{"id":3652,"date":"2019-06-22T22:15:49","date_gmt":"2019-06-22T19:15:49","guid":{"rendered":"https:\/\/super-news.info\/vi\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\/"},"modified":"2019-06-22T22:15:51","modified_gmt":"2019-06-22T19:15:51","slug":"muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\/","title":{"rendered":"M\u1ee9c n\u1edbi t\u00edn d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng nhi\u1ec1u"},"content":{"rendered":"

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Techcombank \u0111\u1eb7t k\u1ebf ho\u1ea1ch t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 13% cho c\u1ea3 n\u0103m 2019, \u0111\u00e2y c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u00ednh th\u1ee9c ph\u00ea duy\u1ec7t \u00e1p d\u1ee5ng Basel II c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/7\/2019. V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng Basel II, nh\u00e0 b\u0103ng n\u00e0y c\u00f3 th\u1ec3 xin n\u1edbi h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

Tuy nhi\u00ean trong m\u1ed9t b\u00e1o c\u00e1o ph\u00e2n t\u00edch m\u1edbi \u0111\u00e2y c\u1ee7a C\u00f4ng ty C\u1ed5 ph\u1ea7n Ch\u1ee9ng kho\u00e1n B\u1ea3o Vi\u1ec7t (BVSC), c\u00e1c nh\u00e0 ph\u00e2n t\u00edch v\u1eabn \u0111\u00e1nh gi\u00e1 TCB d\u1ef1a tr\u00ean gi\u1ea3 \u0111\u1ecbnh t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng ch\u1ec9 \u1edf m\u1ee9c 13% do th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u1eefng l\u1ea1i c\u00f3 th\u1ec3 khi\u1ebfn nhu c\u1ea7u vay v\u1ed1n kh\u00f4ng t\u0103ng tr\u01b0\u1edfng m\u1ea1nh.<\/p>\n

Nguy\u00ean nh\u00e2n khi\u1ebfn th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u1ea3nh h\u01b0\u1edfng l\u1edbn t\u1edbi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y l\u00e0 do t\u0103ng tr\u01b0\u1edfng cho vay kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y s\u1ebd ph\u1ee5 thu\u1ed9c r\u1ea5t nhi\u1ec1u v\u00e0o ti\u1ebfn \u0111\u1ed9 b\u00e1n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n c\u1ee7a Vingroup. Vi\u1ec7c t\u1eadp trung c\u1ee7a Techcombank xoay quanh chu\u1ed7i b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 m\u1ed9t trong nh\u1eefng r\u1ee7i to c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y trong khi c\u00e1c chu\u1ed7i kh\u00e1c v\u1eabn ch\u01b0a \u0111\u00f3ng g\u00f3p nhi\u1ec1u<\/p>\n

Ngo\u00e0i ra, do hi\u1ec7n t\u1ea1i c\u00f3 kho\u1ea3ng 10 ng\u00e2n h\u00e0ng \u0111\u00e3 n\u1ed9p h\u1ed3 s\u01a1 xin \u00e1p d\u1ee5ng Basel II s\u1edbm v\u00e0 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u1edbi h\u1ea1n m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, c\u00e1c nh\u00e0 ph\u00e2n t\u00edch cho r\u1eb1ng m\u1ee9c n\u1edbi c\u0169ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c nhi\u1ec1u \u0111\u1ed1i v\u1edbi m\u1ed7i ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng to\u00e0n ng\u00e0nh trong 2019.<\/p>\n

Theo \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng to\u00e0n ng\u00e0nh n\u0103m 2019 \u1edf m\u1ee9c kho\u1ea3ng 14%. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u00e3 th\u00f4ng b\u00e1o ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi t\u1eebng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. \u0110\u1ecbnh h\u01b0\u1edbng l\u00e0 \u01b0u ti\u00ean ch\u1ec9 ti\u00eau t\u00edn d\u1ee5ng cao \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 th\u1ef1c hi\u1ec7n tr\u01b0\u1edbc th\u1eddi h\u1ea1n c\u00e1c quy \u0111\u1ecbnh v\u1ec1 CAR t\u1ea1i Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN.<\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u00e1p \u1ee9ng chu\u1ea9n Basel II k\u1ef3 v\u1ecdng s\u1ebd mang l\u1ea1i c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c n\u1edbi th\u00eam ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u00e3 giao, do \u0111\u00f3 kh\u00f4ng \u00edt nh\u00e0 b\u0103ng b\u1ea5t ch\u1ea5p m\u1ee9c 14% v\u00e0 v\u1eabn \u0111\u01b0a ra m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng cao h\u01a1n nh\u01b0 VPB (15%), MBB (15%), TPB (20%), HDB (24%), OCB (30%) v\u00e0 VIB (35%).<\/p>\n

<\/span><\/p>\n

Theo Minh Vui<\/p>\n

Vneconomy<\/p>\n<\/p><\/div>\n

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[ad_1] Techcombank \u0111\u1eb7t k\u1ebf ho\u1ea1ch t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 13% cho c\u1ea3 n\u0103m 2019, \u0111\u00e2y c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u00ednh th\u1ee9c ph\u00ea duy\u1ec7t \u00e1p d\u1ee5ng Basel II c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/7\/2019. V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng Basel II, nh\u00e0 b\u0103ng n\u00e0y c\u00f3 th\u1ec3 xin n\u1edbi h\u1ea1n m\u1ee9c t\u00edn […]<\/p>\n","protected":false},"author":2,"featured_media":3653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\nM\u1ee9c n\u1edbi t\u00edn d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng nhi\u1ec1u - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\u1ee9c n\u1edbi t\u00edn d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng nhi\u1ec1u - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] Techcombank \u0111\u1eb7t k\u1ebf ho\u1ea1ch t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 13% cho c\u1ea3 n\u0103m 2019, \u0111\u00e2y c\u0169ng l\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u00ednh th\u1ee9c ph\u00ea duy\u1ec7t \u00e1p d\u1ee5ng Basel II c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/7\/2019. V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng Basel II, nh\u00e0 b\u0103ng n\u00e0y c\u00f3 th\u1ec3 xin n\u1edbi h\u1ea1n m\u1ee9c t\u00edn […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/super-news.info\/vi\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\/\" \/>\n<meta property=\"og:site_name\" content=\"Super News\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-22T19:15:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-22T19:15:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/super-news.info\/vi\/wp-content\/uploads\/sites\/5\/2019\/06\/M\u1ee9c-n\u1edbi-t\u00edn-d\u1ee5ng-cho-c\u00e1c-ng\u00e2n-h\u00e0ng-s\u1ebd-kh\u00f4ng.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"super-news\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"super-news\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/\"},\"author\":{\"name\":\"super-news\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\"},\"headline\":\"M\u1ee9c n\u1edbi t\u00edn d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng nhi\u1ec1u\",\"datePublished\":\"2019-06-22T19:15:49+00:00\",\"dateModified\":\"2019-06-22T19:15:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/\"},\"wordCount\":638,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/super-news.info\\\/vi\\\/wp-content\\\/uploads\\\/sites\\\/5\\\/2019\\\/06\\\/M\u1ee9c-n\u1edbi-t\u00edn-d\u1ee5ng-cho-c\u00e1c-ng\u00e2n-h\u00e0ng-s\u1ebd-kh\u00f4ng.jpg\",\"articleSection\":[\"B\u1ea2N TIN T\u00c0I CH\u00cdNH\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/\",\"url\":\"https:\\\/\\\/super-news.info\\\/vi\\\/muc-noi-tin-dung-cho-cac-ngan-hang-se-khong-nhieu\\\/\",\"name\":\"M\u1ee9c n\u1edbi t\u00edn d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng nhi\u1ec1u - 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