng\u1ea1i \u0111\u1ed1i v\u1edbi \u0111\u1ec1 xu\u1ea5t gi\u1edbi h\u1ea1n room ngo\u1ea1i \u1edf c\u00e1c c\u00f4ng ty Fintech l\u00e0 30% theo D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP. 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