{"id":2082,"date":"2019-05-27T03:19:25","date_gmt":"2019-05-27T00:19:25","guid":{"rendered":"https:\/\/super-news.info\/vi\/de-xuat-trien-khai-mobile-money-dan-duoc-loi-gi\/"},"modified":"2019-05-27T03:19:28","modified_gmt":"2019-05-27T00:19:28","slug":"de-xuat-trien-khai-mobile-money-dan-duoc-loi-gi","status":"publish","type":"post","link":"https:\/\/super-news.info\/vi\/de-xuat-trien-khai-mobile-money-dan-duoc-loi-gi\/","title":{"rendered":"\u00d0\u1ec1 xu\u1ea5t tri\u1ec3n khai Mobile Money: D\u00e2n \u0111\u01b0\u1ee3c l\u1ee3i g\u00ec?"},"content":{"rendered":"

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H\u01b0\u1edbng t\u1edbi ng\u01b0\u1eddi d\u00e2n \u1edf n\u00f4ng th\u00f4n<\/strong><\/p>\n

C\u00e1c chuy\u00ean gia \u0111\u1ebfn t\u1eeb Comviva (m\u1ed9t c\u00f4ng ty chuy\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 tr\u1ea3 ti\u1ec1n qua \u0111i\u1ec7n tho\u1ea1i) \u0111\u00e1nh gi\u00e1, Vi\u1ec7t Nam \u0111ang c\u00f3 n\u1ec1n t\u1ea3ng t\u1ed1t \u0111\u1ec3 ph\u00e1t tri\u1ec3n Mobile Money, b\u1edfi s\u1ed1 d\u00e2n l\u00ean t\u1edbi 96 tri\u1ec7u ng\u01b0\u1eddi. Trong \u0111\u00f3 c\u00f3 t\u1edbi 35% ng\u01b0\u1eddi d\u00e2n s\u1ed1ng \u1edf n\u00f4ng th\u00f4n. Vi\u1ec7t Nam c\u00f3 t\u1edbi 75% s\u1ed1 ng\u01b0\u1eddi d\u00e2n s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng v\u00e0 66% ng\u01b0\u1eddi s\u1eed d\u1ee5ng internet v\u00e0 64% s\u1eed d\u1ee5ng m\u1ea1ng x\u00e3 h\u1ed9i\u2026 \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng t\u1ed1t \u0111\u1ec3 Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n Mobile Money. Tuy nhi\u00ean, trong t\u1ed5ng s\u1ed1 d\u00e2n ch\u1ec9 c\u00f3 31% c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng; 6,2% ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c th\u1ebb ghi n\u1ee3; 3,5% ng\u01b0\u1eddi d\u00e2n s\u1eed d\u1ee5ng Mobile Money.<\/p>\n

\u201cMobile Money s\u1ebd trao cho cho ng\u01b0\u1eddi d\u00e2n c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng, nh\u1ea5t l\u00e0 v\u1edbi ng\u01b0\u1eddi d\u00e2n \u1edf v\u00f9ng n\u00f4ng th\u00f4n v\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 kh\u00f3 ti\u1ebfp c\u1eadn v\u1edbi d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng\u201d, \u00f4ng Sajal Mukherjee t\u1eeb Comviva cho bi\u1ebft.<\/p>\n

Theo c\u00e1c chuy\u00ean gia, h\u1ec7 th\u1ed1ng thanh to\u00e1n Mobile Money c\u1ee7a Vi\u1ec7t Nam c\u00f3 c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 Momo; Vnpay; Viettel Pay\u2026 C\u00e1c chuy\u00ean gia t\u1eeb Comviva cho bi\u1ebft, \u1edf c\u00e1c n\u01b0\u1edbc, n\u00f4ng d\u00e2n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng Mobile Money t\u1eeb khi mua h\u1ea1t gi\u1ed1ng \u0111\u1ebfn khi b\u00e1n s\u1ea3n ph\u1ea9m n\u00f4ng s\u1ea3n \u0111\u1ec1u c\u00f3 th\u1ec3 d\u00f9ng ti\u1ec1n di \u0111\u1ed9ng. Th\u1eadm ch\u00ed ng\u01b0\u1eddi n\u00f4ng d\u00e2n c\u00f3 th\u1ec3 vay, d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed tr\u00ean thu\u00ea bao di \u0111\u1ed9ng thanh to\u00e1n tr\u01b0\u1edbc \u0111\u1ec3 mua nguy\u00ean v\u1eadt li\u1ec7u c\u1ea7n thi\u1ebft cho s\u1ea3n xu\u1ea5t.<\/p>\n

Ch\u1ecb L\u01b0u Linh Nga, m\u1ed9t ng\u01b0\u1eddi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 Momo – m\u1ed9t lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed tr\u00ean thu\u00ea bao di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam cho bi\u1ebft, v\u00ed \u0111i\u1ec7n t\u1eed n\u00e0y gi\u00fap c\u00e1c thanh to\u00e1n c\u1ee7a ch\u1ecb thu\u1eadn ti\u1ec7n h\u01a1n t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng hi\u1ec7n nay. C\u00e1c giao d\u1ecbch h\u1eb1ng ng\u00e0y nh\u01b0 tr\u1ea3 ti\u1ec1n \u0111i\u1ec7n tho\u1ea1i, thanh to\u00e1n mua s\u1eafm b\u1eb1ng Momo\u2026 ti\u1ec7n d\u1ee5ng, b\u1edfi c\u00f3 nhi\u1ec1u k\u1ebft n\u1ed1i h\u01a1n c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c nh\u01b0 th\u1ebb t\u00edn d\u1ee5ng, internet banking.<\/p>\n

Lo hacker x\u00e2m nh\u1eadp <\/strong><\/p>\n

Anh L\u00ea Xu\u00e2n Ti\u1ebfn, k\u1ef9 s\u01b0 c\u00f4ng ngh\u1ec7 th\u00f4ng tin c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e1nh gi\u00e1, d\u00f9 c\u00f3 nhi\u1ec1u ti\u1ec7n \u00edch h\u01a1n c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng nh\u01b0ng \u0111i\u1ec1u kh\u00e1ch h\u00e0ng e ng\u1ea1i l\u00e0 t\u00ednh b\u1ea3o m\u1eadt c\u1ee7a Mobile Money. Cu\u1ed1i n\u0103m 2018, m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng c\u1ee7a m\u1ed9t lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 Mobile Money t\u1ed1 b\u1ecb hacker x\u00e2m nh\u1eadp, chuy\u1ec3n ti\u1ec1n khi\u1ebfn nhi\u1ec1u kh\u00e1ch h\u00e0ng lo l\u1eafng.<\/p>\n

\u201cMobile Money v\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt ri\u00eang. Nh\u01b0ng v\u1edbi m\u1ed9t v\u00e0i s\u1ef1 c\u1ed1 b\u1ecb hacker c\u1ee7a Mobile Money v\u00e0o cu\u1ed1i n\u0103m 2018, khi\u1ebfn ng\u01b0\u1eddi d\u00e2n ch\u01b0a y\u00ean t\u00e2m \u0111\u1ec3 ti\u1ebfp c\u1eadn v\u1edbi lo\u1ea1i h\u00ecnh n\u00e0y\u201d, anh Ti\u1ebfn b\u0103n kho\u0103n.<\/p>\n

Theo \u00f4ng Nguy\u1ec5n Trung Ki\u00ean, \u0111\u1ea1i di\u1ec7n T\u1eadp \u0111o\u00e0n C\u00f4ng nghi\u1ec7p – Vi\u1ec5n th\u00f4ng qu\u00e2n \u0111\u1ed9i (Viettel), th\u00ec Mobile Money c\u00f3 vai tr\u00f2 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n vi\u1ec5n th\u00f4ng \u0111\u1ec3 thanh to\u00e1n h\u00e0ng h\u00f3a c\u00f3 gi\u00e1 tr\u1ecb d\u1ecbch v\u1ee5 nh\u1ecf (5-10 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng) v\u00e0 chuy\u1ec3n, n\u1ea1p, r\u00fat ti\u1ec1n. V\u1edbi 120 tri\u1ec7u thu\u00ea bao di \u0111\u1ed9ng, to\u00e0n d\u00e2n c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia thanh to\u00e1n s\u1ed1, \u0111\u01b0\u1ee3c ph\u1ee5c v\u1ee5 v\u1edbi m\u1ee9c ph\u00ed ph\u00f9 h\u1ee3p.<\/p>\n

\u201c\u0110\u1ec3 c\u00f3 th\u1ec3 tri\u1ec3n khai Mobile Money, nh\u00e0 m\u1ea1ng vi\u1ec5n th\u00f4ng c\u1ea7n c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 \u0111\u01b0\u1ee3c ph\u00e9p ho\u1ea1t \u0111\u1ed9ng cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, c\u00f3 nghi\u1ec7p v\u1ee5 x\u00e1c minh th\u00f4ng tin kh\u00e1ch h\u00e0ng, lo\u1ea1i b\u1ecf thu\u00ea bao sim r\u00e1c, c\u00f3 ngu\u1ed3n t\u00e0i ch\u00ednh \u0111\u1ea3m b\u1ea3o thanh to\u00e1n\u201d, \u00f4ng Ki\u00ean cho bi\u1ebft.<\/p>\n

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\u201c\u00d0\u1ec3 Mobile Money ph\u00e1t tri\u1ec3n, c\u01a1 quan qu\u1ea3n l\u00fd c\u0169ng nh\u01b0 nh\u00e0 m\u1ea1ng c\u1ea7n c\u00f3 n\u0103ng l\u1ef1c v\u1ec1 ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n, t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1. \u00d0\u1eb7c bi\u1ec7t, c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n \u0111\u1ea3m b\u1ea3o an to\u00e0n h\u1ec7 th\u1ed1ng, b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng; ph\u1ea3i c\u00f3 n\u0103ng l\u1ef1c ph\u00e1t hi\u1ec7n s\u1edbm, x\u1eed l\u00fd c\u00e1c giao d\u1ecbch \u0111\u00e1ng ng\u1edd; c\u00f3 n\u0103ng l\u1ef1c ki\u1ec3m so\u00e1t, gi\u00e1m s\u00e1t \u0111\u00e0o t\u1ea1o c\u00e1c \u0111\u1ea1i l\u00fd tham gia\u201d.<\/p>\n

\u00d0\u1ea1i di\u1ec7n Viettel<\/b><\/p>\n<\/div>\n<\/div>\n

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Theo \u0111\u1ea1i di\u1ec7n Viettel, \u0111\u1ec3 Mobile Money ph\u00e1t tri\u1ec3n, c\u01a1 quan qu\u1ea3n l\u00fd c\u0169ng nh\u01b0 nh\u00e0 m\u1ea1ng c\u1ea7n c\u00f3 n\u0103ng l\u1ef1c v\u1ec1 ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n, t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1. \u0110\u1eb7c bi\u1ec7t, c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n \u0111\u1ea3m b\u1ea3o an to\u00e0n h\u1ec7 th\u1ed1ng, b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng; ph\u1ea3i c\u00f3 n\u0103ng l\u1ef1c ph\u00e1t hi\u1ec7n s\u1edbm, x\u1eed l\u00fd c\u00e1c giao d\u1ecbch \u0111\u00e1ng ng\u1edd; c\u00f3 n\u0103ng l\u1ef1c ki\u1ec3m so\u00e1t, gi\u00e1m s\u00e1t \u0111\u00e0o t\u1ea1o c\u00e1c \u0111\u1ea1i l\u00fd tham gia.<\/span><\/p>\n<\/blockquote>\n

T\u1ea1i h\u1ed9i th\u1ea3o \u201cTi\u1ec1n \u0111i\u1ec7n t\u1eed tr\u00ean thu\u00ea bao di \u0111\u1ed9ng nh\u1eb1m th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n\u201d do B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n th\u00f4ng (TT&TT) t\u1ed5 ch\u1ee9c ng\u00e0y 24\/5, c\u00e1c chuy\u00ean gia \u0111\u1ebfn t\u1eeb Comviva cho r\u1eb1ng, \u0111\u1ec3 Mobile Money ph\u00e1t tri\u1ec3n, <\/strong>Vi\u1ec7t Nam c\u1ea7n c\u00f3 h\u1ec7 sinh th\u00e1i g\u1ed3m c\u00e1c ng\u00e2n h\u00e0ng, m\u1ea1ng l\u01b0\u1edbi c\u00e1c \u0111\u1ea1i l\u00fd, c\u1eeda h\u00e0ng b\u00e1n h\u00e0ng t\u1eeb \u0111\u00f3 t\u1ea1o ra d\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n, n\u1ed9p ti\u1ec1n cho kh\u00e1ch h\u00e0ng.<\/p>\n<\/div>\n

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[ad_1] H\u01b0\u1edbng t\u1edbi ng\u01b0\u1eddi d\u00e2n \u1edf n\u00f4ng th\u00f4n C\u00e1c chuy\u00ean gia \u0111\u1ebfn t\u1eeb Comviva (m\u1ed9t c\u00f4ng ty chuy\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 tr\u1ea3 ti\u1ec1n qua \u0111i\u1ec7n tho\u1ea1i) \u0111\u00e1nh gi\u00e1, Vi\u1ec7t Nam \u0111ang c\u00f3 n\u1ec1n t\u1ea3ng t\u1ed1t \u0111\u1ec3 ph\u00e1t tri\u1ec3n Mobile Money, b\u1edfi s\u1ed1 d\u00e2n l\u00ean t\u1edbi 96 tri\u1ec7u ng\u01b0\u1eddi. 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