{"id":2896,"date":"2021-05-14T20:57:34","date_gmt":"2021-05-14T20:57:34","guid":{"rendered":"https:\/\/super-news.info\/it\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\/"},"modified":"2021-05-14T20:57:36","modified_gmt":"2021-05-14T20:57:36","slug":"bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust","status":"publish","type":"post","link":"https:\/\/super-news.info\/it\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\/","title":{"rendered":"Bancomat, a chi (non) conviene la revisione dei costi al vaglio dell’Antirust"},"content":{"rendered":"

Entro la fine dell\u2019anno Autorit\u00e0 garante della concorrenza e del mercato (Agcm) dovr\u00e0 pronunciarsi su una revisione dei costi presentata da Bancomat Spa, appoggiata dalle grandi banche e \u201ccontestata\u201d da quelle piccole.
\nCome sintetizzato dalla stessa Antitrust \u201ctra le novit\u00e0 pi\u00f9 importanti si registrano l\u2019abolizione della commissione interbancaria e il pagamento della commissione applicata al prelievo [al consumatore] direttamente all\u2019istituto di credito dove \u00e8 collocato l\u2019Atm\u201d.
\nLe conseguenze di questa revisione sarebbero rilevanti sia per le banche sia per i consumatori.
\nOggi i prelievi Bancomat vengono remunerati mediante una commissione interbancaria di 0,49 centesimi: a ricevere tale somma \u00e8 la banca proprietaria dell\u2019Atm e pagarla \u00e8 la banca che ha emesso la carta. Quest\u2019ultima, a sua discrezione, pu\u00f2 infine applicare una sua tariffa al consumatore per rientrare dai costi sostenuti. Oggi varie banche online decidono di sobbarcarsi i costi dei prelievi per garantire un servizio pi\u00f9 allettante per i clienti (che possono ritirare a buon mercato presso qualsiasi Atm). Se la revisione venisse approvata dall\u2019Agcm, sarebbe la banca proprietaria del Bancomat, al contrario, a decidere quanto far pagare il prelievo, con logiche presumibilmente favorevoli alle sue strategie commerciali.
\nE\u2019 facile immaginare che le tariffe, come in parte gi\u00e0 \u00e8, sarebbero pi\u00f9 vantaggiose per i clienti della banca presso la quale si sta prelevando. Di conseguenza, per i clienti di piccole banche poco radicate sul territorio (od online), i prelievi da Bancomat potrebbero diventare pi\u00f9 costosi. Impossibile dire di quanto in modo preciso, visto che ciascuna banca proprietaria di Atm applicherebbe le sue tariffe. Non c\u2019\u00e8 da stupirsi, dunque, se ad aver fatto ricorso all\u2019Antitrust sono state soprattutto le piccole banche, che, con questa revisione, potrebbero perdere clientela in favore delle concorrenti pi\u00f9 grandi e pi\u00f9 fornite di filiali e Atm.
\nIn conclusione, l\u2019eventuale revisione colpirebbe meno i clienti dei grandi istituti e, al tempo stesso, potrebbe rendere assai meno convenienti le alternative online o le piccole banche \u2013 a meno di non abbracciare in toto il pagamento elettronico.
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Entro la fine dell\u2019anno Autorit\u00e0 garante della concorrenza e del mercato (Agcm) dovr\u00e0 pronunciarsi su una revisione dei costi presentata da Bancomat Spa, appoggiata dalle grandi banche e \u201ccontestata\u201d da quelle piccole. Come sintetizzato dalla stessa Antitrust \u201ctra le novit\u00e0 pi\u00f9 importanti si registrano l\u2019abolizione della commissione interbancaria e il pagamento della commissione applicata al […]<\/p>\n","protected":false},"author":2,"featured_media":2897,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-notizie-finanziarie"],"yoast_head":"\nBancomat, a chi (non) conviene la revisione dei costi al vaglio dell'Antirust - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/it\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bancomat, a chi (non) conviene la revisione dei costi al vaglio dell'Antirust - Super News\" \/>\n<meta property=\"og:description\" content=\"Entro la fine dell\u2019anno Autorit\u00e0 garante della concorrenza e del mercato (Agcm) dovr\u00e0 pronunciarsi su una revisione dei costi presentata da Bancomat Spa, appoggiata dalle grandi banche e \u201ccontestata\u201d da quelle piccole. Come sintetizzato dalla stessa Antitrust \u201ctra le novit\u00e0 pi\u00f9 importanti si registrano l\u2019abolizione della commissione interbancaria e il pagamento della commissione applicata al […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/super-news.info\/it\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\/\" \/>\n<meta property=\"og:site_name\" content=\"Super News\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-14T20:57:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-14T20:57:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Bancomat-a-chi-non-conviene-la-revisione-dei-costi-al.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"681\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"super-news\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"super-news\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/\"},\"author\":{\"name\":\"super-news\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\"},\"headline\":\"Bancomat, a chi (non) conviene la revisione dei costi al vaglio dell’Antirust\",\"datePublished\":\"2021-05-14T20:57:34+00:00\",\"dateModified\":\"2021-05-14T20:57:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/\"},\"wordCount\":346,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/super-news.info\\\/it\\\/wp-content\\\/uploads\\\/sites\\\/9\\\/2021\\\/05\\\/Bancomat-a-chi-non-conviene-la-revisione-dei-costi-al.jpg\",\"articleSection\":[\"NOTIZIE FINANZIARIE\"],\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/\",\"url\":\"https:\\\/\\\/super-news.info\\\/it\\\/bancomat-a-chi-non-conviene-la-revisione-dei-costi-al-vaglio-dellantirust\\\/\",\"name\":\"Bancomat, a chi (non) conviene la revisione dei costi al vaglio dell'Antirust - 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