{"id":2264,"date":"2019-05-29T23:00:43","date_gmt":"2019-05-29T20:00:43","guid":{"rendered":"https:\/\/super-news.info\/vi\/lanh-dao-cac-ngan-hang-noi-gi-ve-viec-chuyen-doi-the-tu-sang-the-chip\/"},"modified":"2019-05-29T23:00:45","modified_gmt":"2019-05-29T20:00:45","slug":"lanh-dao-cac-ngan-hang-noi-gi-ve-viec-chuyen-doi-the-tu-sang-the-chip","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/lanh-dao-cac-ngan-hang-noi-gi-ve-viec-chuyen-doi-the-tu-sang-the-chip\/","title":{"rendered":"L\u00e3nh \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng n\u00f3i g\u00ec v\u1ec1 vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb t\u1eeb sang th\u1ebb chip?"},"content":{"rendered":"

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T\u1ea1i l\u1ec5 c\u00f4ng b\u1ed1 ra m\u1eaft s\u1ea3n ph\u1ea9m th\u1ebb chip n\u1ed9i \u0111\u1ecba c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u1eeba qua, \u00f4ng Ph\u1ea1m Ti\u1ebfn D\u0169ng<\/b>, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 thanh to\u00e1n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/b> cho r\u1eb1ng s\u1ef1 ki\u1ec7n 7 ng\u00e2n h\u00e0ng ra m\u1eaft th\u1ebb chip l\u00e0 m\u1ed9t d\u1ea5u m\u1ed1c quan tr\u1ecdng, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip n\u1ed9i \u0111\u1ecba c\u00f3 nhi\u1ec1u l\u1ee3i \u00edch, cho ph\u00e9p ch\u00fang ta kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec3m y\u1ebfu trong thanh to\u00e1n hi\u1ec7n nay.<\/p>\n

Th\u1ee9 nh\u1ea5t l\u00e0 v\u1ec1 an to\u00e0n, m\u00e3 h\u00f3a th\u00f4ng tin. V\u1edbi c\u01a1 ch\u1ebf x\u1eed l\u00fd r\u1ea5t kh\u00e1c v\u1edbi th\u1ebb t\u1eeb, th\u1ebb chip cho ph\u00e9p kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c nh\u1eefng nh\u01b0\u1ee3c \u0111i\u1ec3m v\u1ec1 sao ch\u00e9p th\u00f4ng tin, \u0103n c\u1eafp th\u00f4ng tin, gi\u1ea3 m\u1ea1o th\u00f4ng tin r\u1ea5t ph\u1ed5 bi\u1ebfn v\u1edbi th\u1ebb t\u1eeb hi\u1ec7n nay. <\/p>\n

Th\u1ee9 hai, v\u1edbi c\u00f4ng ngh\u1ec7 th\u1ebb chip gi\u00fap l\u01b0u tr\u1eef \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u r\u1ea5t nhi\u1ec1u, v\u00e0 qua \u0111\u00f3 ch\u00fang ta c\u00f3 th\u1ec3 t\u00ednh \u0111\u1ebfn c\u00e2u chuy\u1ec7n l\u01b0u tr\u1eef th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m, c\u00e1c th\u00f4ng tin v\u1ec1 c\u00e1 nh\u00e2n. <\/p>\n

Th\u1ee9 ba, c\u00f3 th\u1ec3 nh\u00ecn \u1ee9ng d\u1ee5ng c\u1ee7a th\u1ebb chip \u1edf m\u1ed9t s\u1ed1 n\u01b0\u1edbc, th\u1ebb chip c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng l\u00ean t\u00e0u \u0111i\u1ec7n, ra c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, giao th\u00f4ng,…<\/p>\n

Theo c\u00e1c l\u00e3nh \u0111\u1ea1o c\u1ee7a 7 ng\u00e2n h\u00e0ng<\/b> \u0111\u1ea7u ti\u00ean ph\u00e1t h\u00e0nh th\u1ebb chip n\u1ed9i \u0111\u1ecba, qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i n\u00e0y th\u1ef1c t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 b\u0103ng l\u00ean k\u1ebf ho\u1ea1ch v\u1edbi l\u1ed9 tr\u00ecnh r\u00f5 r\u00e0ng t\u1eeb nhi\u1ec1u n\u0103m. C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea7u t\u01b0 kh\u00f4ng \u00edt ngu\u1ed3n l\u1ef1c v\u00e0 ti\u1ec1n b\u1ea1c cho s\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y, nh\u01b0ng s\u1ef1 \u0111\u1ea7u t\u01b0 n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft v\u00e0 m\u1edf ra t\u01b0\u01a1ng lai nhi\u1ec1u tri\u1ec3n v\u1ecdng cho ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, th\u1eadm ch\u00ed l\u00e0 nhi\u1ec1u d\u1ecbch v\u1ee5 kh\u00e1c cho kh\u00e1ch h\u00e0ng. <\/p>\n

\u00d4ng \u0110\u00e0o Minh Tu\u1ea5n, Ph\u00f3 TG\u0110 Vietcombank <\/b>chia s\u1ebb, k\u1ebf ho\u1ea1ch chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip c\u1ee7a ng\u00e2n h\u00e0ng tr\u00ean th\u1ef1c t\u1ebf \u0111\u00e3 c\u00f3 t\u1eeb c\u00e1ch \u0111\u00e2y 5 n\u0103m v\u00e0 c\u00f3 l\u1ed9 tr\u00ecnh r\u00f5 r\u00e0ng. V\u1edbi vi\u1ec7c h\u01a1n 15 n\u0103m tri\u1ec3n khai th\u1ebb qu\u1ed1c t\u1ebf Visa, Mastercard, \u00f4ng Tu\u1ea5n cho bi\u1ebft v\u1ec1 h\u1ea1 t\u1ea7ng hay \u0111i\u1ec1u ki\u1ec7n tri\u1ec3n khai c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp n\u00ean qu\u00e1 tr\u00ecnh tri\u1ec3n khai \u0111\u01b0\u1ee3c r\u00fat ng\u1eafn h\u01a1n.<\/p>\n

Trong khi \u0111\u00f3, \u00f4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n, Ph\u00f3 TG\u0110 Vietinbank<\/b> nh\u1ea5n m\u1ea1nh, th\u1ebb chip kh\u00f4ng ch\u1ec9 c\u00f3 t\u00ednh an to\u00e0n m\u00e0 c\u00f2n ti\u1ec7n l\u1ee3i v\u00e0 b\u1ed5 sung nhi\u1ec1u t\u00ednh n\u0103ng. <\/p>\n

“Ch\u00fang ta \u0111\u1ea7u t\u01b0 r\u1ea5t nhi\u1ec1u ti\u1ec1n cho th\u1ebb chip, dung l\u01b0\u1ee3ng c\u1ee7a th\u1ebb chip v\u1eabn c\u00f2n r\u1ea5t nhi\u1ec1u b\u1ed9 nh\u1edb c\u00f3 th\u1ec3 b\u1ed5 sung \u0111\u1ec3 ph\u1ee5c v\u1ee5 nh\u1eefng nhu c\u1ea7u kh\u00e1c ngo\u00e0i r\u00fat ti\u1ec1n, thanh to\u00e1n. Trong xu h\u01b0\u1edbng t\u01b0\u01a1ng lai c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng nh\u01b0 th\u1ebb kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u00e0m th\u1ebb h\u1ecdc \u0111\u01b0\u1eddng, th\u1ebb h\u1ecdc sinh, th\u1ebb b\u1ec7nh vi\u1ec7n, th\u1ebb b\u1ea3o hi\u1ec3m,…”, \u00f4ng L\u00e2n chia s\u1ebb. \u00d4ng k\u1ef3 v\u1ecdng s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u d\u1ecbch v\u1ee5 c\u00f4ng c\u1ed9ng v\u00e0 ti\u1ec7n \u00edch \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o m\u1ed9t chi\u1ebfc th\u1ebb ng\u00e2n h\u00e0ng v\u00e0 n\u1ebfu l\u00e0m \u0111\u01b0\u1ee3c th\u00ec ch\u00fang ta c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c ngu\u1ed3n t\u00e0i nguy\u00ean r\u1ea5t l\u1edbn \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a x\u00e3 h\u1ed9i. <\/p>\n

“Tuy nhi\u00ean c\u1ea7n s\u1ef1 \u0111\u1ed3ng b\u1ed9, trao \u0111\u1ed5i gi\u1eefa c\u00e1c b\u1ed9 ban ng\u00e0nh. Ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111i b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean l\u00e0 ph\u00e1t h\u00e0nh th\u1ebb chip v\u00e0 ch\u00fang ta c\u00f3 th\u1ec3 ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c b\u1ed9 ban ng\u00e0nh \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ed3ng b\u1ed9 v\u00e0o th\u1ebb c\u1ee7a ch\u00fang ta \u0111\u1ec3 ph\u1ee5c v\u1ee5 nhi\u1ec1u h\u01a1n ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 l\u00e0 thanh to\u00e1n”, \u00f4ng L\u00e2n cho bi\u1ebft. <\/p>\n

\u0110em l\u1ea1i nhi\u1ec1u ti\u1ec1m n\u0103ng nh\u01b0 v\u1eady, c\u00e2u chuy\u1ec7n chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip \u1edf c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00f4ng \u00edt kh\u00f3 kh\u0103n, nh\u01b0 vi\u1ec7c ph\u1ed5 bi\u1ebfn h\u01b0\u1edbng t\u1edbi b\u1ed9 ph\u1eadn kh\u00e1ch h\u00e0ng \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u hay c\u1ea3 \u00e1p l\u1ef1c chi ph\u00ed c\u0169ng g\u00e2y nhi\u1ec1u b\u0103n kho\u0103n cho c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng. <\/p>\n

\u00d4ng Nguy\u1ec5n Minh Ph\u01b0\u01a1ng Ph\u00f3 TG\u0110 Agribank<\/b> cho bi\u1ebft, ng\u00e2n h\u00e0ng \u0111ang t\u1eadp trung tri\u1ec3n khai vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip v\u00e0 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 th\u1ebb \u0111\u1eb7c bi\u1ec7t cho \u0111\u1ed1i t\u01b0\u1ee3ng \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n, nh\u1eb1m h\u1ed7 tr\u1ee3 m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n kinh t\u1ebf x\u00e3 h\u1ed9i, \u0111\u1ea9y m\u1ea1nh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, h\u1ea1n ch\u1ebf t\u00edn d\u1ee5ng \u0111en.<\/p>\n

\u0110\u1ea1i di\u1ec7n Sacombank<\/b>\u00a0l\u00e0 \u00f4ng Nguy\u1ec5n Minh T\u00e2m<\/b>, Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c th\u00ec th\u1eeba nh\u1eadn, v\u1ea5n \u0111\u1ec1 chi ph\u00ed l\u00e0 m\u1ed9t trong nh\u1eefng kh\u00f3 kh\u0103n l\u1edbn v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng tham gia chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip, \u0111\u1eb7c bi\u1ec7t v\u1edbi nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 l\u01b0\u1ee3ng chuy\u1ec3n \u0111\u1ed5i l\u1edbn v\u00e0 c\u1ea7n r\u1ea5t nhi\u1ec1u s\u1ef1 c\u1ed1 g\u1eafng. <\/p>\n

T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ABBank, \u00f4ng Ph\u1ea1m Duy Hi\u1ebfu <\/b>c\u0169ng b\u00e0y t\u1ecf quan \u0111i\u1ec3m v\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea7u t\u01b0 r\u1ea5t nhi\u1ec1u cho vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i th\u1ebb chip. “Ai c\u0169ng hi\u1ec3u r\u1eb1ng vi\u1ec7c \u0111\u1ea7u t\u01b0 cho m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n m\u1edbi v\u00e0 hi\u1ec7n \u0111\u1ea1i th\u00ec ng\u00e2n h\u00e0ng ph\u1ea3i b\u1ecf ra r\u1ea5t nhi\u1ec1u ti\u1ec1n cho t\u1eeb h\u1ea1 t\u1ea7ng cho h\u1ebfn h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd th\u1ebb, h\u1ec7 th\u1ed1ng ATM, POS,\u2026Tuy nhi\u00ean, vi\u1ec7c tr\u1edf th\u00e0nh nh\u1eefng ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i c\u0169ng nh\u01b0 m\u1ed9t th\u00f4ng \u0111i\u1ec7p g\u1eedi t\u1edbi kh\u00e1ch h\u00e0ng r\u1eb1ng ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng \u0111\u1ea7u t\u01b0 \u0111\u1ec3 mang l\u1ea1i nh\u1eefng tr\u1ea3i nghi\u1ec7m m\u1edbi cho h\u1ecd”, \u00f4ng n\u00f3i. <\/p>\n

V\u1ecb TG\u0110 ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng chia s\u1ebb ABBank \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ebfn gi\u1eefa n\u0103m 2020 s\u1ebd chuy\u1ec3n \u0111\u1ed5i 100% th\u1ebb t\u1eeb sang th\u1ebb chip, s\u1edbm h\u01a1n so v\u1edbi quy \u0111\u1ecbnh c\u1ee7a NHNN kho\u1ea3ng 1 n\u0103m. “Kh\u00e1ch h\u00e0ng c\u00f3 nhi\u1ec1u s\u1ef1 l\u1ef1a ch\u1ecdn, c\u00f3 th\u1ec3 th\u00edch th\u1ebb ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 v\u00ed \u0111i\u1ec7n t\u1eed,\u2026nh\u01b0ng d\u00f9 l\u1ef1a ch\u1ecdn n\u00e0o, ch\u00fang t\u00f4i \u0111\u1ec1u s\u1eb5n s\u00e0ng \u0111\u1ea7u t\u01b0 cho kh\u00e1ch h\u00e0ng”, \u00f4ng cho bi\u1ebft. <\/p>\n

T\u1ea1i TPBank, \u00f4ng Nguy\u1ec5n H\u01b0ng, TG\u0110 ng\u00e2n h\u00e0ng\u00a0<\/b>chia s\u1ebb m\u1eb7c d\u00f9 chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i kh\u00e1 l\u1edbn khi chi ph\u00ed ph\u00f4i th\u1ebb chip g\u1ea5p t\u1eeb 7-8 l\u1ea7n so v\u1edbi ph\u00f4i th\u1ebb t\u1eeb nh\u01b0ng v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng ng\u00e2n h\u00e0ng s\u1ed1, d\u1ecbch v\u1ee5 ti\u1ec7n d\u1ee5ng, \u0111\u1ea3m b\u1ea3o \u1ed5n \u0111\u1ecbnh cho kh\u00e1ch h\u00e0ng trong qu\u00e1 tr\u00ecnh giao d\u1ecbch, nh\u01b0ng ng\u00e2n h\u00e0ng s\u1ebd c\u00e2n nh\u1eafc \u0111\u1ec3 h\u00e0i h\u00f2a, c\u00f3 th\u1ec3 s\u1ebd c\u00f3 m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh mi\u1ec5n ph\u00ed cho kh\u00e1ch h\u00e0ng c\u0169 trong giai \u0111o\u1ea1n \u0111\u1ea7u chuy\u1ec3n \u0111\u1ed5i. “\u0110\u00e2y l\u00e0 s\u1ef1 \u0111\u1ea7u t\u01b0 \u0111\u00fang h\u01b0\u1edbng v\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 TPBank ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n” – \u00f4ng n\u00f3i. <\/p>\n

Theo \u00f4ng Nguy\u1ec5n Quang Minh, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c kh\u1ed1i nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n c\u1ee7a Napas,<\/b> l\u1ed9 tr\u00ecnh c\u1ee7a NHNN, trong n\u0103m nay kho\u1ea3ng 30% s\u1ed1 l\u01b0\u1ee3ng th\u1ebb ATM tr\u00ean th\u1ecb tr\u01b0\u1eddng s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i sang th\u1ebb chip, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng g\u1ea7n 22 tri\u1ec7u th\u1ebb. Tuy nhi\u00ean, \u0111\u1ec3 kh\u00f4ng l\u00e0m x\u00e1o tr\u1ed9n vi\u1ec7c d\u00f9ng th\u1ebb c\u1ee7a kh\u00e1ch h\u00e0ng, tr\u01b0\u1edbc m\u1eaft s\u1ebd ph\u00e1t h\u00e0nh th\u1ebb chip m\u1edbi, th\u1ebb \u0111\u1ebfn h\u1ea1n… Sau \u0111\u00f3 m\u1edbi \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m chuy\u1ec3n \u0111\u1ed5i theo y\u00eau c\u1ea7u cho t\u1ea5t c\u1ea3 kh\u00e1ch h\u00e0ng.<\/p>\n

V\u1ecb n\u00e0y c\u0169ng cho bi\u1ebft, b\u1ed9 ti\u00eau chu\u1ea9n th\u1ebb chip Vi\u1ec7t Nam \u0111\u01b0\u1ee3c Napas x\u00e2y d\u1ef1ng theo chu\u1ea9n ri\u00eang cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam nh\u01b0ng v\u1eabn t\u01b0\u01a1ng th\u00edch v\u1edbi chu\u1ea9n qu\u1ed1c t\u1ebf. B\u00ean c\u1ea1nh \u0111\u00f3, hi\u1ec7n nay ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1eabn c\u00f3 th\u1ec3 song song s\u1eed d\u1ee5ng th\u1ebb t\u1eeb v\u00e0 th\u1ebb chip b\u1edfi h\u1ec7 th\u1ed1ng m\u00e1y ATM, \u0111\u1ea7u \u0111\u1ecdc th\u1ebb POS \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i n\u00e2ng c\u1ea5p ch\u1ea5p nh\u1eadn c\u1ea3 hai lo\u1ea1i th\u1ebb.<\/p>\n<\/div>\n

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