{"id":3495,"date":"2019-06-20T02:23:35","date_gmt":"2019-06-19T23:23:35","guid":{"rendered":"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/"},"modified":"2019-06-20T02:23:37","modified_gmt":"2019-06-19T23:23:37","slug":"cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/","title":{"rendered":"\u201cCh\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u00f3 l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c 2\/3 doanh nghi\u1ec7p ch\u01b0a t\u1eebng vay v\u1ed1n?"},"content":{"rendered":"

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V\u00e0o \u201cch\u1ee3\u201d \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng<\/strong><\/p>\n

Kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n tr\u00ean app CIC (Trung t\u00e2m Th\u00f4ng Tin T\u00edn D\u1ee5ng) v\u00e0 v\u00e0o tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh. T\u1ea1i \u0111\u00e2y, h\u1ecd c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y nhi\u1ec1u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang ch\u00e0o m\u1eddi v\u1edbi nh\u1eefng \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c n\u00eau r\u00f5 r\u00e0ng.<\/p>\n

Khi v\u00e0o \u201cch\u1ee3\u201d, kh\u00e1ch h\u00e0ng vay \u0111\u01b0\u1ee3c khai th\u00e1c th\u00f4ng tin t\u00edn d\u1ee5ng v\u00e0 \u0111i\u1ec3m t\u00edn d\u1ee5ng mi\u1ec5n ph\u00ed v\u1ec1 b\u1ea3n th\u00e2n, gi\u00e1m s\u00e1t \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin v\u00e0 m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m c\u1ee7a m\u00ecnh, ph\u00f2ng tr\u00e1nh gian l\u1eadn v\u00e0 \u0111\u01b0\u1ee3c CIC t\u01b0 v\u1ea5n c\u1ea3i thi\u1ec7n \u0111i\u1ec3m t\u00edn d\u1ee5ng, n\u00e2ng cao kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

T\u1ea1i h\u1ed9i ngh\u1ecb “Th\u00f4ng tin t\u00edn d\u1ee5ng v\u00e0 Th\u00fac \u0111\u1ea9y ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng vay” do nh\u00f3m Ng\u00e2n h\u00e0ng Th\u1ebf gi\u1edbi (WB) t\u1ed5 ch\u1ee9c t\u1ea1i TP.HCM ng\u00e0y 18\/6, \u00f4ng Nguy\u1ec5n Ho\u00e0ng Minh, Ph\u00f3 Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Chi nh\u00e1nh TP.HCM, cho bi\u1ebft hi\u1ec7n \u0111\u00e3 c\u00f3 15 ng\u00e2n h\u00e0ng tham gia k\u1ebft n\u1ed1i ng\u00e2n h\u00e0ng – doanh nghi\u1ec7p tr\u00ean \u0111\u1ecba b\u00e0n s\u1eb5n s\u00e0ng tham gia ch\u01b0\u01a1ng tr\u00ecnh c\u1ee7a CIC.<\/p>\n

C\u00f2n theo b\u00e0 Ph\u1ea1m Th\u1ecb Thanh Huy\u1ec1n, Chuy\u00ean gia cao c\u1ea5p, Ph\u1ee5 tr\u00e1ch ch\u01b0\u01a1ng tr\u00ecnh ph\u00e1t tri\u1ec3n C\u01a1 s\u1edf h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh IFC, m\u1ed9t b\u00e1o c\u00e1o t\u00edn d\u1ee5ng bao g\u1ed3m: th\u00f4ng tin kh\u00e1ch h\u00e0ng, l\u1ecbch s\u1eed vay tr\u1ea3 n\u1ee3\u2026 C\u00e1c c\u01a1 quan tham gia cung c\u1ea5p th\u00f4ng tin d\u1eef li\u1ec7u cho CIC, g\u1ed3m: Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, c\u00e1c t\u1ed5 ch\u1ee9c nh\u01b0 fintech, c\u00e1c doanh nghi\u1ec7p b\u00e1n l\u1ebb, truy\u1ec1n h\u00ecnh c\u00e1p, b\u1ea3o hi\u1ec3m, to\u00e0 \u00e1n\u2026<\/p>\n

\u00d4ng L\u00ea Anh Tu\u1ea5n, Tr\u01b0\u1edfng ph\u00f2ng Nghi\u00ean c\u1ee9u Ph\u00e1t tri\u1ec3n v\u00e0 Marketing CIC, cho bi\u1ebft t\u1ea1i Vi\u1ec7t Nam c\u00f3 kho\u1ea3ng 40,6 tri\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u00e3 v\u00e0 \u0111ang vay m\u00e0 CIC l\u01b0u tr\u1eef h\u1ed3 s\u01a1, con s\u1ed1 n\u00e0y m\u1edbi ch\u1ec9 \u0111\u1ea1t kho\u1ea3ng 54,8%; c\u00f2n m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng l\u1edbn ch\u01b0a ti\u1ebfp c\u1eadn t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Trong kho\u1ea3ng 1 tri\u1ec7u doanh nghi\u1ec7p \u0111\u0103ng k\u00fd kinh doanh m\u00e0 CIC theo d\u00f5i, c\u00f3 \u0111\u1ebfn 73,4% (2\/3) doanh nghi\u1ec7p ch\u01b0a t\u1eebng ti\u1ebfp c\u1eadn ng\u00e2n h\u00e0ng.<\/p>\n

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Ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng c\u1ee7a doanh nghi\u1ec7p Vi\u1ec7t Nam – Ngu\u1ed3n: CIC (th\u00e1ng 5\/2019).<\/p>\n<\/div>\n<\/div>\n

\u201cCh\u1ee3\u201d t\u00edn d\u1ee5ng: S\u00f2ng ph\u1eb3ng gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng<\/strong><\/p>\n

Theo \u00f4ng \u0110\u1ed7 Ho\u00e0ng Phong, T\u1ed5ng gi\u00e1m \u0111\u1ed1c CIC, \u201cch\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a CIC c\u00f3 2 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh: Nh\u00f3m th\u1ee9 nh\u1ea5t l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng; Nh\u00f3m th\u1ee9 2 l\u00e0 c\u00e1c kh\u00e1ch h\u00e0ng vay. CIC l\u00e0 ng\u01b0\u1eddi t\u1ea1o ra \u201cch\u1ee3\u201d \u0111\u1ec3 k\u1ebft n\u1ed1i 2 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y, t\u00ecm hi\u1ec3u nhau \u0111\u1ec3 mua b\u00e1n m\u00e0 ho\u00e0n to\u00e0n kh\u00f4ng m\u1ea5t ph\u00ed.<\/p>\n

\u00d4ng Phong nh\u1ea5n m\u1ea1nh CIC ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng v\u00ec l\u1ee3i nhu\u1eadn, m\u00e0 m\u1ee5c ti\u00eau l\u00e0 \u0111\u1ea3m b\u1ea3o an to\u00e0n h\u1ec7 th\u1ed1ng. Do \u0111\u00f3, CIC mu\u1ed1n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f4ng khai, minh b\u1ea1ch t\u1ea5t c\u1ea3 h\u00e0ng ho\u00e1 t\u00edn d\u1ee5ng l\u00ean \u201cch\u1ee3\u201d, nh\u01b0: m\u1eabu h\u1ee3p \u0111\u1ed3ng, l\u00e3i su\u1ea5t , l\u00e3i ph\u1ea1t, c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i\u2026 \u0111\u1ec3 kh\u00e1ch h\u00e0ng vay l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p theo kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n

Theo \u00f4ng Phong, nh\u1eefng th\u00f4ng tin n\u00e0y kh\u00f4ng c\u00f3 g\u00ec l\u00e0 b\u00ed m\u1eadt, \u0111\u00f3 l\u00e0 minh b\u1ea1ch v\u00e0 c\u1ea1nh tranh l\u00e0nh m\u1ea1nh, v\u00e0 kh\u00f4ng c\u00f3 c\u00e1i g\u1ecdi l\u00e0 quan h\u1ec7 t\u00edn d\u1ee5ng \u1edf \u0111\u00e2y.<\/p>\n

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\"\u201cCh\u1ee3\u201d<\/div>\n
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C\u00e1c di\u1ec5n gi\u1ea3 tham d\u1ef1 h\u1ed9i ngh\u1ecb Th\u00f4ng tin t\u00edn d\u1ee5ng do nh\u00f3m WB t\u1ed5 ch\u1ee9c t\u1ea1i TP.HCM – \u1ea2nh: NH.<\/p>\n<\/div>\n<\/div>\n

\u00a0<\/em><\/p>\n

S\u1eafp t\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd c\u00f3 quy \u0111\u1ecbnh bu\u1ed9c c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i \u0111\u01b0a th\u00f4ng tin l\u00ean \u201cch\u1ee3\u201d n\u00e0y; v\u00e0 khi c\u00f3 nhi\u1ec1u th\u00f4ng tin, h\u00e0ng ho\u00e1 t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng s\u1ebd k\u00edch th\u00edch ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u00e0o \u0111\u00e2y, t\u1eadp trung \u1edf \u0111\u00e2y \u0111\u1ec3 trao \u0111\u1ed5i nhu c\u1ea7u vay v\u1ed1n.<\/p>\n

Theo \u00f4ng Phong, v\u1ec1 quy\u1ec1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (ng\u01b0\u1eddi mua), tr\u01b0\u1edbc kia CIC y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0m c\u00f4ng v\u0103n c\u1ea5p quy\u1ec1n \u201c\u0111i ch\u1ee3\u201d, nh\u01b0ng \u0111\u00e3 b\u1ecf. \u0110\u1ebfn nay, CIC ch\u1ee7 \u0111\u1ed9ng c\u1ea5p quy\u1ec1n, hay l\u00e0 th\u00eam quy\u1ec1n \u201c\u0111i ch\u1ee3\u201d cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 khai th\u00e1c, nghi\u00ean c\u1ee9u, r\u00e0 so\u00e1t kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, CIC chuy\u1ec3n to\u00e0n b\u1ed9 c\u00e1c user \u0111ang c\u00f2n th\u1eddi h\u1ea1n khai th\u00e1c c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng sang c\u00f3 quy\u1ec1n \u201c\u0111i ch\u1ee3\u201d.<\/p>\n

\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi b\u00e1n, ai mu\u1ed1n quy\u1ec1n \u201c\u0111i ch\u1ee3\u201d ph\u1ea3i \u0111\u0103ng k\u00fd. Ch\u1eb3ng h\u1ea1n, nh\u1eefng kh\u00e1ch h\u00e0ng \u0111\u0103ng nh\u1eadp app CIC m\u1edbi ch\u1ec9 l\u00e0 khai quy\u1ec1n \u201c\u0111i ch\u1ee3\u201d, quy\u1ec1n khai nhu c\u1ea7u vay v\u1ed1n, ch\u1ee9 kh\u00f4ng ph\u1ea3i quy\u1ec1n khai th\u00e1c th\u00f4ng tin, nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi kh\u00e1c.<\/p>\n

V\u1ec1 ph\u00e2n ph\u1ed1i th\u00f4ng tin nhu c\u1ea7u t\u00edn d\u1ee5ng kh\u00e1ch h\u00e0ng t\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tr\u00ean \u201cch\u1ee3\u201d, \u00f4ng Phong cho bi\u1ebft CIC d\u00f9ng thu\u1eadt to\u00e1n \u201c\u01b0u ti\u00ean \u0111\u1ea7u ti\u00ean\u201d, ngh\u0129a l\u00e0 g\u00f3i t\u00edn d\u1ee5ng n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi \u0111\u0103ng k\u00fd nhu c\u1ea7u t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng, ch\u1eb3ng h\u1ea1n \u0111\u0103ng k\u00fd vay mua nh\u00e0, thu\u1eadt to\u00e1n c\u1ee7a CIC s\u1ebd g\u1eedi \u0111\u1ebfn nhi\u1ec1u ng\u00e2n h\u00e0ng v\u00e0 t\u00ecm ki\u1ebfm nh\u1eefng ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u \u0111\u1ec3 h\u1ecd l\u1ef1a ch\u1ecdn. N\u1ebfu kh\u00e1ch h\u00e0ng ch\u1ecdn vay Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i Th\u01b0\u01a1ng (Vietcombank) ch\u1eb3ng h\u1ea1n, nhu c\u1ea7u n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n v\u1ec1 chi nh\u00e1nh n\u00e0o c\u1ee7a Vietcombank g\u1ea7n nh\u00e0 kh\u00e1ch h\u00e0ng nh\u1ea5t\u2026<\/p>\n

V\u1ec1 v\u1ea5n \u0111\u1ec1 tra so\u00e1t, ch\u1ec9nh s\u1eeda th\u00f4ng tin, \u00f4ng Phong \u0111\u01b0a th\u00ed d\u1ee5, kh\u00e1ch h\u00e0ng vay y\u00eau c\u1ea7u ch\u1ec9nh s\u1eeda th\u00f4ng tin, CIC ki\u1ec3m tra d\u1eef li\u1ec7u trong kho c\u00f3 \u0111\u00fang kh\u00f4ng. N\u1ebfu th\u00f4ng tin kh\u00e1ch h\u00e0ng vay y\u00eau c\u1ea7u ch\u1ec9nh s\u1eeda l\u00e0 \u0111\u00fang, CIC s\u1ebd chuy\u1ec3n v\u1ec1 cho ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u2013 n\u01a1i chuy\u1ec3n d\u1eef li\u1ec7u cho CIC \u0111\u1ec3 ki\u1ec3m tra l\u1ea1i l\u1ea7n n\u1eefa, trong v\u00f2ng bao l\u00e2u ng\u00e2n h\u00e0ng ph\u1ea3i tr\u1ea3 l\u1eddi. Tr\u00ean c\u01a1 s\u1edf n\u00e0y, CIC \u0111i\u1ec1u ch\u1ec9nh d\u1eef li\u1ec7u v\u00e0 c\u00f3 c\u00f4ng v\u0103n tr\u1ea3 l\u1eddi cho kh\u00e1ch h\u00e0ng vay.<\/p>\n

V\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ph\u1ea3i l\u00e0 t\u1ed5ng gi\u00e1m \u0111\u1ed1c ho\u1eb7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c u\u1ef7 quy\u1ec1n \u0111\u1ec1 ngh\u1ecb CIC th\u00ec CIC m\u1edbi \u0111i\u1ec1u ch\u1ec9nh v\u00e0 n\u00eau l\u00fd do \u0111i\u1ec1u ch\u1ec9nh, n\u1ebfu CIC kh\u00f4ng \u0111i\u1ec1u ch\u1ec9nh c\u0169ng n\u00f3i r\u00f5 l\u00fd do.<\/p>\n

Xo\u00e1 l\u1ecbch s\u1eed n\u1ee3 x\u1ea5u cho kh\u00e1ch h\u00e0ng d\u00ednh n\u1ee3 d\u01b0\u1edbi 10 tri\u1ec7u \u0111\u1ed3ng<\/strong><\/p>\n

Tr\u01b0\u1eddng h\u1ee3p t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh HD Saison, kh\u00e1ch h\u00e0ng vay d\u00ednh n\u1ee3 x\u1ea5u d\u01b0\u1edbi 10 tri\u1ec7u \u0111\u1ed3ng, \u0111\u00e3 t\u1ea5t to\u00e1n, theo quy \u0111\u1ecbnh l\u1ecbch s\u1eed n\u1ee3 x\u1ea5u s\u1ebd kh\u00f4ng c\u00f2n treo tr\u00ean CIC, v\u00e0 HDSaison \u0111\u00e3 chuy\u1ec3n sang nh\u00f3m n\u1ee3 m\u1edbi cho kh\u00e1ch h\u00e0ng, nh\u01b0ng tr\u00ean CIC v\u1eabn th\u1ec3 hi\u1ec7n n\u1ee3 x\u1ea5u, \u0111i\u1ec1u n\u00e0y l\u00e0m cho kh\u00e1ch h\u00e0ng r\u1ea5t hoang mang.<\/p>\n

Theo \u00f4ng Phong, tr\u01b0\u1edbc \u0111\u00e2y s\u1ea3n ph\u1ea9m th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a CIC \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh 1 th\u00e1ng\/1 l\u1ea7n, nh\u01b0ng nay c\u00f2n 1 tu\u1ea7n\/1 l\u1ea7n. Tuy nhi\u00ean, theo Th\u00f4ng t\u01b0 02, c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i g\u1eedi th\u00f4ng tin 1 th\u00e1ng\/l\u1ea7n n\u00ean CIC ph\u1ea3i s\u1eed d\u1ee5ng to\u00e0n b\u1ed9 d\u1eef li\u1ec7u ph\u00e1t sinh, ngh\u0129a l\u00e0 khi \u0111\u00e3 xo\u00e1 n\u1ee3 x\u1ea5u th\u00ec th\u00f4ng tin kho\u1ea3n vay \u0111\u00f3 t\u1ef1 \u0111\u1ed9ng g\u1eedi v\u1ec1 ng\u00e2n h\u00e0ng \u0111\u1ec3 ng\u00e2n h\u00e0ng \u0111i\u1ec1u ch\u1ec9nh nh\u00f3m n\u1ee3 cho kh\u00e1ch h\u00e0ng. C\u00f3 th\u1ec3 tr\u01b0\u1eddng h\u1ee3p n\u00e0y b\u1ecb ch\u1eadm.<\/p>\n

\u00d4ng Phong cho bi\u1ebft th\u00eam, theo quy \u0111\u1ecbnh, l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng vay d\u00ednh n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c treo 5 n\u0103m tr\u00ean CIC, nh\u01b0ng \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n, CIC \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 \u0111\u01b0\u1ee3c cho ph\u00e9p \u0111i\u1ec1u ch\u1ec9nh th\u00f4ng tin nh\u1eefng kh\u00e1ch h\u00e0ng vay d\u00ednh n\u1ee3 x\u1ea5u d\u01b0\u1edbi 10 tri\u1ec7u \u0111\u1ed3ng (\u0111\u00e3 t\u1ea5t to\u00e1n) kh\u00f4ng c\u00f2n l\u1ecbch s\u1eed n\u1ee3 x\u1ea5u. Do \u0111\u00f3, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng khi \u0111i\u1ec1u ch\u1ec9nh n\u00ean c\u00f3 c\u1ea3 c\u00f4ng v\u0103n \u0111i\u1ec1u ch\u1ec9nh l\u1ecbch s\u1eed t\u00edn d\u1ee5ng chung cho kh\u00e1ch h\u00e0ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh hi\u1ec7n t\u1ea1i \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng vay.<\/p>\n

Vi\u1ec7c g\u1ee1 th\u00f4ng tin kh\u00e1ch h\u00e0ng d\u00ednh n\u1ee3 x\u1ea5u (\u0111\u00e3 t\u1ea5t to\u00e1n) t\u1eeb 10-50 tri\u1ec7u \u0111\u1ed3ng tr\u00ean CIC s\u1ebd th\u1ef1c hi\u1ec7n sau 01 n\u0103m, t\u1eeb 50 \u0111\u1ebfn d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng l\u00e0 3 n\u0103m v\u00e0 tr\u00ean 100 tri\u1ec7u \u0111\u1ed3ng l\u00e0 5 n\u0103m. \u0110i\u1ec1u n\u00e0y \u0111\u1ec3 tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng ch\u1ec9 d\u00ednh n\u1ee3 x\u1ea5u v\u00e0i tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng \u0111eo \u0111\u1eb3ng m\u00e3i.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB) \u0111\u01b0a ra, m\u1ed9t kh\u00e1ch h\u00e0ng vay c\u00f3 quan h\u1ec7 v\u1edbi 4-5 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, tuy nhi\u00ean, kh\u00e1ch h\u00e0ng \u0111\u00f3 c\u00f3 m\u1ed9t kho\u1ea3n n\u1ee3 c\u1ea7n ch\u00fa \u00fd t\u1ea1i ng\u00e2n h\u00e0ng A v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft, tuy nhi\u00ean, do li\u00ean \u0111\u1edbi v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c th\u00ec 6 th\u00e1ng sau tr\u00ean CIC m\u1edbi h\u1ebft n\u1ee3 ch\u00fa \u00fd c\u1ee7a kh\u00e1ch h\u00e0ng. C\u00f3 gi\u1ea3i ph\u00e1p n\u00e0o \u0111i\u1ec1u ch\u1ec9nh kh\u00f4ng?<\/p>\n

\u00d4ng Phong cho bi\u1ebft, v\u1ec1 nh\u00f3m n\u1ee3 ch\u00fa \u00fd c\u1ee7a kh\u00e1ch h\u00e0ng t\u1ea1i ng\u00e2n h\u00e0ng A, n\u1ebfu ng\u00e2n h\u00e0ng A c\u00f2n gi\u1eef nh\u00f3m n\u1ee3 \u0111\u00f3 th\u1eddi gian bao l\u00e2u th\u00ec CIC ph\u1ea3i gi\u1eef nh\u00f3m n\u1ee3 t\u01b0\u01a1ng \u1ee9ng nh\u01b0 th\u1ebf, khi nh\u00f3m n\u1ee3 \u0111\u00f3 \u0111\u01b0\u1ee3c tr\u1ea3 h\u1ebft, ho\u1eb7c nh\u00f3m n\u1ee3 \u0111\u00f3 \u0111\u01b0\u1ee3c chuy\u1ec3n xu\u1ed1ng nh\u00f3m n\u1ee3 m\u1edbi th\u00ec CIC s\u1ebd g\u1eedi ngay th\u00f4ng tin cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng li\u00ean quan bi\u1ebft.<\/p>\n<\/div>\n

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[ad_1] V\u00e0o \u201cch\u1ee3\u201d \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng Kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n tr\u00ean app CIC (Trung t\u00e2m Th\u00f4ng Tin T\u00edn D\u1ee5ng) v\u00e0 v\u00e0o tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh. T\u1ea1i \u0111\u00e2y, h\u1ecd c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y nhi\u1ec1u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a nhi\u1ec1u ng\u00e2n […]<\/p>\n","protected":false},"author":2,"featured_media":3496,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-tai-chinh"],"yoast_head":"\n\u201cCh\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u00f3 l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c 2\/3 doanh nghi\u1ec7p ch\u01b0a t\u1eebng vay v\u1ed1n? - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u201cCh\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u00f3 l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c 2\/3 doanh nghi\u1ec7p ch\u01b0a t\u1eebng vay v\u1ed1n? - Super News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] V\u00e0o \u201cch\u1ee3\u201d \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng Kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n tr\u00ean app CIC (Trung t\u00e2m Th\u00f4ng Tin T\u00edn D\u1ee5ng) v\u00e0 v\u00e0o tra c\u1ee9u th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh. T\u1ea1i \u0111\u00e2y, h\u1ecd c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y nhi\u1ec1u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a nhi\u1ec1u ng\u00e2n […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\" \/>\n<meta property=\"og:site_name\" content=\"Super News\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-19T23:23:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-19T23:23:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/super-news.info\/vi\/wp-content\/uploads\/sites\/5\/2019\/06\/\u201cCh\u1ee3\u201d-th\u00f4ng-tin-t\u00edn-d\u1ee5ng-c\u00f3-l\u00f4i-k\u00e9o-\u0111\u01b0\u1ee3c-23.png\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"234\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"super-news\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"super-news\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\"},\"author\":{\"name\":\"super-news\",\"@id\":\"https:\/\/super-news.info\/vi\/#\/schema\/person\/2d4068cb2f39cd10008c2fce578a7356\"},\"headline\":\"\u201cCh\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u00f3 l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c 2\/3 doanh nghi\u1ec7p ch\u01b0a t\u1eebng vay v\u1ed1n?\",\"datePublished\":\"2019-06-19T23:23:35+00:00\",\"dateModified\":\"2019-06-19T23:23:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\"},\"wordCount\":2303,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/super-news.info\/vi\/wp-content\/uploads\/sites\/5\/2019\/06\/\u201cCh\u1ee3\u201d-th\u00f4ng-tin-t\u00edn-d\u1ee5ng-c\u00f3-l\u00f4i-k\u00e9o-\u0111\u01b0\u1ee3c-23.png\",\"articleSection\":[\"B\u1ea2N TIN T\u00c0I CH\u00cdNH\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\",\"url\":\"https:\/\/super-news.info\/vi\/cho-thong-tin-tin-dung-co-loi-keo-duoc-2-3-doanh-nghiep-chua-tung-vay-von\/\",\"name\":\"\u201cCh\u1ee3\u201d th\u00f4ng tin t\u00edn d\u1ee5ng c\u00f3 l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c 2\/3 doanh nghi\u1ec7p ch\u01b0a t\u1eebng vay v\u1ed1n? 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