{"id":2842,"date":"2021-05-05T20:20:37","date_gmt":"2021-05-05T20:20:37","guid":{"rendered":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/"},"modified":"2021-05-05T20:20:40","modified_gmt":"2021-05-05T20:20:40","slug":"liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi","status":"publish","type":"post","link":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/","title":{"rendered":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi"},"content":{"rendered":"<p>Pur con tutte le differenze del caso rispetto alle sorelle europee, anche le grandi banche americane hanno un problema con la crescita eccessiva dei depositi e della liquidit\u00e0 parcheggiata sui conti correnti.In un contesto normale se la banca raccoglie depositi pi\u00f9 consistenti potr\u00e0 prestare di pi\u00f9 \u2013 e fare pi\u00f9 profitti. Ma in uno scenario nel quale la domanda di credito ancora scarseggia i depositi depositi crescenti conservano solo la controindicazione: costringono le banche a farvi corrispondere un\u2019adeguata quota di capitale. Si tratta di regolamentazioni che assicurano un maggiore solidit\u00e0 degli istituti e non di un problema legato ai tassi negativi, dal momento che la Fed, al contrario della Bce, non li ha mai adottati n\u00e9 considerati (almeno in dichiarazioni ufficiali).<br \/>\nLiquidit\u00e0, cosa chiedono le banche Usa<br \/>\nPer evitare che i depositi creino pi\u00f9 danno che beneficio, alcune fra le maggiori banche americane, fra cui JP Morgan Chase e Citigroup avrebbero chiesto ad alcune grosse imprese di spostare denaro dai propri depositi e di parcheggiarli su fondi monetari \u2013 considerati fra le opzioni di investimento pi\u00f9 conservative. Lo ha rivelato il Financial Times, che ha raggiunto alcune persone coinvolte in questi colloqui.<br \/>\nIn particolare, \u201ci bilanci di JPMorgan e Citi sono particolarmente sotto pressione a causa del requisito del coefficiente di leva finanziaria supplementare che \u00e8 stato imposto alle maggiori banche statunitensi a seguito della crisi finanziaria\u201d, scrive il Ft. Il problema si pone adesso perch\u00e9 tale requisito (definito come Supplementary leverage ratio), che era stato allentato dalla Fed allo scoppio della crisi Covid, \u00e8 tornato in vigore.<br \/>\nSe il denaro dei depositi si sposta sui fondi monetari gestiti dai rami di asset management le banche, in questo contesto, ne trarrebbero beneficio in quanto non sarebbero somme pi\u00f9 soggette nel calcolo della leverage ratio.<br \/>\nNei primi tre mesi dell\u2019anno i depositi detenuti presso le tre maggiori banche statunitensi (JPMorgan, Bank of America e Citi) sono aumentati di 243 miliardi di dollari, che si aggiungono ai 1000 miliardi di dollari di incremento record nel 2020.<br \/>\n\u00a0<br \/>\n<br \/>\n<!--noindex--><br \/>\n<a href=\"https:\/\/www.wallstreetitalia.com\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/\" rel=\"nofollow\">Source link <\/a><br \/>\n<!--\/noindex--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pur con tutte le differenze del caso rispetto alle sorelle europee, anche le grandi banche americane hanno un problema con la crescita eccessiva dei depositi e della liquidit\u00e0 parcheggiata sui conti correnti.In un contesto normale se la banca raccoglie depositi pi\u00f9 consistenti potr\u00e0 prestare di pi\u00f9 \u2013 e fare pi\u00f9 profitti. Ma in uno scenario [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2843,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-notizie-finanziarie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News\" \/>\n<meta property=\"og:description\" content=\"Pur con tutte le differenze del caso rispetto alle sorelle europee, anche le grandi banche americane hanno un problema con la crescita eccessiva dei depositi e della liquidit\u00e0 parcheggiata sui conti correnti.In un contesto normale se la banca raccoglie depositi pi\u00f9 consistenti potr\u00e0 prestare di pi\u00f9 \u2013 e fare pi\u00f9 profitti. Ma in uno scenario [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/\" \/>\n<meta property=\"og:site_name\" content=\"Super News\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-05T20:20:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-05T20:20:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1709\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"super-news\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"super-news\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/\"},\"author\":{\"name\":\"super-news\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\"},\"headline\":\"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi\",\"datePublished\":\"2021-05-05T20:20:37+00:00\",\"dateModified\":\"2021-05-05T20:20:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/\"},\"wordCount\":341,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/super-news.info\\\/it\\\/wp-content\\\/uploads\\\/sites\\\/9\\\/2021\\\/05\\\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg\",\"articleSection\":[\"NOTIZIE FINANZIARIE\"],\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/\",\"url\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/\",\"name\":\"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/super-news.info\\\/it\\\/wp-content\\\/uploads\\\/sites\\\/9\\\/2021\\\/05\\\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg\",\"datePublished\":\"2021-05-05T20:20:37+00:00\",\"dateModified\":\"2021-05-05T20:20:40+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#breadcrumb\"},\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#primaryimage\",\"url\":\"https:\\\/\\\/super-news.info\\\/it\\\/wp-content\\\/uploads\\\/sites\\\/9\\\/2021\\\/05\\\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg\",\"contentUrl\":\"https:\\\/\\\/super-news.info\\\/it\\\/wp-content\\\/uploads\\\/sites\\\/9\\\/2021\\\/05\\\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg\",\"width\":2560,\"height\":1709,\"caption\":\"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/super-news.info\\\/it\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#website\",\"url\":\"https:\\\/\\\/super-news.info\\\/it\\\/\",\"name\":\"Super News\",\"description\":\"Super News from Italy\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/super-news.info\\\/it\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"it-IT\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/super-news.info\\\/it\\\/#\\\/schema\\\/person\\\/2d4068cb2f39cd10008c2fce578a7356\",\"name\":\"super-news\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g\",\"caption\":\"super-news\"},\"url\":\"https:\\\/\\\/super-news.info\\\/it\\\/author\\\/pt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/","og_locale":"it_IT","og_type":"article","og_title":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News","og_description":"Pur con tutte le differenze del caso rispetto alle sorelle europee, anche le grandi banche americane hanno un problema con la crescita eccessiva dei depositi e della liquidit\u00e0 parcheggiata sui conti correnti.In un contesto normale se la banca raccoglie depositi pi\u00f9 consistenti potr\u00e0 prestare di pi\u00f9 \u2013 e fare pi\u00f9 profitti. Ma in uno scenario [&hellip;]","og_url":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/","og_site_name":"Super News","article_published_time":"2021-05-05T20:20:37+00:00","article_modified_time":"2021-05-05T20:20:40+00:00","og_image":[{"width":2560,"height":1709,"url":"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg","type":"image\/jpeg"}],"author":"super-news","twitter_card":"summary_large_image","twitter_misc":{"Scritto da":"super-news","Tempo di lettura stimato":"2 minuti"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#article","isPartOf":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/"},"author":{"name":"super-news","@id":"https:\/\/super-news.info\/it\/#\/schema\/person\/2d4068cb2f39cd10008c2fce578a7356"},"headline":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi","datePublished":"2021-05-05T20:20:37+00:00","dateModified":"2021-05-05T20:20:40+00:00","mainEntityOfPage":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/"},"wordCount":341,"commentCount":0,"image":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#primaryimage"},"thumbnailUrl":"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg","articleSection":["NOTIZIE FINANZIARIE"],"inLanguage":"it-IT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/","url":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/","name":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi - Super News","isPartOf":{"@id":"https:\/\/super-news.info\/it\/#website"},"primaryImageOfPage":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#primaryimage"},"image":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#primaryimage"},"thumbnailUrl":"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg","datePublished":"2021-05-05T20:20:37+00:00","dateModified":"2021-05-05T20:20:40+00:00","author":{"@id":"https:\/\/super-news.info\/it\/#\/schema\/person\/2d4068cb2f39cd10008c2fce578a7356"},"breadcrumb":{"@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#breadcrumb"},"inLanguage":"it-IT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/"]}]},{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#primaryimage","url":"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg","contentUrl":"https:\/\/super-news.info\/it\/wp-content\/uploads\/sites\/9\/2021\/05\/Liquidita-banche-Usa-ai-clienti-spostate-depositi-sui-fondi.jpg","width":2560,"height":1709,"caption":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi"},{"@type":"BreadcrumbList","@id":"https:\/\/super-news.info\/it\/liquidita-banche-usa-ai-clienti-spostate-depositi-sui-fondi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/super-news.info\/it\/"},{"@type":"ListItem","position":2,"name":"Liquidit\u00e0, banche Usa ai clienti: spostate depositi sui fondi"}]},{"@type":"WebSite","@id":"https:\/\/super-news.info\/it\/#website","url":"https:\/\/super-news.info\/it\/","name":"Super News","description":"Super News from Italy","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/super-news.info\/it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"it-IT"},{"@type":"Person","@id":"https:\/\/super-news.info\/it\/#\/schema\/person\/2d4068cb2f39cd10008c2fce578a7356","name":"super-news","image":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/secure.gravatar.com\/avatar\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/64ebac40b93f26a154f8a9b5b6fdccfc46f442b26b3dd6756dbff3bf9dc76fd7?s=96&d=mm&r=g","caption":"super-news"},"url":"https:\/\/super-news.info\/it\/author\/pt\/"}]}},"_links":{"self":[{"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/posts\/2842","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/comments?post=2842"}],"version-history":[{"count":1,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/posts\/2842\/revisions"}],"predecessor-version":[{"id":2844,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/posts\/2842\/revisions\/2844"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/media\/2843"}],"wp:attachment":[{"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/media?parent=2842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/categories?post=2842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/super-news.info\/it\/wp-json\/wp\/v2\/tags?post=2842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}